Buying something which you cannot aford.

[glenn manikis]

wala siya sariling business pero may family business ba sila? ayaw niya magtrabaho sa tatay niya?

o wala sila family business?

kung wala sila family business at wala siya sariling business ano hanapbuhay niya?

employee?

yung manugang ko dati hardware.... at dad naman nya, furnitures, based nga lang sa HK...

yung manugang ko Nasunog yung hardware nila kaya walang bus. ngayon.... inabot pati stock room...

in the coming months may itatayo kaming maliit na negosyo ng anak ko.... ang sabi ko sa manugang ko samahan na din namin ng hardware.... at hindi naman pwedeng wala syang negosyo noh....

sa ngayon... naka asa sa anak ko yung chinese... at sumasama sama nalang sa bus. transaction namin ng anak ko...


sir shadow... ang family nung manugang ko taga fujian china.... pure chinese din pero ang negosyo nila naka based sa HK

Yung sister ko naman... ganun din, pure chinese ang parents ng husband nya... may mga negosyo at lupa sa batangas...

may hindi pa ngang magandang incident na nangyari between my sister and yung nakatatandang kapatid na lalaki ng husband nya... they confronted my sister... DOMINANT KASI MASYADO SISTER KO... ang masama nito.. pinaluhod pa nila sa harap nila ang kapatid ko to say sorry sa family nila... my sister cried and let it be... she cried because i think gusto na nyang patulan yun mga chinese na yun... pero turo kasi ng parents ko sa amin wag na wag lalaban sa byenan at family ng magiging asawa nila..

kaya bago mamatay yung chinese relative nila my bayaw was told if he wants his MANA--- dapat sya ang masusunod at hindi ang wife nya... kaya ngayon wala silang mana..

kaya sir shawdow at uls... nung anak ko naman ang nag ka b.f. na chinese... ALAM na nya ang gagawin nya.... at alam na din ng mga balae ko na we are not under them... (yung ibang intsik iba ang tingin sa mga pilipino)

pero yung mga balae kong chinese super bait sa akin at sa family ko.....

alam nyo pera pera lang ang panakot ng mga yan (chinese)

bakit ka naman papasilaw sa pera nila?

kahit mahirap lang kami... ang importante...

MASAYA at buo ang pamilya...

ayan lagi ang sinasabi ko sa mga anak ko....

[CLAVEL3699]

That's a good move and nice that your folks left something for you. Yan lang yung sad thing about my folks since their bad separation dried up my dad's resources so my siblings and i did not have any inheritance when my he passed away. That's why now, we're really building our asset base to ensure there's some security for us and our children.

kaso nagkaproblema kami sa hatian nang kapatid ko...

[shadow]

That's what I thought...mainlanders


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#retzing

[CLAVEL3699]

ang laki nang pinagkaiba nang ugali nang mainlanders kesa sa taiwanese.

[vinj]

kaso nagkaproblema kami sa hatian nang kapatid ko...

Sa amin, walang paghahatian so walang pag-aawayan.

[uls]

sa itsura palang you can tell kung mainlander or local ang chinese

iba talaga itsura ng mainlander hehe

[CLAVEL3699]

Sa amin, walang paghahatian so walang pag-aawayan.

hahahaha... kaya nga siguro nagkaroon ako apprehension na mag anak na dalawa. hahaha

[CVT]

kaso nagkaproblema kami sa hatian nang kapatid ko...

Iyan ang importansya ng estate planning, bro....

Pati si Girlie,- puwedeng isama sa mana...



21.3K:loopy:

[CLAVEL3699]

Iyan ang importansya ng estate planning, bro....

Pati si Girlie,- puwedeng isama sa mana...



21.3K:loopy:

hindi naplano eh.

[KERSMcRae]

^

sir, saan condo developer yan at magkano association dues niyo?

is this for me? Hindi condo yung kinuha ko, townhouse sa isang subd (end unit with carport). Nagbasa-basa lang ako ng mga blogs regarding housing at dahil sa mga horror stories ng boss namin regarding condos kaya umiwas ako sa condo. Php500 ang association dues namin as homeowners.

[Retz]

^

Sir, care to share some horror stories in getting a condo unit? may chance pa ako mag backout.

[Manilablock]

^

Sir, care to share some horror stories in getting a condo unit? may chance pa ako mag backout.

Ito consider mo when looking for a condo within the city.

Location ng condo, dapat malapit sa mga places na pinupintahan mo at ng family mo (work at school).

Kasi kung meron kang car need mo din buy ng parking space.

Sa mga lumang condo prob ang elevator maintenance kaya pabor din ung asa lower floor ka lan.

[vinj]

Pros of an old condo (esp in the CBD) is they are generally bigger in terms of unit size.

Mahal nga parking. Recently spent over a mil for two parking slots at the condo were getting. Monthly dues are also higher due to higher upkeeps of a building. So check also the amenities as there are some developers who entice buyers with a lot of amenities which will cost the association a lot to maintain.

[dreamur]

I was very happy when I invested with one of the DMCI projects at C5 across McKinley because of its proximity to my work place at BGC. Lately the access road through Pallar is always full of cars and causing heavy traffic on the way home. There are also juvenile criminals roaming the area waiting for an open car window so they can snatch the phones or tablets from unsuspecting pasengers. Then SM Aura opened in May this year. Now it is always traffic going up the ramp to Market2 in the early morning. If only I can afford the condos in BGC.

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[lowslowbenz]

^

Got a condo from DMCI as well. Right across the Makati-Mandaluyong bridge. So far okay naman. Dami eye candy sa pool area tuwing weekends. :D

[vinj]

I was very happy when I invested with one of the DMCI projects at C5 across McKinley because of its proximity to my work place at BGC. Lately the access road through Pallar is always full of cars and causing heavy traffic on the way home. There are also juvenile criminals roaming the area waiting for an open car window so they can snatch the phones or tablets from unsuspecting pasengers. Then SM Aura opened in May this year. Now it is always traffic going up the ramp to Market2 in the early morning. If only I can afford the condos in BGC.

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Access talaga ang problem sa side na yan. Noticed that when we went to the house of an officemate at Mahogany Place. Frustrating daw to drive across the Fort to get to Makati from there during the morning rush.

^

Got a condo from DMCI as well. Right across the Makati-Mandaluyong bridge. So far okay naman. Dami eye candy sa pool area tuwing weekends. :D

Tivoli?

Was considering Flair in Mandaluyong before but we got a considerable discount from a family friend at another developer/project. Looking at the condo dues i'll be settling monthly though, it will be steep (i compute it around 5K+ a month, plus parking slot dues too).

[Retz]

^

Sir, magkano mopnthly amortization niyo and for how many years? saan bank ba may mababang interest?

[lowslowbenz]

Tivoli?

Yup. Grabe lang talaga sa condominium's, kada kilos mo ... PERA!

Re: another developer ........ Nag SMDC ka?

[dreamur]

^

Sir, magkano mopnthly amortization niyo and for how many years? saan bank ba may mababang interest?

A 2BR 66sqm unit costs P3.6M plus separate parking for P400K. 20 d/p and balance thru BDO * 7.5% = P37K monthly amortization for 10 years.

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[dreamur]

Tapos may condo dues pa and annual MRI and fire insurance coverage it really eats up your budget. Then you need to use electric stove for safety reasons and aircon units because generally condo s have poor ventilation so easily you add another P12K to your monthly budget. No wonder kapos palagi sahod. (

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