^Ikaw na nga magpapautang ikaw pa nahihiya. Pautang nga din.
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So awesome...
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Verified Tsikot Member
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October 21st, 2014 06:49 AM #2In our office... dami nangungutang.... I dont know why... mukha ba ako cono?
So what I did?....... nag tayo ako ng lending... now.. pag nangutang... may interest/ may garantor... so I'm assured na mag babayad...
Just made something out of a bad situation...
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Banned!!!
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- Jun 2011
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October 21st, 2014 07:15 AM #3case to case... yung talagang alam ko naman na walang pangbayad pero humble naman at mabait..
ill give half... then kahit hindi na nya bayaran...
pero kung para sa meds. ng anak nya or emergency at mabait naman at walang wala... at humble
ill give grace double ko pa...
ang qualification ko for helping is... kung humble and mabait cya at kung saan mapupunta money na bigay or pahiram ko...
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Tsikoteer
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October 21st, 2014 08:01 AM #4Ako as much as possible ayoko magpautang kasi nga hassle maningil. I always say no kaya bihira ako lapitan hehe
Originally Posted by glenn manikis
Pero same tayo ng condition ganyan din ako sa taong humihiram and pag binigyan ko alam kong wala ng balikan yun. Yun nga lang hindi ka na makakaulit kasi nga may utang ka p eh? pag binalik eh di salamat!
Dami ganyan sa office namen, uutang pantapal sa unang inutangan. Never ending cycle kaya ang hirap pag naubusan na siya ng mahihiraman.
Meron pa makikisuyo maki ride sa CC! Wow kako! Pang luho mo saken ikakarga? Tindee!
Meron din makikihiram ng PDC, eh meron nagpahiram na officemate hindi napondohan ayun pumutok yung tseke bayad pa tuloy ng penalty.
Cathy ang hirap ng ganyan, your guilt tells you na parang obligado ka magbigay. Assess mo na nga lang kung gipit and kailangan talaga might as well give some. Mas okay na ikaw na yun nakakatulong kesa ikaw yung asa lugar niya.
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Tsikoteer
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- Oct 2002
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October 21st, 2014 10:35 AM #5Sa dami ng umutang sakin halos mabibilang mo lang ang nag bayad sari saring reason pag uutang maamong tupa. Pag naka utang na di mo na makita. May umutang pa sakin ng laptop worth 30k ang after few months ako pa inaway para hindi ko singilin. pinag pa sa dyos ko nalang makakarma din sila good karma naman balik sakin
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La Dolce Vida
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- Jul 2006
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October 21st, 2014 11:56 AM #6I had an office mate who had a serious gambling problem. So serious na pati canteen concessioner ay inuutangan nya
Usual reasons
Sick mother
Sick kids
Hospital bills
Meralco bills
Water bills
House bills
Kapos palagi sweldo
Loaned him 3K for his Meralco bill. After awhile, nag-AWOL na sa office. Then we discovered among ourselves na halos lahat kami nautangan nya, pati mga bossing.
Grabe.
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4G4C4D
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Verified Tsikot Member
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October 21st, 2014 12:11 PM #8If they are really your trusted friends, wala prob kung magpautang kasi you can collect through other means.
If friend lang sia in time of their need (and not when you have a need for them), pautang once, but never a second time unless bayaran ung first. Just be firm with your decisions and accept the consequences. Your friend will understand as long as consistent ka.
There is nothing wrong to ask questions why they are borrowing. Dig into the need for money and understand fully the situation. Its your hard earned money you'll spend without you directly benifiting (monetary or otherwise). Based on what you discover, you can decide how much to give. It is also good to sleep it out at least a night. Most borrowers are uptight during the time they borrow, but sometimes find a way to accept the situation or find a resolution the next day.
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High & Dry
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October 21st, 2014 12:31 PM #9My friend did not tell me what it's for and when he will pay so I don't expect payment na. Isipin ko na lang I treated him out for dinner or bought him a gift.
It makes me wonder what happened to his finances e he used to be so galante.
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Hoosier'ed Hotspur
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- Dec 2005
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October 21st, 2014 01:10 PM #10[img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]
E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....
“The measure of a man is what he does with power – LJIOHF!”
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Tsikot Member Rank 2
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October 21st, 2014 04:01 PM #11isang buwan kong sweldo ibibigay ko sa kanya Originally Posted by CVT
[img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]
E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....
“The measure of a man is what he does with power – LJIOHF!”
24.7K:luvmenot:
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La Dolce Vida
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October 21st, 2014 04:22 PM #12^
teka, nag react si greenlyt.
interesting ang picture na yan.
hindi ko lang Makita.
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Cheap Mechanic
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October 21st, 2014 04:56 PM #13Ay sus! Check ko muna kung may lawit. Pautangin agad kung tunay na babae. :D Originally Posted by CVT
[img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]
E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....
“The measure of a man is what he does with power – LJIOHF!”
24.7K:luvmenot:
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Tsikot Member Rank 5
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October 22nd, 2014 08:43 PM #14Yung umutang sa akin na ayaw magbayad sinabihan ko ng "pare abuloy ko na lang yung pera pag namatay ka" kinabukasan nagbayad na
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Tsikoteer
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October 21st, 2014 05:51 PM #15Dala na Lang ako ng drinks me food na pala... Para mapag usapan ang terms of payment :p Originally Posted by CVT
[img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]
E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....
“The measure of a man is what he does with power – LJIOHF!”
24.7K:luvmenot:
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Tsikoteer
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October 21st, 2014 05:52 PM #16aampunin ko na! Originally Posted by CVT
[img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]
E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....
“The measure of a man is what he does with power – LJIOHF!”
24.7K:luvmenot:
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October 22nd, 2014 04:36 PM #18delikado... Originally Posted by CVT
[img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]
E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....
“The measure of a man is what he does with power – LJIOHF!”
24.7K:luvmenot:
tingnan mo na lang... walang paglalagyan ng pitaka or purtamoneda..!!
considered bad loan yan..
your loss..
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Verified Tsikot Member
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October 21st, 2014 02:05 PM #19Magkano ba ang amount na kaya mung mapahiram na in case hindi kana mabayaran pwede mo nang idaan na tulong mo na lng yun sa kanya?? Sa akin kc nagpa hiram ako ng 10t pero nailista kasi sa tubig kaya ayun nakalimutan na. Since then hindi lumampas sa 10t pina hiram ko basta in dire need lng ang nghiram. Kaya may ceiling na ako na till 5t na lng.
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Social Dementia
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Originally Posted by glenn manikis
