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August 1st, 2019 11:16 AM #1
Hello Fellow tsikoters,
Ask kolang sana inputs niyo kung ano yung pros and cons..
We are planning to purchase a house and lot (ayaw ng owner bank financing, gusto cash), we can throw all our cash in to get the property, now the problem yung government taxes (wala na natira samin to pay for it -- for now).
Can we pay the said taxes let say in the next 3 to 5 years after? (ofcourse hinde muna natin ipapa notarize yung Deed of sale).
Ano kaya pros and cons sa plano namin dito? (the owner is an old lady 91 years old na) pero mabait naman.
Hope to get your inputs..
TIA and more power to the group..
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August 1st, 2019 11:24 AM #2
Wag mo "saidin".
You will never know baka bukas makalawa may emergency.
One option is to take out a personal loan on the bank.
Amelyar, transfer, etc cost are negligible compared to property value. Kung dyan pa lang wala ka ng pang gastos, magisip isip ka na.
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August 1st, 2019 12:34 PM #3
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August 1st, 2019 12:43 PM #4
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August 1st, 2019 06:09 PM #5
If you are confident that after 3 years meron kang valid IDs Ng seller, and buhay pa si 91 yo seller and walang maghahabol by then na kamag-anak, then pwede siguro. The law prescribes kasi a limited period only for transfer to be completed.
Malaki Ang possibility na masakit yan. Sa ulo later, so ipangutang mo na lang yan transfer fees, tutal kaya mo naman i-cash Ang property
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