Results 11 to 16 of 16
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January 27th, 2011 11:26 AM #11
cloning usually is done by skimmers who copy thru swiping your card thru a card reader and implanting your account details to a blank card. The RF card is now being made to use by BDO thru its new BDO ATM Mastercard (paypass)
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January 27th, 2011 12:01 PM #12
Metrobank called me up around three or four weeks ago saying my Visa card has been flagged for questionable transactions and will be deactivated, to be replaced by a new card. I asked details of the last successful transactions but all were legitimately mine. I asked if they can tell me if there were failed transactions but the customer support staff who called me said they don't have those details.
I have not used the cards online for a long time, and my only recent purchases before that have been in Shangri La (to acquire relatively big ticket items from [supposedly] reputable stores, Sony-Abenson and Lucerne).
The strange thing is that I use my other card quite extensively to do physical purchases, as well as do online transactions to pay domain names, acquire web hosting, and do Amazon, Ovi Store and App Store purchases, but it has never been flagged whatsoever. I don't know if this is because my other card, a BPI Mastercard, is equipped with an RFID chip, so it might be more difficult to clone.
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January 28th, 2011 08:52 AM #13
Mas madali i-clone ang mga cards with RFID. You don't even have to use it to be cloned. Someone can just pass a scanner beside you and cloned na agad ang card mo.
[ame="http://www.youtube.com/watch?v=7Shp8BN1IYM"]YouTube - KMOV St Louis showing RFID credit card cloning[/ame]
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January 28th, 2011 09:46 AM #14
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January 28th, 2011 10:42 AM #15
Thanks for the correction. It IS a smart card, not an RFID.
BTT
One thing I avoid in any establishment is for the sales people asking for an additional ID and whisking it away, far from sight. There have been numerous cases where a credit card is photographed front to back along with the owner's ID, showing addresses and personal info like TIN and SSS numbers. If the salespeople ask for an ID, I give it on the condition that I see what they do with it. This prevents unscrupulous people from using my card online by providing info they have from my ID. This is also the reason why, where possible, I make my billing address different from my ID home address, with my billing address usually my office or on my other house.
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January 28th, 2011 01:55 PM #16
My BPI MC is a smartcard. I don't think I like the idea of a credit card that can be scanned wirelessly. Mapa-praning ako sa mga katabi ko within 10m radius anywhere I go.
planning to keep it for 15yrs just done 10,000 km already replaced the transfer case fluid w/...
Suzuki JIMNY [merged threads]