Dear Tsikoteers:

I have a question for those (preferably Metro Manila residents) who have obtained financing on their Toyota cars under Toyota Financial Services (TFS) in the year 2008, 2009, or 2010. As you may know, TFS or the branch dealer had issued a ready-made promissory note with chattel mortgage as security for the loan.

Now, could you check the provisions of the promissory note, i think it's on the first page, where it is stated that any legal action regarding the promissory note shall be filed either in Manila or city or municipality where the mortgagee (toyota) has office?

Would you please confirm if it is just the word "Manila" or is it Metro Manila? I would just like to confirm since there is a difference between these two words (Manila pertains to the city while Metro Manila refers to the region or the National Capital Region to be more precise).

Thank you for your time Tsikoteers and I am hoping for your immediate response.