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  1. Join Date
    Jul 2012
    Posts
    1,362
    #41
    ^Ikaw na nga magpapautang ikaw pa nahihiya. Pautang nga din.

  2. Join Date
    Apr 2005
    Posts
    179
    #42
    In our office... dami nangungutang.... I dont know why... mukha ba ako cono?

    So what I did?....... nag tayo ako ng lending... now.. pag nangutang... may interest/ may garantor... so I'm assured na mag babayad...

    Just made something out of a bad situation...

  3. Join Date
    Jun 2011
    Posts
    4,513
    #43
    case to case... yung talagang alam ko naman na walang pangbayad pero humble naman at mabait..

    ill give half... then kahit hindi na nya bayaran...

    pero kung para sa meds. ng anak nya or emergency at mabait naman at walang wala... at humble

    ill give grace double ko pa...

    ang qualification ko for helping is... kung humble and mabait cya at kung saan mapupunta money na bigay or pahiram ko...

  4. Join Date
    Nov 2009
    Posts
    12,364
    #44
    Quote Originally Posted by glenn manikis View Post
    case to case... yung talagang alam ko naman na walang pangbayad pero humble naman at mabait..

    ill give half... then kahit hindi na nya bayaran...

    pero kung para sa meds. ng anak nya or emergency at mabait naman at walang wala... at humble

    ill give grace double ko pa...

    ang qualification ko for helping is... kung humble and mabait cya at kung saan mapupunta money na bigay or pahiram ko...
    Ako as much as possible ayoko magpautang kasi nga hassle maningil. I always say no kaya bihira ako lapitan hehe

    Pero same tayo ng condition ganyan din ako sa taong humihiram and pag binigyan ko alam kong wala ng balikan yun. Yun nga lang hindi ka na makakaulit kasi nga may utang ka p eh? pag binalik eh di salamat!

    Dami ganyan sa office namen, uutang pantapal sa unang inutangan. Never ending cycle kaya ang hirap pag naubusan na siya ng mahihiraman.

    Meron pa makikisuyo maki ride sa CC! Wow kako! Pang luho mo saken ikakarga? Tindee!

    Meron din makikihiram ng PDC, eh meron nagpahiram na officemate hindi napondohan ayun pumutok yung tseke bayad pa tuloy ng penalty.

    Cathy ang hirap ng ganyan, your guilt tells you na parang obligado ka magbigay. Assess mo na nga lang kung gipit and kailangan talaga might as well give some. Mas okay na ikaw na yun nakakatulong kesa ikaw yung asa lugar niya.




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  5. Join Date
    Dec 2005
    Posts
    39,174
    #45

    Naalala ko tuloy ang mga tropa ko na walang-wala ang karamihan, sa dati naming lugar....

    One night,- pinapunta ko sa aming bahay at doon kami kumain (at pinainom ko pa).....

    Tapos heto na,- kinabukasan, may isang pilit na gustong pumasok sa village at address /pangalan ko nga raw ang ibinigay sa gate guard,- at kailangan daw siya sa bahay namin para may kumpunihin.... (Later, na confirm ko na isa sa mga tropa ko na balak daw mangutang nga... )

    Scary,- dahil wala nga kaming mag-asawa at tsaka walang pasabi-sabi sa akin,- basta na lang pupunta sa bahay....


    “The measure of a man is what he does with power – LJIOHF!”
    24.7K:luvmenot:

  6. Join Date
    Mar 2006
    Posts
    18,996
    #46
    mahirap talaga mga kasong ganyan kaya if ever nasa ganyang situation ako, i only lend an amount that i can afford to lose.

  7. Join Date
    Nov 2009
    Posts
    12,364
    #47
    Quote Originally Posted by baludoy View Post
    i only lend an amount that i can afford to lose.
    This!


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  8. Join Date
    Dec 2005
    Posts
    39,174
    #48

    If you don't like associating it to a person,- just think that you lost in a bet or you accidentally dropped it in the street....


