First car: Sub PHP1M - Brand New or Second Hand?

[StockEngine]

Thread seems abit toxic. Almost like pandora's box 2020 edition.

[travajante]

are you the first owner of the Altis?

I started with used cars, my personal advise to people asking me the same question.

"drive a 3-4 year old car and compare it with the brand new one (e.g Vios vs Vios), if you don't see/feel a difference, then buy used if you're comfortable"

Really relative to condition & type.

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[dark_hedge12]

Thank you po mga tito/ boss.

Super helpful ng mga insights nyo.

Yes siguro much better if brand new para hindi na ako mag problema sa mekaniko during negotiations. At wala ng iisipin iba kundi mag drive nalang

Medyo mabigat rin pala yung mga options na naibigay ko kase sa civic 230k ang dp tapos 20k ata monthly.

Sa parking wala naman na issue kase may garage na kame dito sa bahay. Maintenance at insurance nalang kase this will be my first car. Medyo newbie pero ive been watching a lot of YouTube tutorials.

ganun lang talaga tingin ko budget ko. Either mag lowend car nalang ako like vios or mirage g4? Atleast practical? Sedan ang prefer ko po.

Background ko lang: I am earning 70k gross and got under 18k excess kase may mga other goal ako pinag iipunan.

I just thought na mas okay ko na mabili ang car while single pa ako para kapag may own family na iba na prio ko and baka 5 years from now, iba na presyo nila. What other stuff can i do to maximize this?


Thank you po.

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[papi smith]

So you don't need the car now? Bibili ka lang just to get it out of the way? I suggest, later ka na lang bumili, I think car prices are not going to run away at least for another year, by then, you will be in a better cash position.

Btw, si Dr D lang ang tito dito, lahat kami bata pa [emoji38]

[bloowolf]

If it were me, I’d get a 2nd hand Subaru. Guaranteed, you will enjoy driving & modifying it. May 2016 XV w/49K kms selling for P840k

[Egan101]

If it were me, I’d get a 2nd hand Subaru. Guaranteed, you will enjoy driving & modifying it.

Kung ipa mod mo, di titigil sa 1M yung gastos mo. Hehehe

For 800k to 900k, you can buy a used 2015-2016 Forester XT with less than 50k mileage.


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[bloowolf]

Kung ipa mod mo, di titigil sa 1M yung gastos mo. Hehehe

For 800k to 900k, you can buy a used 2015-2016 Forester XT with less than 50k mileage.


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That’s where the fun is. Pero di naman ipapa-mod agad. Syempre pa enjoy-enjoy muna tapos, magiisip na ipa mod. By then, verified tsikot man.
But usually, first time owners will get a ride that is practical, then gets bored & sells it or spend a sum modifying it.
Single pa naman sya sa ngayon & I think a City or a Vios hindi babagay sa kanya. Honestly TS, don’t go practical. Go Subaru.

[dr. d]

are you the first owner of the Altis?

I started with used cars, my personal advise to people asking me the same question.

"drive a 3-4 year old car and compare it with the brand new one (e.g Vios vs Vios), if you don't see/feel a difference, then buy used if you're comfortable"

it's been in the family since new, although it sleeps in the other garage.
marami kasi kaming nagmamanejo.

[hardwang]

That’s where the fun is. Pero di naman ipapa-mod agad. Syempre pa enjoy-enjoy muna tapos, magiisip na ipa mod. By then, verified tsikot man.
But usually, first time owners will get a ride that is practical, then gets bored & sells it or spend a sum modifying it.
Single pa naman sya sa ngayon & I think a City or a Vios hindi babagay sa kanya. Honestly TS, don’t go practical. Go Subaru.

Pero dahan dahan lang sa mods. Baka magulat na lang may pic na sa Baduy thread dito sa tsikot bigla yung sasakyan. Kaya kung mag mod, better keep it to a minimum especially sa exterior

[istan]

Check with your preferred bank. Sa 2nd hand cars, may limits ang car loans. Like minimum 30% down, up to 2-3yrs to pay lang. Interest rates nearing personal loan levels (read:double the usual car loan rates) And up to 5 yr old na car model.

Based on your 150k on hand, you might need to think about this more. Again check with your bank.

I did this before, nagulat lang ako sa rates,. Didn't push thru my purchase. Was supposed to be a Fortuner 4x4 worth 1M.

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[dark_hedge12]

Hi nakakita po ako ng vios xe cvt * 750k
150k dp at 13k monthly ammo

Okay na kaya yang auto na yan for my needs and since toyota naman?

Kakayanin ba nyan ang mga long distance travel like tagaytay or bicol. Mga ganun

Salamat po

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[bxr monkey]

Hi nakakita po ako ng vios xe cvt * 750k
150k dp at 13k monthly ammo

Okay na kaya yang auto na yan for my needs and since toyota naman?

Kakayanin ba nyan ang mga long distance travel like tagaytay or bicol. Mga ganun

Salamat po

Kayang kaya iyan. Okay ang Toyota din.
Kunin mo pala ang 7 airbags na option. Plus 10k lang.
Anong kulay ang balak mong kunin?

