What Are You Thinking About?

[CVT]

That is a very conservative estimate. She was talking about a course in an IVY league school that cost $30k & more a year. Include dorm cost, food, allowances, books & others.


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Kung anak ng politiko iyan,- no problemo...

"Mayaman si Fafa; Host(ess) si Mama!!!"

[bloowolf]

That’s why bow ako sa mga kilala kong nag aral dun. Right out of school, foreign school grads automatically are JVP in Corporate.


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[shadow]

It's a f*uck up System. They get a loan so they could get a job to pay for that loan. [emoji23]


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[shadow]

Kailan kaya kontrahin ni Kags si mini regarding diesel. [emoji23]


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[uls]

economists noticed mababa ang US millenial household formation eventhough the population (25-34 yr olds) is rising

dapat sabay tumataas ang population and household formation



ang nangyayari US millenials are not yet starting their own families

many are still living with mom and dad

economists looked for the cause and found out that many US millenials have a lot of student loan debt and it's making them delay household formation

[Egan101]

It's a f*uck up System. They get a loan so they could get a job to pay for that loan. [emoji23]


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These people don't have the intelligence nor the skill to get an academic or athletic scholarship. These folks also would not want to take a chance serving in the military. They don't have the extra money so they resort to getting a loan.

Some kids in the US just don't bother getting a college education so they just go find meaningful work right after high school.

[uls]

many US millenials start their adult life with a lot of debt and they're not earning much so they have to delay starting a family

[bloowolf]

Add to the fact that millennials don’t save.


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[misseksaherada]

laki pinayat ko ngaun kasi I stopped buyng 3in1 coffee for good na, mga one month na, I just drink black coffee then minsan may coffeemate or milk lang

wag na kayo mag 3in1, delikado na iba na nakalagay di na katulad ng dati, puro transfats, yan yun nasa mga back belly at man boobs nyo as well as lawlaw na biceps triceps nyo , nanloloko na mga supplier natin,

sa mga milk tea shops ganun na din, even the taiwanese ones are shifting ingredients nya, check nyo iba na lasa

Good news po yan Sir.. Ako din tinigilan ko na yan years before.. Bumibili lang ako nyan kapag magpapakain ako sa office at kaoag outing.. I don't drink cold drinks after kumain lalo na softdrinks kaya automatic yan na lang pang alternative ko kapag walang brewed/black coffee na available.. Minimize ko din paglalagay ng asukal / creamer or milk.. Naglalagay lang ako para maiba naman lasa minsan..

I've had this same thought for a while now, I knew I wasn't alone.

It's not a multiple-personality, I hope. LoL.

For how strongly opinionated both characters are, and polar opposites, they sure have massive restraint not to confront each other. [emoji23]

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Natuwa ako both sa sinabi ni sparc179 at chronicle.. [emoji23] [emoji23] [emoji23] nakakatuwa din sinabi ni dr. d about sa difference nila..

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[toast]

Yung ayaw ko lang minsan sa mga balikbayan galing states. Sobrang taas ng tingin sa sarili porket nakapunta na dun eh. Like my matapobre relative. trabaho lang bartender saka taga deliver ng food sa hospital. Pag uwi sa pinas super hangin, sila the daw the best sa bartending blah blah...

[_Cathy_]

Hi Cathy. Yes, I have relatives in the US who lived from paycheck to paycheck. Lalu na noong nagka-recession (pre-Clinton Presidency). Our relatives in the PH had to send them money kasi they were laid-off from work. Eh yung pang toll fee nga hindi alam kung paano babayaran.

Now they're doing a lot better pero ang hirap nung pinag-daanan. Savings was not part of their vocabulary.

My cousins all went to serve in the US Armed Forces (Navy and Marines) so they could avail of free tertiary schooling.

Would you know why they still stayed in the US? I think yung iba pinaninidigan na lang, yung Uncle and Aunt ko where I currently live now, my Uncle was a lawyer and my Aunt was a dentist in the PH. They were telling me, when they left for the US in the 70s nahirapan sila walang house help, umiiyak cousin ko when she had to wash the dishes and begging them to come home to the PH. My Uncle had to work in a hotel as a staff. He told me yung receptionist sa hotel na pinoy, saw him and another Filipino nagtutulak ng luggage and the receptionist said "yung 2 abogado nagtutulak ng maleta" (something to that effect) OMG! What an ahole.

^^

didn't watch the video

but easy to explain why many poor people in America are obese

it's coz it's expensive to eat healthy in America

in low income areas you can't find fresh produce but fast food is everywhere

fastfood is really cheap in America



if you're a low income parent it's more affordable to feed your kids burgers and soda everyday

in low income areas they only have convenience stores and dollar stores and the only food you can buy are packaged and processed food and soda which is really cheap

Either tamad or walang oras? I find healthy food cheap here in the US. Sa Manila tipid na tipid ako sa fresh mushroom. Dito USD3 worth of mushrooms, more than a week ko kinakain araw araw. Healthy fruits (pang keto) like berries 99c lang isang pack. Lettuce na 5 heads, USD3 din lang ata. Fresh Salmon, cheese and nuts (almond, pistachio, pecans etc) ang mura din, definitely easier to go low carb here. Yun lang, you have to prepare talaga.

