u have to pay membership fee.

Dami telemarketers tumatawag dito sa office. Kung hindi credit card, hotel membership... or insurance. Lagi sinasabi chosen ka daw or prequalified..

Years ago there was this YOU-WON-FREE-TRIP thing. Yun pala u have to attend a seminar. Bebentahan ka ng shares ng resort or property sa Florida. So may free trip ka nga... pag bumili ka... para ma-inspect mo ung nabili mo.