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  1. Join Date
    Jul 2008
    Posts
    292
    #511
    Quote Originally Posted by dnamra View Post
    Sorry, noob here. Ano po ba yung OMA?
    one month advance ng monthly amortization po ibig sabihin ng oma, idadagdag sa total cash out mo. usually 1-2% mas mataas ang rate kung in arrears.

  2. Join Date
    Sep 2012
    Posts
    4
    #512
    No oma, ksma na doon yung discount from the pre order na 10k

  3. Join Date
    Jul 2012
    Posts
    215
    #513
    Quote Originally Posted by klyan_slater View Post
    No oma, ksma na doon yung discount from the pre order na 10k
    sabi ng kakilala ko sa PNB, ipinagbawal na daw ng BSP ang OMA rates, meaning dapat standard na for loans.

  4. Join Date
    Sep 2012
    Posts
    51
    #514
    Quote Originally Posted by klyan_slater View Post
    here is the quote i got from psbank

    TERM 60 months
    SRP 638,000.00
    Downpayment 20% 122,600.00

    chattel mortgage 12,096.00
    3 yrs LTO (miscellaneous)*** free
    insurance with aog*** 25,577.00

    total cash out 160,273.00
    discount
    net cash out 160,273.00

    monthly amortization 10,594.00
    what do you think?
    Ganito rin quote sa akin ni PSBank. 29.61 in arrears.

    Pwede ko ba malaman sang PSBank kausap mo? Mas mataas CM binigay sa akin. Di standard??? Thanks.

  5. Join Date
    Jan 2010
    Posts
    371
    #515
    Quote Originally Posted by klyan_slater View Post
    No oma, ksma na doon yung discount from the pre order na 10k
    So you mean to say sir that 10k lang nabawas? Di ba sinama yung 25k discount? Dapat kasi 35k ang mababawas..

  6. Join Date
    Feb 2012
    Posts
    16
    #516
    Mga sir tanong ko ngalang po kung skali ng pa reserve ako today kailan ko makukuha ang unit?Kasi im stock between this and kia rio. e and labas pa ata neto sa november pa?So bali november ko pa po makukuha ang sasakyan?

  7. Join Date
    May 2008
    Posts
    242
    #517
    Quote Originally Posted by poyetako View Post
    Mga sir tanong ko ngalang po kung skali ng pa reserve ako today kailan ko makukuha ang unit?Kasi im stock between this and kia rio. e and labas pa ata neto sa november pa?So bali november ko pa po makukuha ang sasakyan?
    Kung aabot ka sa 1st batch orders, maybe november dating unit mo. Pero kung 2nd batch na, January pa siguro - yan ay kung marami na nauna/nakapila nagpareserved.

  8. Join Date
    Sep 2012
    Posts
    4
    #518
    diba if you pay 10k for the reservation, you get 25k discount for the unit and then 15k for parts and accessories. I got a 25k discount from the unit so instead of paying 638k you will pay 613k.

  9. Join Date
    Apr 2012
    Posts
    151
    #519
    Calm before the storm.

  10. Join Date
    Mar 2008
    Posts
    43,083
    #520
    Quote Originally Posted by nrthstr View Post
    Calm before the storm.
    more like, we're in the eye of the storm. pretty soon, we'll be buffeted again when the cars actually are seen on the roads and showrooms. let's hope we won't see them in the repair shops.. heh heh.
    i'm still deciding if i should let my emotions get the better of me. i can't afford a little red porsche to cater to my midlife crisis.. baka puede na heavily tinted mirage..?
    Last edited by dr. d; September 19th, 2012 at 01:19 AM.

2013 Mitsubishi Mirage