dun sa mirage.ph naka indicate ay multimedia entertainment system, di pa nakalagay yata yung gps. how about touchscreen? Wala pa rin kase update from my SA. Then dun sa sinend ni sir calix na pdf nakaindicate naman ay (dealer-option multimedia system with gps navigation).
Very important question. May makakapagconfirm/verify ba kung yung published price nila is kasama na ang VAT?
*nrthstr wala pa. Medyo slim ang chance or by the time na siguro my mga unit na dun pa lang malalaman kung makakahirit ng free lto. We can say as of now need pa bayaran ang lto reg.
salamat po sa mga sumagot, medyo malaki din pala ang intereset.
isa pa pong question, magkano po kaya ang downpayment nito? bukod po sa 10k na reservation
gusto ko po kasing ma-estimate muna kung kaya ko nga ang downpayment and monthly for 4 or 5years.
thanks in advance po ulit![]()
usually 20% ang minimum downpayment ng mga banks (though there are a few na pumapayag sa 15%), tapos yung 80% plus interest payable in terms (60 months, 48 months, 36 months, 24 months, 12 months)
Minimum amount loanable sa banks ay usually PhP100,000
Take note wala pa dyan ang Insurance, LTO registration, Chattel mortgage
so you need to factor in those things.
Kaya kami ni misis nag-iipon ng malaking pangdown para maliit na lang bang uutangin sa banks at syempre pag maliit ang utang maliit din ang patutubuan
here is the quote i got from psbank
TERM 60 months
SRP 638,000.00
Downpayment 20% 122,600.00
chattel mortgage 12,096.00
3 yrs LTO (miscellaneous)*** free
insurance with aog*** 25,577.00
total cash out 160,273.00
discount
net cash out 160,273.00
monthly amortization 10,594.00
what do you think?
diba if you pay 10k for the reservation, you get 25k discount for the unit and then 15k for parts and accessories. I got a 25k discount from the unit so instead of paying 638k you will pay 613k.
more like, we're in the eye of the storm. pretty soon, we'll be buffeted again when the cars actually are seen on the roads and showrooms. let's hope we won't see them in the repair shops.. heh heh.
i'm still deciding if i should let my emotions get the better of me. i can't afford a little red porsche to cater to my midlife crisis.. baka puede na heavily tinted mirage..?
Last edited by dr. d; September 19th, 2012 at 01:19 AM.
Maiba naman tyo,
In-house insurance = 20,500
TPL = 1,700
LTO = 7,800
I asked if LTO can be free, they cant say for now till ala p units, i hav to get back to SA pagdyan n unit just to be sure.
I asked insured amount, d p din dw masasabi for now.
Any opinion po sa inyo. Ok na po ba itong quotation sa akin?
DP: 252,200
Lto: approx 10,000
Insurance: 21478.88
Chattel fee 13104.01
Insurance tpl: 1698.36
3 years: 12,289
5 years: 8,194