Results 1 to 10 of 18
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December 17th, 2007 03:25 PM #1
I don't know if this is a nationwide phenomena, but here in Urdaneta, whenever payday (the 15th or 30th of the month) comes around, majority of the automated teller machines in the city are either offline or unable to dispense cash.
It doesn't matter whether I go very early in the morning or after lunch or late in the afternoon, most of the time I cannot withdraw funds from the machine on these days.
Sa akin medyo okay lang dahil may reserve fund pa ako, pero paano naman yung mga minimum wage earner na sweldo lang talaga ang inaasahan nila para sa mga araw-araw na gastusin? I was just wondering if this situation also occurs in other cities around the country. If so, is there no reulatory body that we as depositors can approach to air our grievances?
I know that ATMs were put up as a "convenience" to depositors, and as such, it might be unreasonable to demand that they be in service 24/7, but the timing of their downtime leaves much to be desired.
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BANNED BANNED BANNED
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December 17th, 2007 04:14 PM #2yung unable to dispense cash eh baka naubusan lang ng cash kasi madaming nag widraw.
pag offline baka sa dami ng transaction, eh ndi nakayanan ng system.
nway, mejo related sa ATM at payday lalo na ngayon may kasama pang bonus. dito sa amin madaming nakasanla ang ATM sa lending kaya minsan isang tao eh ang kapal ng ATM na dala. nakakainis kasi ang tagal bago matapos.
yung ibang tao ng lending, mejo considerate naman. pumipila na lang ng paulit ulit.
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December 17th, 2007 04:32 PM #3
Actually, matagal ko na ring napapansin yan. Notorious dyan, IMO, ay ang BPI. (Pasintabi lang po sa mga taga-BPI), pero personal experience ko po yan.
Yung banko nga namin na Bancnet member, makes it a point na online during weekdays and paydays. Kasi, malaki ang income namin everytime a non-Bancnet user transacts business with our ATM.
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Tsikot Member Rank 4
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- Jun 2006
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December 17th, 2007 05:03 PM #4dika kaya sinasadya nila yan? kasi pag delayed yung pera mo at nasa possessiion nila ng ilang araw or at least one day man lang, marami na silang magagawa sa pera mo.
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December 17th, 2007 05:24 PM #5
Maaring tama ka riyan bro....
Wala naman akong malaking problema sa aking BPI ATM... So far siguro ay 90% up naman siya base sa aking experience....
Huwag lang nitong nakaraang weekend na lalos lahat ng ATM dahil in frenzy shopping mode ang mga tao rito sa MM....
4808:santa:
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December 17th, 2007 06:34 PM #6
Dito sa amin ang notorious sa pagiging down pag payday ay Landbank at Metrobank. Kaya kung di rin talaga kailangan, 2 days after payday na ako nagwi-withdraw sa ATM para siguradong walang problema.
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December 17th, 2007 07:01 PM #8
Na overload ang system dahil lahat sabay sabay sa pag widro. and madami rin ang gumagamit ng credit cards. Take note, telephone lines ang gamit ng ATM and credt cards.
Malas lang talaga kung naubusan ng pera at kung mag jam ang ATM.
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Tsikot Member Rank 2
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- Jun 2005
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- 377
December 17th, 2007 07:08 PM #9Never pa naman kami nagka problema nito sa BPI. sabagay dito naman sa area namin, e halos magkakalapit ang mga bpi banks, so kung offline ang isa lakad ka lang ng konti meron pang iba.
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December 17th, 2007 07:39 PM #10
Hindi puwedeng dahilan ang volume of inquiries. AFAIK, may mandated na connectivity time ang Bancnet, Megalink and Expressnet, 98% yata, or else penalties will have to be imposed.
Ang laki ng income ng mga banko diyan, so dapat they should allocated the proper resources to ensure that it's running smoothly.
Just a moment... just checked my vin. mine not affected. i read somewhere 2018-2019...
Suzuki JIMNY [merged threads]