Buying a brand new car in cash

[NightRock]

Na alala ko tuloy ibinili ko ng Innova yung ate ko sa Toyota Alaang,

Dollar yung pera ko widraw sa bank since mababa palitan sa banko dinala ko pa sa Glorieta para papalitan yung dollar ko heheehe

Prior to that nag hanap muna akong kambal na clutch bag.. yung isa nasa pamankin ko may lamang papel.. yung isa dala ko galing money changer.. pinag intay ko na sya sa loob CR ng mall then pag pasok ko simpleng swiching ng bag.. So ang dala ko talaga clutch bag walang lamang pera and one hour muna ako nag ikot sa mall to make sure walang naka sunod sakin.. yung real money naka clutch bag at naka packbag sa pamangkin ko nag kita nalang kami sa parking

[kimbon]

Exactly. Now everything is electronic so it's more practical not to lug around cash.

Dealers do prefer MC.

OT: In other countries they do not like cash payment especially large notes such as EUR100 or EUR500

on the other hand car dealers in China can accept cash payment as I posted the other day. Yahoo cash is still the king of the world

[XTO]

MC para wala nang kyeme kyeme. Talagang aabutin ng ilang araw from the start pumili at at mag deposit.


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[dishcom]

Pa sweldo yun pero hinde dala all the time. One or twice a month? Wala naman meron dalang pera para anytime pwede siya bumili ng kotse agad agad.


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Yes. Twice a month yun..
Kung gusto kang bintahan ng dealer at kaylangan nila ng binta e siguradong may paraan sila.. basta cash.. pero dahil asa electronic age na tayo halos napaka dalang ng mangyayari na cacash ang auto..

pero ibang bansa may bag nga na 300k to 500k at card lang e kaya ng bilhin yun.. sa pinas basta may pera e pwede ka bilhan ng auto..

[boytsiks]

Yes. Twice a month yun..
Kung gusto kang bintahan ng dealer at kaylangan nila ng binta e siguradong may paraan sila.. basta cash.. pero dahil asa electronic age na tayo halos napaka dalang ng mangyayari na cacash ang auto..

pero ibang bansa may bag nga na 300k to 500k at card lang e kaya ng bilhin yun.. sa pinas basta may pera e pwede ka bilhan ng auto..

Madali talaga bumili pag card. Isang swipe lang. Basta kaya ng limit mo.

BTT: Pagawa ka na lang ng MC sa bank. Ipafax mo sa dealer before going there para pagdating mo cleared na ang check. AFAIK, good as cash ang MC so iveverify lang nila sa bank yun.

No point of bring cash cash if there are safer means of buying.

[RC-V]

Yung cash. Sure walang question at duda pag binayad mo..pawisan kilikili ng cashier kakabilang ng bayad mo...

Aircon naman daw saka mayroon din silang bill counting machine (hindi ako sure kung lahat ng casa mayroon) .

[antonath]

Yun uncle ko from abroad bumile ng fortuner cash. I was with them sa toyota pampanga. Nakaka kaba pag may ganoon kang dala na cash. Di advisable yun ganoon ngayon.

[makyong]

They prefer MC. I can't think of any reason why somebody would bring cash to a dealer. Just doesn't make sense.


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Baka nanalo sa Casino sir[emoji4]

[Yatta]

Tatanggapin naman yan ng dealer kung cash ang ibayad mo. Pero sa panahon ngayon, mas safer na magdala ng MC.

[shadow]

Same effort na punta Sa bank to withdraw cash and to apply for MC. bakit kailangan pa cold cash pa dalhin sa casa unless gusto mag yabang.

Baka Hinde naintindihan ng iba na pag sinabing cash na bumili ng kotse Hinde ibig sabihin na cold cash dapat dalhin mo yun pera parang sa palengke [emoji16] we just used "cash" loosely pag binili mo outright yun kotse without getting a loan. So kahit na MC ibayad or bank transfer "cash" pa rin tawag.

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[jodski]

Baka nanghihinayang sa 50 pesos service ng prepare ng MC kaya ayaw??? [emoji12] [emoji1]

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[ronw123w124]

Baka nanghihinayang sa 50 pesos service ng prepare ng MC kaya ayaw??? [emoji12] [emoji1]

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Waived naman yung P50 service fee kapag malakas ka sa bangko, saka what is P50 compared to the amonut of a car???

[_Cathy_]

Sa bangko ko P115 ata charge ng MC Baka mas feel nila cash payment pag paper bills. AFAIK wala naman counting machine ang casa. Imagine counting 10 bundles of 1000 for a P1M car

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[cast_no_shadow]

Sa bangko ko P115 ata charge ng MC Baka mas feel nila cash payment pag paper bills. AFAIK wala naman counting machine ang casa. Imagine counting 10 bundles of 1000 for a P1M car

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Meron naman siguro! Hehe

BTT

What my folks did is fund transfer/deposit outright sa bank account ni dealer.

Punta casa para iuwi yung oto.


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[dr. d]

it don't matter to the casa. cash or cheque.
if buyer isn't comfortable with oddles of cold cash or hot money in her/his person, then cheque it is.
if buyer is comfortable with large amounts of money about his person... some people have no choice but to swim in cash... comes with the nature of the business.. cash it is.
no big deal, really.

[CVT]

In our last purchase, a couple of months ago,- we paid using personal check.

I asked them what bank they have affiliation with. It is a good thing that it is also one of the banks we have money deposited.

So,- cleared on the same day,- and the unit delivered the following day.


"The measure of a man is what he does with power" LJIOHF!

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[dreamur]

Na alala ko tuloy ibinili ko ng Innova yung ate ko sa Toyota Alaang,

Dollar yung pera ko widraw sa bank since mababa palitan sa banko dinala ko pa sa Glorieta para papalitan yung dollar ko heheehe

Prior to that nag hanap muna akong kambal na clutch bag.. yung isa nasa pamankin ko may lamang papel.. yung isa dala ko galing money changer.. pinag intay ko na sya sa loob CR ng mall then pag pasok ko simpleng swiching ng bag.. So ang dala ko talaga clutch bag walang lamang pera and one hour muna ako nag ikot sa mall to make sure walang naka sunod sakin.. yung real money naka clutch bag at naka packbag sa pamangkin ko nag kita nalang kami sa parking

Lol. Salisi style un bro ah!

[sirkosero]

Has someone tried to use his credit card to pay the entire or at least a portion of the selling price of the car? Sayang din credit card points especially using BDO credit card.

Meron pero dagdag 8-10% yata so di feasible.

I remember a prominent makati businessman bought a bmw using his credit card

[machine.pistol]

Meron naman siguro! Hehe

BTT

What my folks did is fund transfer/deposit outright sa bank account ni dealer.

Punta casa para iuwi yung oto.


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For my last car purchase, I transferred the DP via wire transfer to the dealer's nominated bank account.

[Wh1stl3r2]

Kung may personal check ka you don't have to get an MC, same clearing period din naman yun. Nakatipid ka pa ng P46.50

As a side note, automatically reported ng bank mo sa AMLAC any transactions 500K up. Don't know if they share that info with BIR.