Current bank interest rates

[7391N]

Anybody here who might know the interest rates for time deposits or any other higher level funds in Metrobank and RCBC? I'm not in the country right now so I can't go to any of the banks to ask. Also in their websites, the rates are not mentioned. I also tried searching the forum but there aren't seem to be any similar threads. Thanks!

[_Qwerty_]

diba mga 2% p.a. lang interest sa TD.

[1D4LV]

diba mga 2% p.a. lang interest sa TD.

2-3% ang rates ng mga commercial banks ngayon sa TD. higher sa mga savings bank and rural banks.

TBills ata is 4.75%.

[BlueBimmer]

grabe ang binaba ng TD rates this year...almost half nalang compared to last year...bakit kaya..

[XTO]

tag hirap mga bangko. yung annual namin last year sa PS Bank 7%
upon maturity last feb amf 2.75% daw eh di halos parehas na lang ng
30 days na 2.5%. ah nilipat namin sa rural bank near our place with a
7% annual interest from 8% the previous year. wala eh ganun talaga.

[_Qwerty_]

delikado pa yang mga rural banks.. i'll go with government bonds.. at 8% p.a. tax free pa..

[Galactus]

The benchmark 91-day T-bill rate is below 5%. 2 years ago, it was hovering at 11 - 13%. Maganda sana, kaya lang yung lending rates ng banko, halos nasa same level pa rin today vis-a-vis 2 years ago. Taas masyado ng spread nila.

Universal & Commercial Banks usually offer a graduated rate for TD's, depending on the length and amount of placement, ranging from 3-5% gross. For a 5-year term, the highest I've seen so far is World Partners Bank (7.5% net), Planters Devt. Bank & Robinson's Savings Bank (7%). Last month pa to, don't know kung nagbago na.

[BlueBimmer]

for bigger banks such as BPI, rcbc grabe ang bagsak sa rates...5yr terms baka nasa 6% lang...probably lower..

[boybi]

....kaya lang yung lending rates ng banko, halos nasa same level pa rin today vis-a-vis 2 years ago. Taas masyado ng spread nila.

ang lending rate ng BPI and BDO-Equitable is 8% nalang (credit line), from 10-11% last year. pwede pang i-haggle para mas babaan pa ang rate.