Who dictates where to have a car repaired after accident

[sean-archer]

I just bumped into a TV episode where the complainant (Suzuki swift) was demanding the truck who rear ended him awfully huge amount based from Casa estimate for the repair.

My question is, who dictates where to repair the damages? Does the truck driver/owner has the right to have the car repaired else where instead of Casa? Does the car's age matter?

[CVT]

I just bumped into a TV episode where the complainant (Suzuki swift) was demanding the truck who rear ended him awfully huge amount based from Casa estimate for the repair.

My question is, who dictates where to repair the damages? Does the truck driver/owner has the right to have the car repaired else where instead of Casa? Does the car's age matter?

May insurance naman siguro si Swift owner for his ride,- and so,- bahala na si insurance....

OT: Kapitbahay namin,- naka Pajero (current model),- nabundol ng kotse na minamaneho ng mga Manang sa aming village,- (dahil parating nakaparada sa kalye si Pajero at ang iba pa niyang sasakyan - buti nga sa kanya!!!)... Tapos ba naman, sinisingil sina Manang ng malaki dahil wala raw insurance ang Pajero nila at sa casa ipapagawa...

T*ngna naman,- ang yabang mong mag-Pajero,- at ayaw mong magpa-insurance,- tapos, sisingilin mo pa ito sa mga SCs na kapitbahay natin? Ang kapal mo naman....

Mayroon pang ibang high-end na sasakyan ang lecheng ito,- malamang wala ring insurance....

I know that insurance is a choice,- pero kapal mo namang sa casa pa ipapagawa at maningil ng malaki sa mga wala ng trabaho ng mga Manang na SC??? Come on....

[Bradon3]

I don't think car age is a big matter. Because you can't run a fitness less car on the road. However, for repairing a car you should take it into a nearest garage. If you have an insurance for it then much better.

[falken]

May insurance naman siguro si Swift owner for his ride,- and so,- bahala na si insurance....

OT: Kapitbahay namin,- naka Pajero (current model),- nabundol ng kotse na minamaneho ng mga Manang sa aming village,- (dahil parating nakaparada sa kalye si Pajero at ang iba pa niyang sasakyan - buti nga sa kanya!!!)... Tapos ba naman, sinisingil sina Manang ng malaki dahil wala raw insurance ang Pajero nila at sa casa ipapagawa...

T*ngna naman,- ang yabang mong mag-Pajero,- at ayaw mong magpa-insurance,- tapos, sisingilin mo pa ito sa mga SCs na kapitbahay natin? Ang kapal mo naman....

Mayroon pang ibang high-end na sasakyan ang lecheng ito,- malamang wala ring insurance....

I know that insurance is a choice,- pero kapal mo namang sa casa pa ipapagawa at maningil ng malaki sa mga wala ng trabaho ng mga Manang na SC??? Come on....

No Parking ba sa village streets ninyo? If yes, baka may laban pa si Manang.

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[ice15]

Companies (trucking/buses/taxi fleets) will insist na dalhin yung nabanggang car sa "talyer" nila for repairs...

Kaya lang, for sure puro masilya yung car mo after the repair... Tapos yung paint, 6 months lang kupas na.

"Companies" will have time... kaya halos ipitin ka nila hanggang ikaw na lang magpagawa on your own.

IMO, yung nabangga ang dapat mag decide kung saan gagawin car nya, sya yung na-istorbo.

Pero kung di agree yung nakabangga... Nauuwi sa demandahan.

Based on experience, kung ikaw yung binangga and pinagawa mo yung car mo, halos wala ka ng habol - normally the case (sa tagal ng kaso...)

[SidCoronel]

I just bumped into a TV episode where the complainant (Suzuki swift) was demanding the truck who rear ended him awfully huge amount based from Casa estimate for the repair.

My question is, who dictates where to repair the damages? Does the truck driver/owner has the right to have the car repaired else where instead of Casa? Does the car's age matter?

If I am the Swift owner I will dictate where to have the repairs.

If I have insurance, I will dictate on my insurer... Not on the truck owner. I will not waste time, money, nor energy talking with the second party. I will only secure a police report and that's it. I will not even care about the statement of the truck driver... BECAUSE I HAVE INSURANCE... That's why I buy insurance, for peace of mind. My insurance company will obey my bidding, as I paid them to do so.

If the Swift owner doesn't have an insurance, then he hit the Jackpot! Good luck chasing the truck owner. The Swift owner may take another risk (as he is a sure risk taker when he opted to not buy insurance), have his car repaired in a Casa, pay for it, chase the truck company to pay him back... Alll the way to the courts. Good luck.

Buy Insurance.

[SidCoronel]

May insurance naman siguro si Swift owner for his ride,- and so,- bahala na si insurance....

