Recommend a good HMO for employees

[boybi]

I'm looking at options in giving out non-cash perks for my employees. And I'm highly considering the insurance option. My company currently has accident group insurance coverage, and I want to add other medical and critical illness benefits. What insurance companies should I consider?

[vinj]

You can start by checking the local hospitals and clinics in your area to see which has good representation, then you can make a short list from there.

In my life as a corporate slave we've used Medicard, Maxicare and Asian Life; so far i'm happy with Maxicare and Asian Life in terms of servicing however another factor is the type of plans you will avail.

Another perk you can study is establishing a managed retirement plan fund for your employees. In the case of the company i work for we course these through the Trust Units of the banks we deal with.

[Sarsi]

Medicard for the past decade, both as employee and dependent (wife's company paying for me also). Never had a problem or issue when using it.

Confined at Asian Hospital for 4 days in 2007, Capitol Med for a week last year, sometimes the coordinator is making an extra effort so that the excess will be covered also.

Like in my case, my coverage is 150k per illness, but my bill reached 200k, they made some adjustment so all i have to pay is 2k. Not bad.

DriveFast.DieHappy.

[boybi]

You can start by checking the local hospitals and clinics in your area to see which has good representation, then you can make a short list from there.

In my life as a corporate slave we've used Medicard, Maxicare and Asian Life; so far i'm happy with Maxicare and Asian Life in terms of servicing however another factor is the type of plans you will avail.

Another perk you can study is establishing a managed retirement plan fund for your employees. In the case of the company i work for we course these through the Trust Units of the banks we deal with.

You're right, I will need to check with the local hospitals pala since most forumers here are based in Metro Manila. Baka hindi kasali mga hospitals dito.

As for the retirement fund, I have given my core staffs life insurance with investment, which will serve as their retirement fund, and they are also covered/insured if something happens to them.

For the drivers and delivery helpers, very few lang ang nagtatagal, and I think fewer ang aabot ng retirement age. So giving them insurance coverage while they are employed in my company, I think, will be better.

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Medicard for the past decade, both as employee and dependent (wife's company paying for me also). Never had a problem or issue when using it.

Confined at Asian Hospital for 4 days in 2007, Capitol Med for a week last year, sometimes the coordinator is making an extra effort so that the excess will be covered also.

Like in my case, my coverage is 150k per illness, but my bill reached 200k, they made some adjustment so all i have to pay is 2k. Not bad.

DriveFast.DieHappy.

Do you happen to know the premium paid for that kind of coverage? Is it group insurance? or are you individually covered?

[Sarsi]

Yan ang hindi ko alam. I will ask her once i got to see her on Monday.

DriveFast.DieHappy.

[nhiecah_nice29]

Carehealth Sir. if you want po I can send you a proposal. 😊

[_Qwerty_]

Malaki na ang tinaas nang premium for HMO dito sa atin, lalo na kung konti lang employees..

we're using Maxicare and I have my wife as dependent, paying 24K a year for hers.

[Calistro]

Maxicare and Medicard seem to have the most coverage among hospitals. Maxicare approvals are quick especially if its for a multinational company.

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[Lew_Alcindor]

We've been under Intellicare for quite a number of years now. Also used an international org in our area.

[H1Tman]

Medilink...not recommended.

[hinlog]

As I know medilink is a medical network provider not HMO

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[cast_no_shadow]

As I know medilink is a medical network provider not HMO

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They provide service for HMOs.

Yung POS ng HMOs sila ang provider


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[a9828]

from my experience, medicard is best. a far second is maxicare. my company is using intellicare now and i'm personally not happy with it.

any recommendations for HMO for extended dependents? i know many HMO companies only allow up to 65yrs old coverage for parents. post 65, what are possible options to have seniors covered? prepaid is ok as long as we can take care of tests/consultations and of course, in-patient procedures. thanks

[H1Tman]

As I know medilink is a medical network provider not HMO

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Our company uses Medilink. Their card works like a debit card. Consultation covered. Accredited doctors very limited. But payment for hospital confinement, lab services, and other payments.

[jaggerx3]

We are using Intellicare.

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[CVT]

This is what I am struggling with right now.....

Utilization and renewal (but with additional membership/coverage)....

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"The measure of a man is what he does with power" LJIOHF!

32.1K _/_/_/_/_/_/_/_/_/_/

[boybi]

Can you post here the coverage and premiums of your HMOs?

[WallyWest]

Does medicard have a good track record with doctors?

I mean, hindi ba tinatanggihan ng accredited doctors/clinics? Our former hmo kasi tinatanggihan ng ibang doctors due to non-payment of their fees.

[chronicle]

Does medicard have a good track record with doctors?

I mean, hindi ba tinatanggihan ng accredited doctors/clinics? Our former hmo kasi tinatanggihan ng ibang doctors due to non-payment of their fees.

Tinanggihan ako once ng isang dentist.
Didnt even bother as may tumanggap naman after few calls to others.


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[StockEngine]

Does medicard have a good track record with doctors?

I mean, hindi ba tinatanggihan ng accredited doctors/clinics? Our former hmo kasi tinatanggihan ng ibang doctors due to non-payment of their fees.

what was your former hmo? medicard is one of the biggest in the country.