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  1. boybi's Avatar
    boybi
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    March 16th, 2007 03:13 PM #11
    Quote Originally Posted by xto View Post
    depends siguro sa rural bank, yung rural bank sa may amin 1960's pa.
    nagsara na lahat ang Family Savings Bank, Banco Filipino, at several
    merges ng mga top caliber banking corporations still standing pa rin kaya
    kampante naman kami. IMHO basta hindi masyadong malaki each acct
    para kayang saluhin ng PDIC.
    nadale na kami ng rural bank, remember Prime Savings Bank? ang laki na nito, more than 60 branches na yata, pero na-bankcrupt din. kaya ingat ka sa mga rural banks.
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  2. XTO's Avatar
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    March 16th, 2007 03:15 PM #12
    Quote Originally Posted by BlueBimmer View Post
    so 250k per bank nalang...hati hatiin ang big account...
    yes sir for peace of mind, tutal 50-499K has the same rate but there
    are some na malakas ang loob placing over a million on each acct.
    afaik katakot yun buti kung marami ko million eh wala naman.
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  3. boybi's Avatar
    boybi
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    March 16th, 2007 03:15 PM #13
    Quote Originally Posted by Galactus View Post
    ....kaya lang yung lending rates ng banko, halos nasa same level pa rin today vis-a-vis 2 years ago. Taas masyado ng spread nila.
    ang lending rate ng BPI and BDO-Equitable is 8% nalang (credit line), from 10-11% last year. pwede pang i-haggle para mas babaan pa ang rate.
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    XTO
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    March 16th, 2007 03:29 PM #14
    Quote Originally Posted by boybi View Post
    nadale na kami ng rural bank, remember Prime Savings Bank? ang laki na nito, more than 60 branches na yata, pero na-bankcrupt din. kaya ingat ka sa mga rural banks.
    The problem with Prime Savings Bank is masyado mataas ang in-offer nilang
    interest (as high as 15%) accdg to PS Bank kaya umalagwa at isa pa corporation
    sila kaya madaling magturuan kung ano nangyari hanggang magkalimutan.

    But like you said nakakatakot sa Rural bank pero base na lang sa mga
    matatanda sa lugar namin na kampante ay napagaya na rin kami.
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  5. boybi's Avatar
    boybi
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    March 16th, 2007 03:34 PM #15
    Quote Originally Posted by xto View Post
    The problem with Prime Savings Bank is masyado mataas ang in-offer nilang
    interest (as high as 15%) accdg to PS Bank kaya umalagwa at isa pa corporation
    sila kaya madaling magturuan kung ano nangyari hanggang magkalimutan.

    But like you said nakakatakot sa Rural bank pero base na lang sa mga
    matatanda sa lugar namin na kampante ay napagaya na rin kami.
    During that time, the interest rates of bigger banks went as high as 12%, and Prime Savings Bank's interest was 16%. Majority ng mga businessmen dito sa amin meron TD sa PSB, kampante rin naman sila, tapos biglang nag bank holiday. Ayun, after 7 years, wala pa rin nangyayari.
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    BlueBimmer
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    March 16th, 2007 03:42 PM #16
    does the current low rates have something to do with the stock market's problems?
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  7. boybi's Avatar
    boybi
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    March 16th, 2007 03:44 PM #17
    Quote Originally Posted by BlueBimmer View Post
    does the current low rates have something to do with the stock market's problems?
    Mukhang wala e. The rates have been low since before the stock market plunged around 2-3weeks ago.
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    cutedoc
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    March 16th, 2007 03:45 PM #18
    meron double your money in 5 yrs, meorn din in 6 yrs before buti umabot ako=)

    utif isnt stable, dont bank on it for now

    meron offer ang sunlife laki din ang interest
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    BlueBimmer
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    March 16th, 2007 03:51 PM #19
    safe ba yang mga ganyan ng Sunlife or any other similar offers?
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    boybi
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    March 16th, 2007 03:54 PM #20
    Quote Originally Posted by BlueBimmer View Post
    safe ba yang mga ganyan ng Sunlife or any other similar offers?
    Wala pa daw nagsara/naluging life insurance company in history, kaya mukhang mas safe pa ang mga ito compared to banks. And insured ka pa.
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Current bank interest rates