    “The measure of a man is what he does with power – LJIOHF!”
    24.7K:luvmenot:

  9. Join Date
    Oct 2002
    Posts
    3,754
    #49
    Sa dami ng umutang sakin halos mabibilang mo lang ang nag bayad sari saring reason pag uutang maamong tupa. Pag naka utang na di mo na makita. May umutang pa sakin ng laptop worth 30k ang after few months ako pa inaway para hindi ko singilin. pinag pa sa dyos ko nalang makakarma din sila good karma naman balik sakin

  10. Join Date
    Jul 2006
    Posts
    8,555
    #50
    I had an office mate who had a serious gambling problem. So serious na pati canteen concessioner ay inuutangan nya

    Usual reasons

    Sick mother
    Sick kids
    Hospital bills
    Meralco bills
    Water bills
    House bills
    Kapos palagi sweldo

    Loaned him 3K for his Meralco bill. After awhile, nag-AWOL na sa office. Then we discovered among ourselves na halos lahat kami nautangan nya, pati mga bossing.

    Grabe.

  11. Join Date
    Nov 2013
    Posts
    621
    #51
    ^May nagsabi nga sa akin, kung may kaaway ka turuan mong mag-casino.

  12. Join Date
    Dec 2013
    Posts
    115
    #52
    If they are really your trusted friends, wala prob kung magpautang kasi you can collect through other means.

    If friend lang sia in time of their need (and not when you have a need for them), pautang once, but never a second time unless bayaran ung first. Just be firm with your decisions and accept the consequences. Your friend will understand as long as consistent ka.

    There is nothing wrong to ask questions why they are borrowing. Dig into the need for money and understand fully the situation. Its your hard earned money you'll spend without you directly benifiting (monetary or otherwise). Based on what you discover, you can decide how much to give. It is also good to sleep it out at least a night. Most borrowers are uptight during the time they borrow, but sometimes find a way to accept the situation or find a resolution the next day.




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  13. Join Date
    Jul 2007
    Posts
    57,760
    #53
    My friend did not tell me what it's for and when he will pay so I don't expect payment na. Isipin ko na lang I treated him out for dinner or bought him a gift.

    It makes me wonder what happened to his finances e he used to be so galante.

  14. Join Date
    Dec 2005
    Posts
    39,174
    #54
    [img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]

    E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....


    “The measure of a man is what he does with power – LJIOHF!”
    24.7K:luvmenot:

  15. Join Date
    Apr 2014
    Posts
    132
    #55
    Magkano ba ang amount na kaya mung mapahiram na in case hindi kana mabayaran pwede mo nang idaan na tulong mo na lng yun sa kanya?? Sa akin kc nagpa hiram ako ng 10t pero nailista kasi sa tubig kaya ayun nakalimutan na. Since then hindi lumampas sa 10t pina hiram ko basta in dire need lng ang nghiram. Kaya may ceiling na ako na till 5t na lng.

  16. Join Date
    Sep 2003
    Posts
    25,189
    #56



  17. Join Date
    Jul 2006
    Posts
    8,555
    #57
    ^^

    OT:

    Nice bonsai you have there.

  18. Join Date
    Jan 2004
    Posts
    6,502
    #58
    Quote Originally Posted by CVT View Post
    [img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]

    E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....


    “The measure of a man is what he does with power – LJIOHF!”
    24.7K:luvmenot:
    isang buwan kong sweldo ibibigay ko sa kanya

  19. Join Date
    Jul 2006
    Posts
    8,555
    #59
    ^

    teka, nag react si greenlyt.

    interesting ang picture na yan.

    hindi ko lang Makita.


  20. Join Date
    Jan 2005
    Posts
    6,107
    #60
    Quote Originally Posted by CVT View Post
    [img]http://2.bp.blogspot.com/-g_CeucV11nM/U0pxQ_DAAUI/AAAAAAAACoA/lm5hzLnbj80/s1600/***y-healthy-breast.jpg[/img]

    E, papaano naman kung ganito ang kaibigan mong nagmamakaawa sa iyo na pautangin siya?.....


    “The measure of a man is what he does with power – LJIOHF!”
    24.7K:luvmenot:
    Ay sus! Check ko muna kung may lawit. Pautangin agad kung tunay na babae. :D

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How do you deal with friends borrowing money?