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  1. Join Date
    Apr 2005
    Posts
    407
    #1
    Hello pipol, tanong ko lang ano kelangan i-check to know kung walang sabit or legal ang mga lots(agricultural or residential) na binebenta? May narinig ako sa radio dati to check with a certain government office...just can't remember what office it was and what info i need to provide them to check.

    Any info would be highly appreciated.

  2. Join Date
    Mar 2005
    Posts
    1,011
    #2
    Go the the Registry of Deeds. Get a "certified true copy" of the title. You'll pay a minimal amount. Check the title if it's mortgaged, etc.

    Also a good idea to get certified copies of the titles that were cancelled in favor of the new title for the new owner. They show the names of the previous owners of the lot. Their TCT (transfer certificate of title) number is indicated in the current title.

    Then get a geodetic engineer to relocate your lot and bury those concrete cylinder monuments (muhon).

  3. Join Date
    Jun 2005
    Posts
    325
    #3
    AFAIK :
    1- Original Title - check with the Register of Deeds (RD) of that location
    2- Clean Title - no liens, no encumberances, make sure hindi to naka-collateral sa bangko. tingnan mo likod nung title (TCT) kung may mga tatak ng bangko o ng RD at kung serado na mga ito (case closed)
    3- No Tax Arrears - make sure lahat ng property taxes are paid up-to-date
    4- Clean Possession - can turnover property to buyer without any squatters on it
    5- Zoning Check - tama ba description sa title vs. zoning ng municipio (e.g. residential vs. agricultural)
    6- Pa-compute ka na rin ng lahat ng relevant taxes sa BIR section ng municipio where the property is located (cap gains, transfer tax, DST, etc.)

    ito requirements naming mga taga-bangko, can lawyers in this forum add more?
    Last edited by jaeger; October 5th, 2005 at 02:08 PM.

  4. Join Date
    Oct 2002
    Posts
    1,744
    #4
    Quote Originally Posted by Psylocke
    Then get a geodetic engineer to relocate your lot and bury those concrete cylinder monuments (muhon).
    Sir, tanong ko lang kung ano yung purpose ng pag-bury ng concrete markers? Is it so you can easily tell where the boundary lines of your property are? How much would it cost to have this done?

  5. Join Date
    Oct 2002
    Posts
    10,808
    #5
    ^^^^ lahat ng sinabi ni jaeger, especially yung tignan mo yung copy na nasa register of deeds sa likod, dapat walang nakatatak na "encumbered" or "mortgaged". kung meron man dapat cancelled na yun.

    as for the taxes, buyer normally pays the capital gains tax. surf mo bir website andun ang rates. ikaw din magbabayad lahat ng fees. so on top of the sales price be prepared to pay around 20% more for government fees, geodetic survey and taxes.

    pag may squatter, kahit residential, commercial o agricultural, forget it. patay ka na di mo pa matuntungan ang lupa mo. sa agricultural kung may tenant forget mo na din, lalo na kung may bahay dun ang tenant. kahit na less than 7 hectares yun kung maghabol ang tenant baka mas malaki pa mapunta sa kanya kesa sa iyo. di mo din pwede paalisin ang tenant kahit na maliit lang yung agricultural land na bibilhin mo. may case kami dati na 2 hectare na land (minana ng ermats ko sa lola niya) hindi namin nakuha hangat hindi namatay yung tenant. fortunately hindi pwede ipamana ng tenant yung rights niya sa anak kaya lang nakuha ng ermats ko.

  6. Join Date
    Oct 2002
    Posts
    10,808
    #6
    "muhon" delineates property boundaries. kaya mo dapat ipa-survey kasi baka may kapit-lupa ka na switik tapos nilipat nya yung "muhon" para palakihin ang lupa niya. tingin ka sa classifieds may mga geodetic engineers/firms dun tawag ka na lang.

    OT: boy torotot! hehehehe! see my email address here sa tsikot, almost same --- monsignortorotot hahahahaha!

  7. Join Date
    Mar 2005
    Posts
    1,011
    #7
    Quote Originally Posted by mikey177
    Sir, tanong ko lang kung ano yung purpose ng pag-bury ng concrete markers? Is it so you can easily tell where the boundary lines of your property are? How much would it cost to have this done?

    Yes to know the actual boundaries of your lot, to avoid trouble and disputes over the boundaries. We've had many experiences with neighbors disputing these boundaries. Also to be sure where to erect your (expensive) hollow block fence.

    For subdivision lots about 5-10k here in the province...

  8. Join Date
    Oct 2002
    Posts
    10,620
    #8
    ako ginawa ko pinalagay ko sa developer ng subdivision ang muhon.
    with accordance siyempre sa register of deeds...


    also eto non paperworks tip.
    check mo rin ang binibilhan mong lupa kung may kalapit na piggery or poultry kasi bro for sure malangaw...at mabaho
    check mo rin kung may factory sa tabi tabi...hazardous sa health yan.

  9. Join Date
    Jul 2004
    Posts
    4,435
    #9
    Quote Originally Posted by jaeger
    AFAIK :
    1- Original Title - check with the Register of Deeds (RD) of that location
    2- Clean Title - no liens, no encumberances, make sure hindi to naka-collateral sa bangko. tingnan mo likod nung title (TCT) kung may mga tatak ng bangko o ng RD at kung serado na mga ito (case closed)
    3- No Tax Arrears - make sure lahat ng property taxes are paid up-to-date
    4- Clean Possession - can turnover property to buyer without any squatters on it
    5- Zoning Check - tama ba description sa title vs. zoning ng municipio (e.g. residential vs. agricultural)
    6- Pa-compute ka na rin ng lahat ng relevant taxes sa BIR section ng municipio where the property is located (cap gains, transfer tax, DST, etc.)

    ito requirements naming mga taga-bangko, can lawyers in this forum add more?
    all of the above and:

    7. make sure you have the tax declaration of the property. the classification of the land is there

    8. if you have time, check with the local regional trial court. kung maraming branches, then try the executive judges office first and check if there are claims/cases filed involving the land

    9. i suggest that you have the land surveyed also and, as discussed here, tama ang pg lagay ng mga muhon. this is very important

    you might also want to check the adjacent lots and talk to the occupants. they can give you some valuable legal and non legal information on the lot you are buying


  10. Join Date
    Sep 2005
    Posts
    61
    #10
    Quote Originally Posted by kimpOy
    ako ginawa ko pinalagay ko sa developer ng subdivision ang muhon.
    with accordance siyempre sa register of deeds...


    also eto non paperworks tip.
    check mo rin ang binibilhan mong lupa kung may kalapit na piggery or poultry kasi bro for sure malangaw...at mabaho
    check mo rin kung may factory sa tabi tabi...hazardous sa health yan.

    add ko na rin, check mo rin yung road conditions and yung location nya papunta. bka naman sa kasuloksulokan palang yung lote, kahit na mura sya per area, baka matatalo karin in the long run. Also check the the type of soil if your going to use it for agricultural purpose.

    good luck sir

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What to check before buying lots...