It's not just 45k because the exact same plan is cheaper without a phone. Plan 999 and 1499 are the same. So that's an extra 12k difference on top of the 45k so it comes out more expensive.
Samsungs have awful resale value so I'll just wait for secondhand units to drop in the 30k range. Or wait for the S9 which might have what I want (dual camera, faster processor, dual sim) for a cheaper price.
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