Credit Card Scam

[crazy_boy]

yung mga bagong cards meron ng chip so mas mahirap na yatang ma-fraud. unless mali yung alam ko.


sa ibang bansa wireless na yung credit card terminal and dinadala na sa harap ng client para makita na walang daya. usual places na possible ma-hack yung card are restaurants and gasoline stations.

[jmpet626]

Victim ako ng Identity theft sa citi bank credit card ko.. Around 2,000 USD yung pinang shopping spree nung magnanakaw sa US sa groceries, electronics at spa services. Buti na lang na tag as suspicious ng Citibank yung mga transactions so na block kaagad yung card.

Nag fill up lang ako ng form stating na di ko transactions yung mga fraudulent charges at pinalitan ng Citibank yung credit card ko na may chip.

[K.I.L.L.]

Some of the new cards from the fancy companies are transparent with the chip built into the plastic. Some cards employ both the sim and the magnetic stripe.

Here in Manila, who pays for the fraud?

If the shop accepts the payment and has given the goods / service to the thief, would the shop have to pay for the goods or would the bank pay for it?

[Walter]

Some of the new cards from the fancy companies are transparent with the chip built into the plastic. Some cards employ both the sim and the magnetic stripe.

Here in Manila, who pays for the fraud?

If the shop accepts the payment and has given the goods / service to the thief, would the shop have to pay for the goods or would the bank pay for it?

Most likely the merchant will be the one to shoulder the loss. It's their responsibility to check identity of card holder.

[sirkosero]

Some of the new cards from the fancy companies are transparent with the chip built into the plastic. Some cards employ both the sim and the magnetic stripe.

Here in Manila, who pays for the fraud?

If the shop accepts the payment and has given the goods / service to the thief, would the shop have to pay for the goods or would the bank pay for it?

insurance does for big amounts.

matagal lang na proseso. that is why upon dispute, reverse muna agad while doing investigation if proven fraudulent, either absorb ng bank yung small amounts or claim sa insurance yung malalaking amounts.

the shops dont get sanctioned.

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