[ice15]

it's been in the family since new, although it sleeps in the other garage.
marami kasi kaming nagmamanejo.

exactly, kilala mo yung "previous owner"

My first 2 cars were 2nd hand and palagi kong naiisip kung paano sya ginamit nung dating may-ari. Yung Lancer ko mentioned earlier, binati pa ako ng guard when I entered a gentleman's bar -> regular daw nila yung previous owner (yung plate nya was the initials of the previous owner + 777)

***
as for my new Wigo vs a used Corolla mentioned earlier.

Yung last car ko from my Dad was a Big Body, year 10 before I was assigned overseas, me and my wife decided to have it returned to my Dad.

Bago namin ibalik, I had the whole suspension replaced (new shocks/struts/bushings)

After the repair, the car was wow. Like new! Sometimes di natin ramdam yung difference between "Pwede pa," "maayos pa," and "maganda"

IMO, if budget permits everyone deserves to feel a "maganda"
A used car that has 50K on the Odo "Maayos Pa"

Everything else is "pwede pa"

[dark_hedge12]

Kayang kaya iyan. Okay ang Toyota din.
Kunin mo pala ang 7 airbags na option. Plus 10k lang.
Anong kulay ang balak mong kunin?

May nahanap ako sa fb , okay ba ang hyundai reina?

40k all in tapos 13k monthly
Promo raw yung 30% na dp. 40k nalang


Chineck ko yung car maganda itsura kaso okay ba to in the long run?

So i have 3 cars na tingin ko pasok sa budget

Mirage g4:
50k dp : 14k monthly

Hyundai reina 1.4 A/T : 730k
40k dp : 13k monthly

Vios XE a/t : 747,000
50k dp : 16k monthly


Prang nakaka akit yung reina e. Promo daw . Baka sirain yan?


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[ninjababez]

May nahanap ako sa fb , okay ba ang hyundai reina?

40k all in tapos 13k monthly
Promo raw yung 30% na dp. 40k nalang


Chineck ko yung car maganda itsura kaso okay ba to in the long run?

So i have 3 cars na tingin ko pasok sa budget

Mirage g4:
50k dp : 14k monthly

Hyundai reina 1.4 A/T : 730k
40k dp : 13k monthly

Vios XE a/t : 747,000
50k dp : 16k monthly


Prang nakaka akit yung reina e. Promo daw . Baka sirain yan?


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sa 3 options, dun nako sa vios

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[atty.cadmus]

Consider niyo po Chinese Crossovers. Pasok sa budget.

[coiter]

May nahanap ako sa fb , okay ba ang hyundai reina?

40k all in tapos 13k monthly
Promo raw yung 30% na dp. 40k nalang


Chineck ko yung car maganda itsura kaso okay ba to in the long run?

So i have 3 cars na tingin ko pasok sa budget

Mirage g4:
50k dp : 14k monthly

Hyundai reina 1.4 A/T : 730k
40k dp : 13k monthly

Vios XE a/t : 747,000
50k dp : 16k monthly


Prang nakaka akit yung reina e. Promo daw . Baka sirain yan?


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vios pero parang ang laki ng difference niya sa montlhy vs reina kahit na 17k lang difference sa SRP. that's 180k in 5 yrs. mas mataas pa DP.

[dark_hedge12]

vios pero parang ang laki ng difference niya sa montlhy vs reina kahit na 17k lang difference sa SRP. that's 180k in 5 yrs. mas mataas pa DP.

Promo daw sir yung reina.

So vios nalang talaga? Kayanin po ba neto mga long drive like tagaytay o baguio

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[tarzegetakizerd]

Promo daw sir yung reina.

So vios nalang talaga? Kayanin po ba neto mga long drive like tagaytay o baguio

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kaya naman siguro both ang baguio. haha mirage nga kaya eh

[12vdc]

May nahanap ako sa fb , okay ba ang hyundai reina?

40k all in tapos 13k monthly
Promo raw yung 30% na dp. 40k nalang


Chineck ko yung car maganda itsura kaso okay ba to in the long run?

So i have 3 cars na tingin ko pasok sa budget

Mirage g4:
50k dp : 14k monthly

Hyundai reina 1.4 A/T : 730k
40k dp : 13k monthly

Vios XE a/t : 747,000
50k dp : 16k monthly


Prang nakaka akit yung reina e. Promo daw . Baka sirain yan?


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Hyundai dapat malapit ka sa casa, 5yrs mo tyaga PMS 3months/5k kms. Bawi sila sa PMS, mas napamahal ka. I'd go with Vios from your choices for peace of mind.

Kung requirement mo ay cheap city car that seats 4 then i'd suggest compact hatch like Wigo, Brio.

Kaya nyan lahat mag longdrive pero kung madalas, mag MPV high ground clearance ka like avanza, rush, mobilio, brv, ertiga, xL7. Kawawa ang pang ilalim ng kotse sa lubak ng longdrive.