Sa bahay pala we drink individual bottled water kasi USD1.99 lang for 24 pcs of 500 ml. Siguro yung matataba choose the easy to eat food lang. I don't eat fast food here kasi namamahalan ako

I was talking to a filipina studying in the US for college. She wanted to move back since she didn’t like the idea of getting a Student Loan. She said usually, your’e way into your 40’s before you fully pay for it & only then can you be financially free.

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Exception ata yung pinay na kilala mo? All my first degree cousins from my Mom's side, their parents paid for their University. When they got married, they were given either money or a house to help them start. That's a very Filipino trait yung parents talaga bahala sa college at start up pag nag asawa.

I was also supposed to study in the US for college which my Aunt and Uncle (who has no child) offered to pay for. Pero ayoko talaga umalis Manila and that's too huge a favor, nakakahiya. So I thought the college student loan problem is only a caucasian problem.

Mahirap magipon. Rent in the US is very high. You really have to know how to budget. Besides, you can’t live with your relatives for free.

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That's true. I live with my second degree Uncle and Aunt, hindi naman ako pinapabayad but my Mom said out of politeness, I also have to give money for my usage of kuryente and water. I know tatanggi but my Mom gave me instructions to give a Thank you card just before I leave and enclose the money there. Nakikipag unahan din ako sa bayaran ng grocery and resto. I have another Aunt who is well off, na definitely hindi ko kailangan magbigay but I don't wanna live with her kasi boring.

[kagalingan]

kung hindi lang bawal magpost sana ako picture itsura ng pinay sa america.

[_Cathy_]

Yung ayaw ko lang minsan sa mga balikbayan galing states. Sobrang taas ng tingin sa sarili porket nakapunta na dun eh. Like my matapobre relative. trabaho lang bartender saka taga deliver ng food sa hospital. Pag uwi sa pinas super hangin, sila the daw the best sa bartending blah blah...

hahaha! Saan naman niya nakukuha yabang niya, buti sana kung doctor, lawyer or banker siya sa US. Kahit naman sa US may discrimination din with the type of work, but not as bad in the Philippines.

[Jun aka Pekto]

I was talking to a filipina studying in the US for college. She wanted to move back since she didn’t like the idea of getting a Student Loan. She said usually, your’e way into your 40’s before you fully pay for it & only then can you be financially free.

My daughter makes use of federal grants such as a Pell Grant. She also qualified for military grants (eg H.H. Arnold educational Grant) that are available to dependents of active duty military and retirees. Whatever is left (if any), we paid. She also maintains a 4.0 GPA. I think she has one year to go and she's free of student debt.

She also works when she's not in class. So, each semester is quite busy for her.

I got my BS in Computer Science last year. I used the 9-11 GI Bill and the VA. So, I'm also free of student debt.

The next one is my youngest daughter. She's not exactly academically inclined (so far). So, we'll probably have to spend more on her when she goes to college.

[KingoftheNorth]

Would you know why they still stayed in the US? I think yung iba pinaninidigan na lang, yung Uncle and Aunt ko where I currently live now, my Uncle was a lawyer and my Aunt was a dentist in the PH. They were telling me, when they left for the US in the 70s nahirapan sila walang house help, umiiyak cousin ko when she had to wash the dishes and begging them to come home to the PH. My Uncle had to work in a hotel as a staff. He told me yung receptionist sa hotel na pinoy, saw him and another Filipino nagtutulak ng luggage and the receptionist said "yung 2 abogado nagtutulak ng maleta" (something to that effect) OMG! What an ahole.

Ganun din. Pinanindigan lang. 2 of my aunts were CPAs here and had good jobs before deciding to migrate to the US. Free education mga cousins ko until high school. Then the recession hit and they had to work 2 jobs to make ends meet (one as bookkeeper, the other washing dishes at a nearby deli).

[uls]

[Jun aka Pekto]

Looking at possible beater cars at Craigslist. I'm tempted to get this 2007 Hyundai Azera. Its title said rebuilt. So, it must have been in an accident. Even so, at 21k miles, that's pretty low mileage.

I always liked the Azera. It's surprisingly quick off the line (0 to 60 mph: 6.1 sec). It's quicker than that Civic Si Coupe I looked at earlier.

[chronicle]

Can't believe tsikot is harboring a psycopath and a racist.

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[SpinCycle]

For the balikbayan who seems aloof and matapobre, I think the reasoning for that is that they needed to exude confidence and yabang in order to survive in the US. No one will throw you a bone in Western nations especially if you are a migrant. You need to walk the walk and talk the talk.

I guess nadala lang nya yung defense mechanism na yun when he came back to PH. Which we interpret as being mayabang.


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[KingoftheNorth]

Can't believe tsikot is harboring a psycopath and a racist.

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Who? Spouting hate speech on the board is a violation, right?