Inquiry: PayMaya, ShopBack, GCash, online banking, etc.

[carxynogen]

I couldn't seem to cash-in to GCash from BPI using my iOS device.
It always displayed an error.

But I find BDO method of cashing-in convenient and more secure than BPI.
Sa BDO website lang yung process at para ka lang nagtransfer ng money unlike BPI na sa GCash app mismo iinput yung BPI bank account.
BDO offered free Instapay until June 30 only, so it's the best time to cash-in to GCash.

I don't trust gcash method of linking my BPI account using their GCash app.

The reason I was forced to use GCash is because I needed to pay our water bill and the merchant is only available in GCash.
Hindi available yung merchant sa credit cards/BPI online.
Bayad ka lang nga P5 convenience fee.

[shadow]

I couldn't seem to cash-in to GCash from BPI using my iOS device.
It always displayed an error.

But I find BDO method of cashing-in convenient and more secure than BPI.
Sa BDO website lang yung process at para ka lang nagtransfer ng money unlike BPI na sa GCash app mismo iinput yung BPI bank account.
BDO offered free Instapay until June 30 only, so it's the best time to cash-in to GCash.

I don't trust gcash method of linking my BPI account using their GCash app.

The reason I was forced to use GCash is because I needed to pay our water bill and the merchant is only available in GCash.
Hindi available yung merchant sa credit cards/BPI online.
Bayad ka lang nga P5 convenience fee.

Sa bpi ako nagbayad ng Maynilad ah


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[Walter]

Why open a new account kung pwede naman yun existing mo and just apply for prepaid?

Have been saying again ... and again ... and again ... you don't want full access to your savings account ... so you open a new one for the ATM card for "protection" ... ATM cards are more robust compared to prepaid debit cards ... with BDO, you can only transfer in 100 php denomination ...

[shadow]

Have been saying again ... and again ... and again ... you don't want full access to your savings account ... so you open a new one for the ATM card for "protection" ... ATM cards are more robust compared to prepaid debit cards ... with BDO, you can only transfer in 100 php denomination ...

If purpose is for safety using it for online purchases, no need to go through the process of opening a new account for the purpose. Get a prepaid card

Walang pag kaiba, why robust? Ano naman magnanakaw sayo sa prepaid kung walang laman? Mag lagay lang everything na gagamitin mo exact amount.


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[misseksaherada]

kung manila water sa BPI lang din ako nagbabayad..

[papi smith]

He may be referring to a local water company like ours, walang e-payment option sa Amin so I make a deposit good for several months consumption, para di pila ng pila sa ofc nila

[shadow]

Why can't I link my CC sa gcash?


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[Archerfish]

Anyone experienced this in PayMaya where you are declined because of security reasons?

The first time I had that was with MikStore Car Accessories where the payment was declined. I didn't bother to pursue the matter and have forgotten about it until recently, the payment I made with AliExpress was also declined for the same reason.

[bloowolf]

Upon the prodding of some clients, I started using Gcash. What a relief! I noticed that it is easier for my clients to let go of their money with this platform althouh someone from Globe warned me not to keep too much money in your wallet since there were instances the funds disappeared.


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[papi smith]

Aggressive ang paymaya ngayon, gusto kumagat sa Gcash pie, may rewards system sila for recruitment and bills payment.

[Archerfish]

I still have the same issue about PayMaya as posted above. I couldn't pay...

And for some reasons, I can no longer use it with Shopee although I don't have problems paying in Lazada. I have used previously the virtual card but right now, I can't use.

Good thing I tried GCash. It seems this platform is easier to use.

[papi smith]

Kanina pa ako hindi makapag cash in sa Gcash thru BPI link.

[papi smith]

Ok na, may limit pala si BPI sa transfer.

[yubby24]

Ok na, may limit pala si BPI sa transfer.

BPI has a 50k limit. Or it differs per account? Akin kasi 50k ang limit eh.

[papi smith]

Yup 50k nga, had to Google it, dahil nakalusot nga ako kahapon once, pero di na maulit, daily limit pala yun. It can be increased through the online app though.

I was try to fill my CIMB Upsave account kasi to get higher interest rate and an ATM card, but then nung na level na, hindi pala free ung card, 150 kesos pala [emoji23]

[misseksaherada]

I was try to fill my CIMB Upsave account kasi to get higher interest rate and an ATM card, but then nung na level na, hindi pala free ung card, 150 kesos pala [emoji23]

May bayad na pala yung ATM Card?
Or baka ibang level na ng card yan..
Wala naman sakin bayad nung nag-apply ako..

[papi smith]

Eto ang lumabas e, kaya lang, fast save ata ito, hindi ko ma navigate sa upsave card menu kung meron man
[emoji17]

[papi smith]

Eto iyon...

[papi smith]

Tapos, 2.5% na lang din pala ang interest ng Upsave, mataas pa ang Gsave at 2.6%. Anyway, the transfer is done na rin naman and it's still better than BPI's 0.0925%.

[marky2115]

ING retail banking will exit PH. Magopen nalang ako CIMB para ilipat doon pera ko.

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