Bakit ka HAPPY today?

**bugsmobile** · May 28th, 2017 11:24 AM

Yup had my BPI credit card for more than 15yrs I think & my credit limit isn't that high. I think Dr. D is right, they probably base the increase of the credit limit to those who use their card often or those big spenders.

**_Cathy_** · May 28th, 2017 12:11 PM

Originally Posted by shadow

Nina, you better call them. Kung 12 years na yan. Kahit 20% lang annually increase mo kung nag start ka ng 100k Dapat lagpas na sa credit limit mo Cath bpi cc mo. Progression dapat, at least every year nag increase dapat sila.

Sent from my iPhone using Tapatalk

Do they normally increase annually? I had my HSBC cc since 2004 and my limit was the same until 2012 when they increased it around 50% (after I used my cc to charge my treadmill) Since then my limit has stayed the same.

My BPI cc is regular (blue) so I thought that was normal for those with payroll or savings account.

Sent from my GT-N7100 using Tapatalk

**shadow** · May 28th, 2017 12:13 PM

Originally Posted by benchman

12yrs bro? your credit limit should be close to 1M na dapat

Exactly.

Sent from my iPhone using Tapatalk

**shadow** · May 28th, 2017 12:14 PM

Originally Posted by _Cathy_

Do they normally increase annually? I had my HSBC cc since 2004 and my limit was the same until 2012 when they increased it around 50% (after I used my cc to charge my treadmill) Since then my limit has stayed the same.

My BPI cc is regular (blue) so I thought that was normal for those with payroll or savings account.

Sent from my GT-N7100 using Tapatalk

Yes!

Sent from my iPhone using Tapatalk

**_Cathy_** · May 28th, 2017 12:20 PM

Originally Posted by shadow

Exactly.

Sent from my iPhone using Tapatalk

Originally Posted by benchman

12yrs bro? your credit limit should be close to 1M na dapat

Mga HNW clients kasi kayo [emoji14]

My HSBC is 13 yrs old, layo sa 1M. Hehehe.

Sent from my GT-N7100 using Tapatalk

**_Cathy_** · May 28th, 2017 12:24 PM

Originally Posted by shadow

Yes!

Sent from my iPhone using Tapatalk

Baka for HNW clients lang like you. Credit limit ko sa HSBC 13 yrs, once lang nag increase. BPI ko once din lang. AMEX ko never [emoji14]

Sent from my GT-N7100 using Tapatalk

**shadow** · May 28th, 2017 12:24 PM

Originally Posted by _Cathy_

Mga HNW clients kasi kayo [emoji14]

My HSBC is 13 yrs old, layo sa 1M. Hehehe.

Sent from my GT-N7100 using Tapatalk

No. It's a progrssion. Bank trust you na for being a long time card holder. So they want to keep you and get tour money. So every year yan nag increase.

Sent from my iPhone using Tapatalk

**keithdb** · May 28th, 2017 12:41 PM

Di ba sa bpi, they wont increase your cc limit until you request it? Thats been my case and i have my cc for more than 10 years. Sa citibank yearly ata tinataasan.

Sent from my SM-G930F using Tapatalk

**_Cathy_** · May 28th, 2017 12:47 PM

Originally Posted by keithdb

Di ba sa bpi, they wont increase your cc limit until you request it? Thats been my case and i have my cc for more than 10 years. Sa citibank yearly ata tinataasan.

Sent from my SM-G930F using Tapatalk

No. Sakin basta lang nila tinaasan. Citibank ko pina cut ko kasi hirap magbayad. Wala naman kasi ako account with CT (taas ng maintaining balance nila for regular accounts)

Sent from my GT-N7100 using Tapatalk

**CVT** · May 28th, 2017 01:38 PM

Originally Posted by _Cathy_

No. Sakin basta lang nila tinaasan. Citibank ko pina cut ko kasi hirap magbayad. Wala naman kasi ako account with CT (taas ng maintaining balance nila for regular accounts)

Sent from my GT-N7100 using Tapatalk

You can pay your Citibank CCs through your bpiexpressonline.com or your bdo.com.ph...