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  1. Join Date
    Aug 2006
    Posts
    380
    #1
    Hello Fellow tsikoters,

    We are plannong to purchase a house and lot, kinda new in this situation, Because seller say that what they have is fully paid certificate from NHA.

    normally when we purchase a lot in cavite, we are processing it thru the registry of deeds and was issued a new land title with our name in it.

    is NHA title the same?

    please advise..mahirap na maloko..

  2. Join Date
    Sep 2014
    Posts
    1,530
    #2
    Google due diligence. Follow those steps of questions.

  3. Join Date
    Sep 2014
    Posts
    1,530
    #3
    Check with NHA that issued the receipt and ask for a copy of the contract between the NHA and the seller. NHA meron silang record nyan.

  4. Join Date
    Jan 2015
    Posts
    4,581
    #4
    no other agency in government that issues title but the land registration authority (LRA). the LRA is under the department of justice.

    the "H" in NHA is housing. there is no title to a house. it is only considered as improvement to the land.

  5. Join Date
    Sep 2014
    Posts
    1,530
    #5
    Quote Originally Posted by Juan Martinez View Post
    no other agency in government that issues title but the land registration authority (LRA). the LRA is under the department of justice.

    the "H" in NHA is housing. there is no title to a house. it is only considered as improvement to the land.
    Bro,

    They have lands under their name. They SELL land.

    Thus, if they can own, hold, and sell land then the sale is legit, if it is indeed legit.

  6. Join Date
    Jul 2004
    Posts
    5,476
    #6
    NHA certificate is not equivalent to a land title issued by the LRA

    But it can be the basis for the issuance of a title

    A due diligence is in order


  7. Join Date
    Aug 2006
    Posts
    380
    #7
    So, is this mean government can get the land anytime? since you don't have the land title?

    Heared some rumors na mahirap bumili sa mga ganyan dahil madaming manloloko...

    better to buy with clean land title papers than ganun...

  8. Join Date
    Aug 2006
    Posts
    380
    #8
    How about Condo unit mga sir..

    Whats the process to transfer their name to us?

    same steps with buying a house and lot?

    or buying condo is much less hassle in terms of documents?

    Please advise..TIA

  9. Join Date
    Jul 2004
    Posts
    5,476
    #9
    Quote Originally Posted by earthlyken View Post
    So, is this mean government can get the land anytime? since you don't have the land title?

    ...
    Not really. The certificate gives you certain rights and entitlements

    Para lang yang Tax Declaration on a lot without a Title

    But best if there is a title


  10. Join Date
    Sep 2013
    Posts
    2,543
    #10
    Quote Originally Posted by earthlyken View Post
    How about Condo unit mga sir..

    Whats the process to transfer their name to us?

    same steps with buying a house and lot?

    or buying condo is much less hassle in terms of documents?

    Please advise..TIA
    Same steps lang sa Transfer Certificate of Title (TCT) at Condominium Certificate of Title (CTC)

    Here's how for your reference...
    After the notarization of the Deed of Absolute Sale
    1. Go to the municipal/city assessor’s office then request for a certified true copy of the latest Tax Dec.

    2. Go to the assigned BIR Revenue District Office (RDO) to Fill out the BIR Forms namely Capital Gains, Doc Stamp etc... Bring enough cash for tax payment.

    3. Submit the ff. docs to BIR representative (including the original copies of the payment forms)
    • Original & photo copies of bank deposit slip & notarized deed of sale
    • Owner's duplicate copy of the TCT or the CCT, whichever applies to you
    • Certified true copies of the LATEST tax dec.
    • TIN No. of the Seller and Buyer

    4. Upon submission, BIR representative will give you claim slip which you will use to claim the Certificate Authorizing Registration (CAR) on the date provided etc...

    5. The CAR will be released to you together with the following:
    • Original copy of the Deed of Absolute Sale stamped received by the BIR
    • Owner’s Duplicate Copy of the TCT or the CTC
    • Original Copies of the BIR Forms
    • Copies of the Tax Dec

    6. Proceed to the local treasurer's office for the payment of transfer fee and secure a copy of tax clearance.

    7. Submit all Docs needed to the Register of Deeds for the issuance of the new Owner’s Duplicate Copy of the TCT or CTC under your NAME.
    The representative will give you claim slip which you will use to claim the TCT or CTC on the date provided. Voila...

    Hope i did not miss anything.
    Last edited by kimbon; February 6th, 2016 at 10:18 AM.

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