2014 Suzuki swift 1.2

**philsat** · April 6th, 2015 04:31 PM

Andito naman ako para hindi gulohin ang dis karte ninyo sa pag kuha ng auto.. Kanya kanya naman yan..

Maybe yung issue ng in house, cash, bank ay hindi para kay suzuki.. Sabihin na natin si suzuki e hindi kasing dami ang release na unit ng ibang big brand sa pinas..

**kimot** · April 6th, 2015 05:07 PM

Originally Posted by philsat

;

Actually may isa akong friend na nahirapan siyang kunin yung gusto niyang kulay ng auto kasi cash niya ang auto.. Alam ng friend namin na agent na may stock ang dealer ng ganung kulay at model pero hindi binigay kasi iilan na lang stock nilang ganun.. Sinabi na lang ng dealer na wala silang ganun at itong kulay lang ang miron..

simple lang solution dyan, kung "wala daw" eh di lumipat ng iba. kasi kung ganyan yung mga klase ng SA na mapupunta saken, kung sa simula pa lang eh sinungaling na, sigurado na wala akong maasahan sa kanya after na mabili ng unit.

at the end of the day, kawalan nila yun

**philsat** · April 6th, 2015 05:11 PM

Originally Posted by kimot

simple lang solution dyan, kung "wala daw" eh di lumipat ng iba. kasi kung ganyan yung mga klase ng SA na mapupunta saken, kung sa simula pa lang eh sinungaling na, sigurado na wala akong maasahan sa kanya after na mabili ng unit.

at the end of the day, kawalan nila yun

Actually lumipat na nga lang siya ng dealer... It happen sa mga mabintang model at limited stock.. Mababa kasi kita nila sa cash at bank ang bibili..

**ninjababez** · April 6th, 2015 05:35 PM

Originally Posted by kimot

sir di ko na matandaan, sa maybank yung loan ko, since sila yung may pinakamababang interest.

ah oki, plano ko kasi lumipat ng insurance after my 1st year. baka kasi tied up ako sa bpi ms (insurance) dahil sa kanila ako naka loan.

**ninjababez** · April 6th, 2015 05:40 PM

Originally Posted by Walter

Only an idiot will get in house loan if there's bank loan available. Pay in cash if you want the best deal.

ouch! in my case the money saved on dp vs. higher dp of bank financed is being used for my business. 60k i saved on dp is earning 5k monthly at the least and is more than enough to compensate for the 1.5-2k difference between in house vs bank financed monthly amort. only an idiot would pass that oppurtunity.

**philsat** · April 6th, 2015 05:51 PM

Originally Posted by ninjababez

ouch! in my case the money saved on dp vs. higher dp of bank financed is being used for my business. 60k i saved on dp is earning 5k monthly at the least and is more than enough to compensate for the 1.5-2k difference between in house vs bank financed monthly amort. only an idiot would pass that oppurtunity.

If you business your money, its a good point to get a lower downpayment, if the earning of the money will counter the monthly or expenses of the car per month..

Thats my point to my wife. Pag isipan ang laon, kasi pwd pa namin pa ikutin ang pera para yung kita noon e pang bayad na lang sa car at hindi pa nawala ang pera niya..

thats the reason some businessman dont buy cash, they think there money earn more than monthly of the iten..

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Originally Posted by ninjababez

ouch! in my case the money saved on dp vs. higher dp of bank financed is being used for my business. 60k i saved on dp is earning 5k monthly at the least and is more than enough to compensate for the 1.5-2k difference between in house vs bank financed monthly amort. only an idiot would pass that oppurtunity.

If you business your money, its a good point to get a lower downpayment, if the earning of the money will counter the monthly or expenses of the car per month..

Thats my point to my wife. Pag isipan ang laon, kasi pwd pa namin pa ikutin ang pera para yung kita noon e pang bayad na lang sa car at hindi pa nawala ang pera niya..

thats the reason some businessman dont buy cash, they think there money earn more than monthly of the iten..

**ninjababez** · April 6th, 2015 06:10 PM

^philsat tama ang wife mo. as early as march last year pwede na akong kumuha ng bagong auto via loan. pero mababawasan yung capital ko. hence i waited a few months para maging "free" ang downpayment ko. which is technically kita nung business, lumaki pa ulit yung capital ko dahil na delay ang purchase kakaintay ng swift 1.2l stocks. swerte ka dahil maraming stocks na ng 1.2l unlike last year na halos makiusap ka sa dealer para ipriority.

**philsat** · April 6th, 2015 06:51 PM

Originally Posted by ninjababez

^philsat tama ang wife mo. as early as march last year pwede na akong kumuha ng bagong auto via loan. pero mababawasan yung capital ko. hence i waited a few months para maging "free" ang downpayment ko. which is technically kita nung business, lumaki pa ulit yung capital ko dahil na delay ang purchase kakaintay ng swift 1.2l stocks. swerte ka dahil maraming stocks na ng 1.2l unlike last year na halos makiusap ka sa dealer para ipriority.

Yan ang diskarte ng business man.. Haha.. Hindi nag cacash. Puro installment.. Actually yan din hindi ko maintindahan sa mother ko before. Kaya naman niyang e cash e hulugan pa gusto. Sabi ko nga nakaka hiya ma pera ka pa sa may ari e gusto mo pa hulugan. Then nung nag business na ako e doon ko na siya naintindihan. Hehe..

**philsat** · April 6th, 2015 06:53 PM

Originally Posted by ninjababez

^philsat tama ang wife mo. as early as march last year pwede na akong kumuha ng bagong auto via loan. pero mababawasan yung capital ko. hence i waited a few months para maging "free" ang downpayment ko. which is technically kita nung business, lumaki pa ulit yung capital ko dahil na delay ang purchase kakaintay ng swift 1.2l stocks. swerte ka dahil maraming stocks na ng 1.2l unlike last year na halos makiusap ka sa dealer para ipriority.

Saang dealer ka pala sir kumuha? Kumusta naman treatment nila sa mga customer?

**philsat** · April 6th, 2015 06:55 PM

Mga sir mag tatanung din ako.. Sa pag pickup ng car sa dealer upon release. Ano ba mga dapat e check bago pirmahan na good condition yung suzuki swift na ibibigay ng dealer? Alam naman natin na even brand new e may posible parin na factory defect?