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  1. Join Date
    Nov 2017
    Posts
    16
    #21
    Haha thanks, everyone! Very helpful inputs Mukhang unanimous ah, so most likely Vitara GLX na nga ito! Btw I was able to inquire with Suzuki Kalookan and Suzuki Pasig and ang offer nila both is 200k DP, 21+k monthly amortization for 5 years.

    Mayroon kaya sa inyong naofferan o naka-snag ng better deal? Baka doon na lang ako kumuha or para mag price match hehe thanks!

  2. Join Date
    Aug 2013
    Posts
    1,093
    #22
    Quote Originally Posted by prizefighterMD View Post
    Haha thanks, everyone! Very helpful inputs Mukhang unanimous ah, so most likely Vitara GLX na nga ito! Btw I was able to inquire with Suzuki Kalookan and Suzuki Pasig and ang offer nila both is 200k DP, 21+k monthly amortization for 5 years.

    Mayroon kaya sa inyong naofferan o naka-snag ng better deal? Baka doon na lang ako kumuha or para mag price match hehe thanks!
    Try directly applying with any bank, sigurado mas mababa ang magiging interest mo.
    Based sa computation ko sa ibaba mas makakatipid ka ng 3.11K per month or 177K sa loob ng limang taon sa interest with almost the same downpayment. Pang gas mo na rin yan ng 3-5 years.

    SRP (assuming zero discount) : 1,048,000

    In-house (your provided figures)
    DP - 200K
    BALANCE - 848K
    TOTAL MONTHLY - 21K x 60mos = 1,260 K
    NET INTEREST - 1260K - 848K = 412K

    Bank Loan (using BPI Online Calculator)
    DP 20% - 209.6K
    BALANCE - 838.4K
    TOTAL MONTHLY - 17.9K x 60mos = 1,073.34 K
    NET INTEREST - 1,073K - 838.4K = 234.94K

  3. Join Date
    Aug 2017
    Posts
    124
    #23
    If hindi mo priorty ang 7-seater ng BR-V. Go Vitara nalang in all aspect mas maganda sya. My opinion..

    Sent from my SM-G955F using Tsikot Forums mobile app

  4. Join Date
    Sep 2014
    Posts
    8,481
    #24
    grabe talaga mga car dealerships, they bait you in this 1.048M na bang for the buck Vitara GLX with all bells and whistles

    tapos bigla ang PMS schedule is every 8 months fully synthetic oil, nanakawan ka ng 4 months pagdating sa service haha

    talagang grabe na talaga ngaun ang lokohan. kunwari mura pero babawian pag hawak ka na sa leeg, holding your car's warranty as hostage. this should be investigated

  5. Join Date
    Nov 2017
    Posts
    16
    #25
    Quote Originally Posted by dos2 View Post
    Try directly applying with any bank, sigurado mas mababa ang magiging interest mo.
    Based sa computation ko sa ibaba mas makakatipid ka ng 3.11K per month or 177K sa loob ng limang taon sa interest with almost the same downpayment. Pang gas mo na rin yan ng 3-5 years.

    SRP (assuming zero discount) : 1,048,000

    In-house (your provided figures)
    DP - 200K
    BALANCE - 848K
    TOTAL MONTHLY - 21K x 60mos = 1,260 K
    NET INTEREST - 1260K - 848K = 412K

    Bank Loan (using BPI Online Calculator)
    DP 20% - 209.6K
    BALANCE - 838.4K
    TOTAL MONTHLY - 17.9K x 60mos = 1,073.34 K
    NET INTEREST - 1,073K - 838.4K = 234.94K
    Very helpful! Thanks for this

  6. Join Date
    Feb 2014
    Posts
    1,921
    #26
    Quote Originally Posted by minicarph View Post
    grabe talaga mga car dealerships, they bait you in this 1.048M na bang for the buck Vitara GLX with all bells and whistles

    tapos bigla ang PMS schedule is every 8 months fully synthetic oil, nanakawan ka ng 4 months pagdating sa service haha

    talagang grabe na talaga ngaun ang lokohan. kunwari mura pero babawian pag hawak ka na sa leeg, holding your car's warranty as hostage. this should be investigated


    haha you'll be surprised. the vast majority of pinoys have no interest in having this sort of thing investigated. hindi myth-buster and pinoy mentality eh

    casas are raking in tons of cash w/ these super-short PMS intervals. coz pinoys are mostly willing victims

    btw i'm talking about their 4-month interval

  7. Join Date
    Mar 2010
    Posts
    1,850
    #27
    Suzuki first 3 PMS 1K, 5K, 10K, free labor, at yung mga susunod ay pwedeng i-stretch sa every 5 months, as long you dont miss. Hindi sila mahigpit, especially East Ave., at mas mura compare to other car. Checked my PMS experienced in Ertiga thread.

    Sent from my ASUS_Z017DA using Tsikot Forums mobile app

  8. Join Date
    Feb 2014
    Posts
    1,921
    #28
    Quote Originally Posted by Flipo View Post
    Suzuki first 3 PMS 1K, 5K, 10K, free labor, at yung mga susunod ay pwedeng i-stretch sa every 5 months, as long you dont miss. Hindi sila mahigpit, especially East Ave., at mas mura compare to other car. Checked my PMS experienced in Ertiga thread.

    Sent from my ASUS_Z017DA using Tsikot Forums mobile app


    di pwede "stretch" to 6 months? i downloaded the ertiga manual. it says 1-year interval for NORMAL conditions. but i'm willing to settle w/ 6 months coz that's what i've been doing w/ all my previous cars

  9. Join Date
    May 2016
    Posts
    15
    #29
    Ako naman dinownload ko yung manual ng vitara. Every 6 months ang interval for normal conditions. Magastos pag naka fs oil ka tapos short interval lang.


    Sent from my iPhone using Tapatalk

  10. Join Date
    Feb 2014
    Posts
    1,921
    #30
    Quote Originally Posted by xcubeinc View Post
    Ako naman dinownload ko yung manual ng vitara. Every 6 months ang interval for normal conditions. Magastos pag naka fs oil ka tapos short interval lang.


    Sent from my iPhone using Tapatalk

    6mo interval w/ mineral is better than 1yr interval w/ FS to begin w/ FS wasn't invented to extend the OCI in the first place!

    as i said before, i changed the mineral oil on all my previous cars every 6mo. they all lasted longer than i needed them to

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Help deciding on a car: Honda BR-V 1.5 V versus Suzuki Vitara GLX 1.6