Car Insurance choices

[mylesvv79]

What factors should we consider in choosing the best comprehensive insurance for a brand new car? I have seen online * ecomparamo.com that AFPGEN is the lowest, but other choices have additional services included such as the alternative transpo allowance. Also, if you're a government employee or have an immediate relative who is an employee or retiree, the GSIS offers a much lower fee.. Thus, the question. TIA for any suggestions, comments and opinions.

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[polemicducky]

Aside from checking the benefits and costs, check also ease of claim, e.g. may mga insurance companies na mabusisi ang proseso sa claims

[glenn_duke]

What factors should we consider in choosing the best comprehensive insurance for a brand new car? I have seen online * ecomparamo.com that AFPGEN is the lowest, but other choices have additional services included such as the alternative transpo allowance. Also, if you're a government employee or have an immediate relative who is an employee or retiree, the GSIS offers a much lower fee.. Thus, the question. TIA for any suggestions, comments and opinions.

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For brand new car, better get the casa accredited insurance company. Expensive by a few thousand but filing a claim is easier and faster.
Some insurance are cheaper but filing a claim is more stressful than applying a car loan.
Some casa will not release the unit not until the repair cost is fully paid by the insurance company.

[ray_noel]

For brand new car, better get the casa accredited insurance company. Expensive by a few thousand but filing a claim is easier and faster.
Some insurance are cheaper but filing a claim is more stressful than applying a car loan.
Some casa will not release the unit not until the repair cost is fully paid by the insurance company.

Not in Ucpb gen insurance... i was able to claim my insurance through email and phone call... i insured in ucpb cebu branch and i had my car repaired in bohol with no problem... fast and easy...


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[baludoy]

pioneer insurance and philipine-british assurance company (pbac) have been very convenient to deal with. quick and hassle free claiming processes in our experience.

i've used pioneer insurance's free towing service twice over the years when my car had fits and just last may pbac delivered w/ flying colors when our suv had a fender bender. sila pa ang nag-follow-up sa akin to ask if the repair was moving smoothly.

these 2 companies may not be that known but i think they're trying to compensate by providing excellent service to gain more clients via word of mouth from satisfied customers like me.

[ninjababez]

Not in Ucpb gen insurance... i was able to claim my insurance through email and phone call... i insured in ucpb cebu branch and i had my car repaired in bohol with no problem... fast and easy...


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bro pumunta ka lang ba sa branch nila?

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[chico020]

What factors should we consider in choosing the best comprehensive insurance for a brand new car? I have seen online * ecomparamo.com that AFPGEN is the lowest, but other choices have additional services included such as the alternative transpo allowance. Also, if you're a government employee or have an immediate relative who is an employee or retiree, the GSIS offers a much lower fee.. Thus, the question. TIA for any suggestions, comments and opinions.

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If you meant, ecomparemo.com, that sound really good as well. I went through their entire website since your given website doesn't exist. And I impressed what's all I found.

Well, firstly, a lot of people really today are interested in having the best comprehensive car insurance coverage available, but aren't sure how to do that. So we and you have to learn as much as you and we can about the subject, so that we can avoid mistakes or make any necessary adjustments. Thus, give time to break and read here Car Insurance Philippines – Top Providers, Best Quotes 218 which is designed to help you do just that. I just read this and it seems like, you have now the solution on your end.

[baludoy]

^ bro contact mo si nica nhice
Tsikiteer din yan. Maybe she can help you w/ your insurance concerns

do what you gotta do so you can do what you wanna do

[ninjababez]

^ bro contact mo si nica nhice
Tsikiteer din yan. Maybe she can help you w/ your insurance concerns

do what you gotta do so you can do what you wanna do

mapfre yata sya bro eh, last option ko kasi mapfre at the moment hehehe
ucpb
charter ping
bpi ms
standard
mapfre

[baludoy]

mapfre yata sya bro eh, last option ko kasi mapfre at the moment hehehe
ucpb
charter ping
bpi ms
standard
mapfre

May phil british assurance co ( pbac ) din siya bro. Worth checking out since may experience na din ako w/ them & maganda ang kinalabasan.

do what you gotta do so you can do what you wanna do

[ninjababez]

May phil british assurance co ( pbac ) din siya bro. Worth checking out since may experience na din ako w/ them & maganda ang kinalabasan.

do what you gotta do so you can do what you wanna do

1 day processing lang ba bro?
btw do you have her contact info?
thanks

[baludoy]

1 day processing lang ba bro?
btw do you have her contact info?
thanks

one processing ang alin? ang claims?

anyway, you can reach nica at 9175915372 or 9322114437.

