First car: Sub PHP1M - Brand New or Second Hand?

**StockEngine** · November 18th, 2020 03:15 PM

Thread seems abit toxic. Almost like pandora's box 2020 edition.

**travajante** · November 18th, 2020 03:16 PM

Originally Posted by ice15

are you the first owner of the Altis?

I started with used cars, my personal advise to people asking me the same question.

"drive a 3-4 year old car and compare it with the brand new one (e.g Vios vs Vios), if you don't see/feel a difference, then buy used if you're comfortable"

Really relative to condition & type.

Sent from my SM-G970F using Tapatalk

**dark_hedge12** · November 18th, 2020 08:26 PM

Thank you po mga tito/ boss.

Super helpful ng mga insights nyo.

Yes siguro much better if brand new para hindi na ako mag problema sa mekaniko during negotiations. At wala ng iisipin iba kundi mag drive nalang

Medyo mabigat rin pala yung mga options na naibigay ko kase sa civic 230k ang dp tapos 20k ata monthly.

Sa parking wala naman na issue kase may garage na kame dito sa bahay. Maintenance at insurance nalang kase this will be my first car. Medyo newbie pero ive been watching a lot of YouTube tutorials.

ganun lang talaga tingin ko budget ko. Either mag lowend car nalang ako like vios or mirage g4? Atleast practical? Sedan ang prefer ko po.

Background ko lang: I am earning 70k gross and got under 18k excess kase may mga other goal ako pinag iipunan.

I just thought na mas okay ko na mabili ang car while single pa ako para kapag may own family na iba na prio ko and baka 5 years from now, iba na presyo nila. What other stuff can i do to maximize this?

Thank you po.

Sent from my Mi 9T using Tapatalk

**papi smith** · November 18th, 2020 09:41 PM

So you don't need the car now? Bibili ka lang just to get it out of the way? I suggest, later ka na lang bumili, I think car prices are not going to run away at least for another year, by then, you will be in a better cash position.

Btw, si Dr D lang ang tito dito, lahat kami bata pa

**bloowolf** · November 18th, 2020 09:55 PM

If it were me, I’d get a 2nd hand Subaru. Guaranteed, you will enjoy driving & modifying it. May 2016 XV w/49K kms selling for P840k

**Egan101** · November 18th, 2020 10:03 PM

Originally Posted by bloowolf

If it were me, I’d get a 2nd hand Subaru. Guaranteed, you will enjoy driving & modifying it.

Kung ipa mod mo, di titigil sa 1M yung gastos mo. Hehehe

For 800k to 900k, you can buy a used 2015-2016 Forester XT with less than 50k mileage.

Sent from my iPhone using Tapatalk

**bloowolf** · November 18th, 2020 10:21 PM

Originally Posted by Egan101

Kung ipa mod mo, di titigil sa 1M yung gastos mo. Hehehe

For 800k to 900k, you can buy a used 2015-2016 Forester XT with less than 50k mileage.

Sent from my iPhone using Tapatalk

That’s where the fun is. Pero di naman ipapa-mod agad. Syempre pa enjoy-enjoy muna tapos, magiisip na ipa mod. By then, verified tsikot man.
But usually, first time owners will get a ride that is practical, then gets bored & sells it or spend a sum modifying it.
Single pa naman sya sa ngayon & I think a City or a Vios hindi babagay sa kanya. Honestly TS, don’t go practical. Go Subaru.

**dr. d** · November 18th, 2020 10:37 PM

Originally Posted by ice15

are you the first owner of the Altis?

I started with used cars, my personal advise to people asking me the same question.

"drive a 3-4 year old car and compare it with the brand new one (e.g Vios vs Vios), if you don't see/feel a difference, then buy used if you're comfortable"

it's been in the family since new, although it sleeps in the other garage.
marami kasi kaming nagmamanejo.

**hardwang** · November 19th, 2020 01:10 AM

Originally Posted by bloowolf

That’s where the fun is. Pero di naman ipapa-mod agad. Syempre pa enjoy-enjoy muna tapos, magiisip na ipa mod. By then, verified tsikot man.
But usually, first time owners will get a ride that is practical, then gets bored & sells it or spend a sum modifying it.
Single pa naman sya sa ngayon & I think a City or a Vios hindi babagay sa kanya. Honestly TS, don’t go practical. Go Subaru.

Pero dahan dahan lang sa mods. Baka magulat na lang may pic na sa Baduy thread dito sa tsikot bigla yung sasakyan. Kaya kung mag mod, better keep it to a minimum especially sa exterior

**istan** · November 19th, 2020 03:48 AM

Check with your preferred bank. Sa 2nd hand cars, may limits ang car loans. Like minimum 30% down, up to 2-3yrs to pay lang. Interest rates nearing personal loan levels (read:double the usual car loan rates) And up to 5 yr old na car model.

Based on your 150k on hand, you might need to think about this more. Again check with your bank.

I did this before, nagulat lang ako sa rates,. Didn't push thru my purchase. Was supposed to be a Fortuner 4x4 worth 1M.

Sent from my ONEPLUS A5000 using Tapatalk