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  1. Join Date
    Aug 2007
    Posts
    146
    #1
    Na hit and run po ang car ko and may maliit lang naman na dent kaya lang malalim and tanggal pintura at luimabas na ung metal. Pinaestimate ko po sa small shop 1,500 lang lahat na, labor and materials. Then nag dalawang isip ako kasi baka mamaya may back job, like halata ung repainted area or baka di maibalik ung dati, kaya nagpaestimate din po ako sa casa Sabi din naman ng casa pwede daw iclaim sa insurance kaso may participation daw na roughly P3000.xxxx, I dunno po kung maliit lang pero para sakin maliit lang ung dent ung nga lang kasi nakalubog siya.
    Need your inputs lang po kung ok estimate nila or may mga suggestions po kayo re this matter.
    thanks!

    Eto po estimate ng Casa

    Parts to be replaced: Front left door handle = P1,981-parts

    Tinsmith Job :
    Pull down all necessary parts to give way = P3000-labor
    for repair, straighten or align front left panel


    Painting Job:
    Front left door panel = P2000 labor and 2000 materials


    all in all po vat inclusive = P9,821.xxxxxx

    is this too much or just right?

    below po yung picture ng bump.

  2. Join Date
    Nov 2006
    Posts
    473
    #2
    ouch! you can try WetLook in makati. (batangas st.)

  3. Join Date
    Feb 2005
    Posts
    1,640
    #3
    sobra mahal yan... eh casa ba naman..

    dapat one panel lang yan at 3k plus yung parts to replace lang...


    WBR,

  4. Join Date
    Oct 2002
    Posts
    22,658
    #4
    Mga Php4,500 sa professional paint shop iyan. Mahal sa casa. Ang daming 'add ons' like yung pagtanggal ng parts, etc. Sa totoong paint shops kasama na sa labor cost iyon.

    http://docotep.multiply.com/
    Need an Ambulance? We sell Zic Brand Oils and Lubricants. Please PM me.

  5. Join Date
    Oct 2007
    Posts
    1,324
    #5
    Sir,

    Good Day!

    If you have insurance, use it. And have it casa repaired. do not be worried that if you use your insurance you will be paying for higher rates next year.
    The market for insurance have become very competitive that claims experience is no longer an issue. In the Big picture mas maganda kung mas malaki yon gastos sa repair nyo since this is new money going into the service
    economy yon nga lang 3 thou would be coming out of you pocket. Pero this could be mabawi naman sa service na makukuha nyo just choose the casa well. syiempre yon mga casa is arguably better equiped than some other repair centers. and hindi naman halos nagkakaiba casa sa mga reputable independent service centers.

    Opinion ko lang po ito na share sa inyo.

  6. Join Date
    Oct 2007
    Posts
    1,324
    #6
    Huwag lang po kayo magmamadali na i uwi ang sasakyan ninyo kung hindi pa kayo masaya sa trabaho na ipina gawa ninyo. If it is necessary pay it and demand exacting service.

    Merry Christmas to all!

  7. Join Date
    Aug 2007
    Posts
    146
    #7
    sa bagay if there's a 3k participation ok lang, isipin ko lang na nagpagawa ako sa reputable shop outside na ang price is 3k. Pero tama ba na may participation?last year lang na acquire yung tsikot. Bat po sa iba wala naman participation,,,mmmm..depende po ba sa damage yun?

  8. Join Date
    Sep 2007
    Posts
    197
    #8
    mga more or less 4k lang dapat yan, mas matindi pa nga nagyari sa car ko over your car, lalim pa ng dent, nagawa kagad in less than 5 days mga 4k lang all in... and sa Ford casa pa!

  9. Join Date
    Aug 2007
    Posts
    146
    #9
    Quote Originally Posted by Aileen View Post
    mga more or less 4k lang dapat yan, mas matindi pa nga nagyari sa car ko over your car, lalim pa ng dent, nagawa kagad in less than 5 days mga 4k lang all in... and sa Ford casa pa!


    4k? is it just your participation po sa insurance? or casa estimate po to without insurance?

    mmmmm, posible kaya na may anomaly yung estimate sa tsikot ko bet. the SA and the in-house insurance agent? wala naman sana!

    nung nagpaestimate kasi ako sabi ko pasok namin sa insurance, parang very unusual kasi yung pag estimate nung SA, parang miscellaneus na yung iba

    Mas maganda and pwede kaya kung paestimate na lang ako sa ibang dealer but still using the insurance?

  10. Join Date
    Oct 2007
    Posts
    1,324
    #10
    Sir,

    yon pong participation ay regulatory policy imposed by the insurance commission i think it is 2 percent ng value ng sasakyan nyo which ever is higher ang government po ang nag regulate po nito. there are stories that are said about insurance companies extending no participation pero actually po ang ginagawa ay i pinapatong sa repair yon participation so bale wala na cash out which is fraud. pero ginagawa pa rin po.
    sa contract po nyo ay meron no fault provision which is kung kayo mismo nakasira sa kahit anong dahilan eh covered pa rin ang kotse nyo which is fair naman if you think about it kasi kahit 300 thou pa damage eh mababayaran kayo kahit kayo pa me kasalanan. kung kayo naman po naka damage eh wala pong participation iyon subject to your policy limit.
    now sino po ang nag kulang?
    ito po yon tao na bumangga sa inyo and no care in the world!
    nakakabili sya ng kotse without the added responsibility of ownership, wala lang dead ma!
    kung meron lang sana sya kahit liability insurance wala sanang problema dahil wala naman participation kung na bangga ka nya, bahala insurance.
    Sa ngayon parang lugi diba na nag da drive ka lang na disgrasya ka pa ng isang iresponsible na driver? pero kung kayo naman po naka banga maiisip nyo na fair naman dahil wala kayong participation sa nabanga nyo.
    Ang participation nyo po ay sa sarili nyong kotse lang.

    Sana lahat ng nag da drive ay meron liability insurance walang problema sana mura lang naman ito. akala kasi ng mga tao wala silang options
    hindi nila alam me protection for every budget.

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Is this right? Casa estimate, car dent repair!woah