[ninjababez]

May phil british assurance co ( pbac ) din siya bro. Worth checking out since may experience na din ako w/ them & maganda ang kinalabasan.

do what you gotta do so you can do what you wanna do

pbac nalang kunin ko bro siguro since doble ang price sa mapfre


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[baludoy]

pbac nalang kunin ko bro siguro since doble ang price sa mapfre


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Ok yan sila bro. Pwede mo pa nga request installment. Ang medyo complaint ko hindi pa ako nabigyan ng umbrella [emoji23]

do what you gotta do so you can do what you wanna do

[SaMon]

Sir, ask ko lang po kung ano ang dapat gawin.

Ganito po ang scenario:
First. My Dad applied a car loan then the car was named and registered under my name. Is there any problem that will occur in the car loan of my father?

Second. My Dad applied a car comprehensive insurance on the same establishment but the insurance was under his name and not mine (registered owner of the car) because it was his name in the car loan. What will happen in the insurance that my Dad applied for? Is it applicable for me as the owner of the car?

P.S. The car was already registered under my name in the OR/CR given by the LTO.

Please help me! Thank you!

[ray_noel]

Sir, ask ko lang po kung ano ang dapat gawin.

Ganito po ang scenario:
First. My Dad applied a car loan then the car was named and registered under my name. Is there any problem that will occur in the car loan of my father?

Second. My Dad applied a car comprehensive insurance on the same establishment but the insurance was under his name and not mine (registered owner of the car) because it was his name in the car loan. What will happen in the insurance that my Dad applied for? Is it applicable for me as the owner of the car?

P.S. The car was already registered under my name in the OR/CR given by the LTO.

Please help me! Thank you!

Siguro dahil ang car loan is under ng father mo kaya yung insurance is under din ng name ng father mo...plus he availed it in the same bank/company...

If the bank/company allows it, then it’s fine... after all the car is still own by the bank/company where it’s loaned/insured...


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[L1quid]

mapfre yata sya bro eh, last option ko kasi mapfre at the moment hehehe
ucpb
charter ping
bpi ms
standard
mapfre

Tanong lang dude, anu year make at model ng oto ipapainsure mo at saan mo gusto ipagawa kung sakali man mangyari ang di kanais nais (casa o sa labas)?

Curious ako bakit asa bandang dulo ng list mo standard insurance.

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[ninjababez]

Tanong lang dude, anu year make at model ng oto ipapainsure mo at saan mo gusto ipagawa kung sakali man mangyari ang di kanais nais (casa o sa labas)?
Curious ako bakit asa bandang dulo ng list mo standard insurance.
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may kaibigan kasi ako di maganda experience sa kanila nun nabangga.
ako naman nun ako nag claim sa kanila dahil sa bumangga sakin, 2.5 months inabot tapos rear windshield lang ang galing sa casa kaya natagalan kasi sa banawe nahirapan sila kumuha pyesa.

[L1quid]

may kaibigan kasi ako di maganda experience sa kanila nun nabangga.
ako naman nun ako nag claim sa kanila dahil sa bumangga sakin, 2.5 months inabot tapos rear windshield lang ang galing sa casa kaya natagalan kasi sa banawe nahirapan sila kumuha pyesa.

Di mo naman sinagot yung tinanong ko eh. Haha!

Anyway, yang kwento mo maraming parts yan eh, hindi lang si insurance ang contributor.

Sa experience ko yung sa claim eh depende sa broker or agent mo, regardless kung sino man insurance provider, yung broker / agent ang nagpapabilis / tagal.

Sa coverage naman, standard insurance gives casa rates hanggang 12 yrs old na sasakyan sa pagkakaalam ko, ok ito kapag prefer mo casa repairs. Kapag non-casa rates kasi tapos sa casa mo pinagawa hamak na malaki talaga iaambag mo.
Note: kung wala pa 5 years old yung oto mo, kahit ano insurance will give casa rates. Kaya ko tinatanong yung year make & model ng oto na ipapainsure mo kanina.

Sa repairs naman, sa casa or shop na yung nagpapabilis / tagal ng proseso.

Sumatotal, pinakamaiging kunin na insurance provider eh yung kakosa ng casa / shop mo, overall mas magandang package makukuha mo kasi pagkinailangan mo na sila, madalas bibigyan ka nila ng pinakamaliit na gastos at mabilis na pagproseso.
Kaya kausapin mo casa / shop mo kung sino ang kakosa nilang insurance provider at kunin mo yung agent / broker na POC nila.

Share ko lang yung sa isang luma kong oto, matagal na inoofer sakin ni casa irepaint at padaanin sa insurance, yung participation lang daw gagastusin ko basta bigyan ko lang sila go signal, malamang iwaive rin uli nila ito kung sakali. Sila na raw bahala sa lahat dadalin ko nalang yung oto sa kanila, ganun sila kadikit nung insurance. Ang problema lang eh pinalitan ko kasi insurance nya nitong nakaraang taon (mas mura kasi), kaya balak ko ibalik sa dati pagkaoras na irenew.

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[Little Missy]

I remember nung lurker palang ako dito rin ako nagbasa ng recommendations and reviews. I ended up with FPG.

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