Quote Originally Posted by kuroy
mayroon na akong konting ipon...say couple of Ms and i have a family na and 2 kids. im early 30s na po.

a couple of M's wont cut it sir. lalo na that you have a wife,kids and you're adjusted to the American dream life. unless youre very thrifty and you plan to live the life of a simple pinoy without a car, a small, townhouse.The 2M can buy you at least 3-5 years of experimenting with different small-scale businesses/investments here.

The Computer age is dead here. There are so many IT graduates without jobs not knowing the fact that the Fortune 1000 companies had already computerized their operations for the next 5-10 years. Hence, some IT grads just resort to I-cafes which are fast becoming synonimous to BananaQ stands. And again not knowing the fact the WiMax is slowly penetrating the middle income group, with its offer of cheaper monthly bills and of course, no more costly cable installations for the providers. I-cafe is as good as dead when Internet access is the same cost as cable TV. Even computers here are fast becoming cheaper than TV sets.

And you really cant count on those successful franchises anymore. To date there are some Jollibee stores closing shops already, contrary to popular belief that it's the best investment. those RTW franchises, that are normally found in the malls still have good opportunities but only if you will open in the provinces (Only company-owned franchises are allowed in the NCR seems to be the rule of Franchise owners). and also you need to wait for SM or Robinsons to build a mall in the province of your choice. but the good news is RTW franchise can start from 500k to 2M.

sad to say, all options here have been explored, all investment/business have been saturated. Even Boracay, there are now more boats there for rent than the Island can accomodate for boat parking. But you can invest on the emerging beach destinations like Bohol, Romblon, Parts of Palawan.