2014 Suzuki swift 1.2

**philsat** · April 8th, 2015 11:47 PM

Originally Posted by kimot

sir, kung minimum lang ang kaya mong bayaran mababaon ka talaga sa credit card at sign na yan na di ka marunong magbudget. baket rin naman kasi minimum lang babayaran mo? yung 2nd card na pinadala sayo pwede mo naman yan tanggihan. baket mo rin babayaran ang utang ng isa pang utang? kung ganyan ang scenario... yung end user ang may kasalanan at di yung bank.

May mga taong hindi talaga marunong mag handle ng card at sila ang favorate client ng bank.. Hehe.. Sa america even yung alangan aso may credit card.. Haha..

**jasperman** · April 8th, 2015 11:55 PM

Originally Posted by philsat

Kung e susure ka ng bank na hindi mag babago ang monthly and interest mo hangang sa ma paid mo ang car at hindi ka e rerequire na mag insurance sa kanila e ok na deal yan sa bank.

Hindi ba stated na sa loan contract mo yun monthly amortization mo? Hindi nila pde taasan unless stated sa contract mo.

**philsat** · April 9th, 2015 01:38 AM

Originally Posted by jasperman

Hindi ba stated na sa loan contract mo yun monthly amortization mo? Hindi nila pde taasan unless stated sa contract mo.

Dipende po yan sa contract. Kaya read lang mabuti.

**Jepster** · April 9th, 2015 06:25 AM

Mga sirs, nalilihis na ata discussion natin... Ibalik natin sa Suzuki Swift 1.2

Salamat.

**philsat** · April 9th, 2015 07:40 AM

Midyo lang sir.. Pero ang tanong lang naman e ano ba mas maganda. Inhouse o bank? San ba mas makakatipid? Ano ba mga benifits ng in house at bank?

**philsat** · April 9th, 2015 07:48 AM

Kung T at M na brand kasi.. Mag in house daw talaga dapat. Kasi iba ang treatment ng dealer sa client pag in house ka mas alaga pa ang car mo during PMS. Dahil mabinta sila e minsan limited ang mga stock at priority nila ang inhouse client ang mga stock. Good things about the bank e mas murang interest.. Parang savings vs service.. Pero marami naman na nag cclaim na maayos naman treatment ni SUZUki sa mga client nila even bank or inhouse, posible kasi need nila magpa lakas sa client. Pero base sa forum may isang dealer ng suzuki na pag hindi inhouse e hindi ka bibigyan ng hot item or mabintang model at kulay..

**chronicle** · April 9th, 2015 07:59 AM

^
i disagree with the "M" brand. I got mine without hassle and it is cash payment (the least amount of tubo for the sales agent). i heard some stories from the "T" brand with regards to forcing the prospective buyer to avail the inhouse plan for the "W" car.

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^
i disagree with the "M" brand. I got mine without hassle and it is cash payment (the least amount of tubo for the sales agent). i heard some stories from the "T" brand with regards to forcing the prospective buyer to avail the inhouse plan for the "W" car.

**philsat** · April 9th, 2015 08:00 AM

Base sa pag babasa ko sa forum na ito. Parang mas ok sa akin ang bank financing if yung dealer ko e ibibigay ang kulay na gusto ko then pareho ang treatment niya sa in house at bank. Pero yung insurance ko e sa dealer ko yan kukunin para yung talyer at insurance e iisa so less ang time sa pag claim if ever..

**philsat** · April 9th, 2015 08:12 AM

Originally Posted by chronicle

^
i disagree with the "M" brand. I got mine without hassle and it is cash payment (the least amount of tubo for the sales agent). i heard some stories from the "T" brand with regards to forcing the prospective buyer to avail the inhouse plan for the "W" car.

- - - - - - - - - - - - - - - - - - - - - -

^
i disagree with the "M" brand. I got mine without hassle and it is cash payment (the least amount of tubo for the sales agent). i heard some stories from the "T" brand with regards to forcing the prospective buyer to avail the inhouse plan for the "W" car.

Thats good.. That you experience same service of in house.. Sabi nga ng dealer minsan sa cash or bank e barya lang ang kita and barya lang din kita ng agent..

Siguro ito yung idea ng hot item na car. Yung dealer nakipag agawan para kumuha ng ganung item. So ngayon marami naman ng may gusto noon. Para maging profitable ang business niya e sa in house lang niya yun ilalabas. Mabibinta rin naman niya so nothing to worry. Kasi kung cash or bank e maliit lang naman kita niya.