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Verified Tsikot Member
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November 27th, 2017 07:34 PM #21Haha thanks, everyone! Very helpful inputs Mukhang unanimous ah, so most likely Vitara GLX na nga ito! Btw I was able to inquire with Suzuki Kalookan and Suzuki Pasig and ang offer nila both is 200k DP, 21+k monthly amortization for 5 years.
Mayroon kaya sa inyong naofferan o naka-snag ng better deal? Baka doon na lang ako kumuha or para mag price match hehe thanks!
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November 28th, 2017 10:40 AM #22
Try directly applying with any bank, sigurado mas mababa ang magiging interest mo.
Based sa computation ko sa ibaba mas makakatipid ka ng 3.11K per month or 177K sa loob ng limang taon sa interest with almost the same downpayment. Pang gas mo na rin yan ng 3-5 years.
SRP (assuming zero discount) : 1,048,000
In-house (your provided figures)
DP - 200K
BALANCE - 848K
TOTAL MONTHLY - 21K x 60mos = 1,260 K
NET INTEREST - 1260K - 848K = 412K
Bank Loan (using BPI Online Calculator)
DP 20% - 209.6K
BALANCE - 838.4K
TOTAL MONTHLY - 17.9K x 60mos = 1,073.34 K
NET INTEREST - 1,073K - 838.4K = 234.94K
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Verified Tsikot Member
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November 28th, 2017 01:26 PM #23If hindi mo priorty ang 7-seater ng BR-V. Go Vitara nalang in all aspect mas maganda sya. My opinion..
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BANNED BANNED BANNED
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November 28th, 2017 01:30 PM #24grabe talaga mga car dealerships, they bait you in this 1.048M na bang for the buck Vitara GLX with all bells and whistles
tapos bigla ang PMS schedule is every 8 months fully synthetic oil, nanakawan ka ng 4 months pagdating sa service haha
talagang grabe na talaga ngaun ang lokohan. kunwari mura pero babawian pag hawak ka na sa leeg, holding your car's warranty as hostage. this should be investigated
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Verified Tsikot Member
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November 28th, 2017 08:55 PM #26
haha you'll be surprised. the vast majority of pinoys have no interest in having this sort of thing investigated. hindi myth-buster and pinoy mentality eh
casas are raking in tons of cash w/ these super-short PMS intervals. coz pinoys are mostly willing victims
btw i'm talking about their 4-month interval
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Verified Tsikot Member
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November 28th, 2017 09:42 PM #27Suzuki first 3 PMS 1K, 5K, 10K, free labor, at yung mga susunod ay pwedeng i-stretch sa every 5 months, as long you dont miss. Hindi sila mahigpit, especially East Ave., at mas mura compare to other car. Checked my PMS experienced in Ertiga thread.
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November 28th, 2017 10:10 PM #28
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November 28th, 2017 10:13 PM #29Ako naman dinownload ko yung manual ng vitara. Every 6 months ang interval for normal conditions. Magastos pag naka fs oil ka tapos short interval lang.
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November 28th, 2017 10:18 PM #30
Be careful with channels like "China Observer" on YouTube. There is a clear bias in their posts and...
Xiaomi E-Car