OT: Kapitbahay namin,- naka Pajero (current model),- nabundol ng kotse na minamaneho ng mga Manang sa aming village,- (dahil parating nakaparada sa kalye si Pajero at ang iba pa niyang sasakyan - buti nga sa kanya!!!)... Tapos ba naman, sinisingil sina Manang ng malaki dahil wala raw insurance ang Pajero nila at sa casa ipapagawa...

T*ngna naman,- ang yabang mong mag-Pajero,- at ayaw mong magpa-insurance,- tapos, sisingilin mo pa ito sa mga SCs na kapitbahay natin? Ang kapal mo naman....

Mayroon pang ibang high-end na sasakyan ang lecheng ito,- malamang wala ring insurance....

I know that insurance is a choice,- pero kapal mo namang sa casa pa ipapagawa at maningil ng malaki sa mga wala ng trabaho ng mga Manang na SC??? Come on....

Life is like this, my young padawan... Some rich people are rich because they took money from poor people.

Vote for this guy next election.

[dr. d]

I just bumped into a TV episode where the complainant (Suzuki swift) was demanding the truck who rear ended him awfully huge amount based from Casa estimate for the repair.

My question is, who dictates where to repair the damages? Does the truck driver/owner has the right to have the car repaired else where instead of Casa? Does the car's age matter?

insurance companies usually have a list of their "authorized repair facilities", from among which the bumped, may choose.
inquire from the insurance company, for details.
after all, they are the ones going to pay for it.

[shadow]

Puro casa na pagawa Now ng Insurance. Who dictates? You

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[Head-On]

Yun nakabangga dapat mag shoulder ng participation.

[ninjababez]

Yun nakabangga dapat mag shoulder ng participation.

sa mga bumangga sakin, wala pa nagbigay or nag alok man lang na bayaran participation fee.

[shadow]

Yun nakabangga dapat mag shoulder ng participation.

sa mga bumangga sakin, wala pa nagbigay or nag alok man lang na bayaran participation fee.

Nope. Hinde kotse niya naka insured bakit siya ang magbayad ng participation?

Nag claim ka sa Insurance mo, natural ikaw magbayad ng participation.


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[Head-On]

Nope. Hinde kotse niya naka insured bakit siya ang magbayad ng participation?

Nag claim ka sa Insurance mo, natural ikaw magbayad ng participation.


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So pababayaan na lang ang nakabangga na walang pananagutan?

Kung may insurance ang nakabangga maaring dun lahat iclaim ang repairs at siya ang magbayad ng participation. That is if papayag ang aggrieved party sa accredited shop ng insurance ipagawa oto niya.

What if wala insurance nakabangga and insurance mo gagamitin? Ikaw pa din magbayad participation?

[shadow]

So pababayaan na lang ang nakabangga na walang pananagutan?

Kung may insurance siya maaring dun lahat iclaim ang repairs at siya ang magbayad ng participation. That is if papayag ang aggrieved party sa accredited shop ng insurance ipagawa oto niya.

What if wala insurance nakabangga and insurance mo gagamitin? Ikaw pa din magbayad participation?

Siyempre! Sino ba nakapirma sa Policy? Siya ba? Meron ba nakasulat na ibang tao magbayad ng participation sa Policy?

Mag claim ka sa Insurance mo and hayaan mo sila maghabol sa nakabangga sayo. Para ano pa Insurance kung ikaw pa hahabol da nakabangga sayo? Saka kayang bumili ng kotse, participation ayaw magbayad? Ano ba yan.

Bakit accredited shop papagawa? Eh di sa casa.


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[Head-On]

Siyempre! Sino ba nakapirma sa Policy? Siya ba? Meron ba nakasulat na ibang tao magbayad ng participation sa Policy?

Mag claim ka sa Insurance mo and hayaan mo sila maghabol sa nakabangga sayo. Para ano pa Insurance kung ikaw pa hahabol da nakabangga sayo? Saka kayang bumili ng kotse, participation ayaw magbayad? Ano ba yan.

Bakit accredited shop papagawa? Eh di sa casa.


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So lumalabas yung nakabangga pa din magbabayad ng participation.

Got the reply wrong. Posted another reply below.

[Head-On]

Swerte sir ng makakabangga sa iyo and I honestly hope that does not happen. I rest my case na. Bday ni nanay and madami asikasuhin. Good day muna sir, later if may time balik ako dito. Thanks.

[dr. d]

Yun nakabangga dapat mag shoulder ng participation.

you can sue him and spend many times more than the cost of the participation fee, and still not be assured that he will pay you before you retire from this earth.
or, you can just pay the 3000 bucks yourself, and get on with the rest of your life.

[sean-archer]

Hmmm, napaisip lang ako, supposed sa accident both parties have insurance. If tayo ang binunggo, should we prefer na tayo as ang mag-claim ng insurance natin given the fact that by doing so, we can choose our preferred repair garage? Or let the other party claim sa insurance nya para sya na mag go through sa abala?