I was driving yesterday when suddenly I drove in a street of no turning back w/ almost knee high FLOOD!

I know I can get over the nasty flood but I felt some weird action with my ESi as I pass by.

Every 20KM the dragging exist simultenously.Even if I change gear the dragging stops for a second and then it comes back.Litterally I have no idea about this problem, so.. I jump out in a small talyer near mindanao avenue and look for a mechanic..

The mechanic told me that maybe the clutch was dripped in the water flood and still wet inside.

The only solution is to change lining and clutch disc w/c will cost me 12T inclusive with their labor..

If this is true,is there any alternate solution that I can do to make it back to normal?