Folks, I want to request for everybody's honest opinion as I would like to help out a friend and give the best advise in her dilemma. The sitch is she wants to buy a brand new car for commuting to work and weekend activities. However here are the complications in her intent to buy:

1. She doesn't have a considerable savings. She is actually saving for the 20% dp as she targets to get one on or before the end of 2012.
2. She would like to have a brand new car, this is non-negotiable.
3. Her income can be approved for a car loan but she can only spare no more than 13k per month for amortization. However, I told her that even though she can afford 13k per month, things she still need to consider parking, gas (with its current price), quarterly maintenance, yearly insurance. So it all adds up. I think she earns around 40k / month.
4. If you recommend her to go buy, what can fall under her budget as she also likes at least power windows, alloy wheels and abs.

Thank you so much for your inputs!