In terms of hauling cargo, the Jazz with its U.L.T second row seats is far more useful and flexible. However, when it comes to seating five people inside, any compact car (Civic, Corolla Altis, Optra, Lancer, Sentra, etc) would definitely feel much more comfortable than any subcompact (ie. Jazz, City, Vios, Aveo, Getz, Picanto, etc..)
As for the thread starter's inquiry, I think the 1.5 VTEC is a MUCH better buy than the 1.3S bec. you get the following for only Php 82,000 on top of the price of a 1.3S
1.) 1.5 VTEC engine
2.) Dual SRS Airbags
3.) ABS (Anti-lock Brake System) with EBD w/ BA (Electronic Brake-force Distribution with Brake Assist)
4.) Rear disc brakes
5.) New design 15" wheels
6.) Front and Rear bumper Skirt
7.) Side Skirt
8.) Trunk Spoiler
9.) Seatbelts pretensioner w/ Load Limiter
10.) High-Mount Stop Lamp
11.) i-Pod Ready CD In-dash Audio System with MP3 / WMA / Playback3
12.) Rear Roof Mounted
13.) Headlamps - 3-Dimensional (Body colored type)
14.) Tail lamps - LED type (with smoke type lens)
15.) Keyless entry feature
16.) Sunvisor- Driver & Assistant with vanity mirror
17.) Interior color scheme - Two-tone Black