How do you deal with friends borrowing money?

[_Cathy_]

Is this the 1st time he will borrow from you? For me kasi kung 1st time i usually lend some basta small amount lang, being clear kung kelan nila ibabalik. Just think of it as a way to help someone in need (if he really is in need), which is a lot better than being in their shoes. If he doesn't pay up, then its a lesson learned. May karma naman yan.

But if you don't feel giving anything to him due to his track record, then just don't.

Yes I was surprised nga he asked to borrow. I am only hesitant because of his record with my BFF.

Ako if it's the first time, tapos hindi naman significant amount, I always give. Kung hindi bumalik, it's not a very big loss.

At least the second time he tries to ask me money I have a very good reason to say no.

Now, if ayaw mo talaga siya pahiramin because you're fairly sure he won't pay you back, you can always say na hindi ka nagpapahiram sa taong hindi tumutupad sa usapan, and then cite your BFF's case.


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I can't cite my BFFs case because she kept it to herself for a long time. She only opened up when I talked to her about why the lifestyle of our friend suddenly changed as if he is having money problems.

I offered him half but it seems like he does not want it anymore. Now I feel guilty because it is a small amount lang Ang pangit lang kasi ng "utang". He did not tell me what it was for and when he will pay me back. I am surprised at how some people have no form of emergency funds/savings at all