ATM Questions

[OTEP]

Hi guys. I'd just like to ask which bank do you prefer to open an ATM account in and why?

How much is the minimum required ADB for ATM accounts in the different banks nowadays. Ok sana kung yung hindi masyado mataas ang minimum. Para sa sibling ko sana (student) pero huwag naman yung pang teeny-bopper ATM account na inooffer ng BPI para sa mga teenager. :lol:

Wala ako mapayo kasi BPI lang ang alam kong banko at nung kumuha ako ng ATM doon ay parang Php500 pa lang ang minimum ADB.

Dalawa ang convenient na ATM sa UST. Security Bank and BPI.

Inputs welcome.

Thanks!

[ghosthunter]

I suggest BPI. They have an extensive number of ATMs around the city and country so it would be convienent to find one at any time of the day.

[OTEP]

Ano na ba minimum ng BPI ngayon for ATM accounts? Parang hindi na indicated sa website nila (and sarado na bank).

Yup, happy naman ako sa BPI. Baka lang kasi may suggestions pa.

[av8or5]

Ano na ba minimum ng BPI ngayon for ATM accounts? Parang hindi na indicated sa website nila (and sarado na bank).

Yup, happy naman ako sa BPI. Baka lang kasi may suggestions pa.

eto po link sa minimum dep sa bpi http://info.bpiexpressonline.com/bpi...1?OpenDocument

initial dep is P500, required adb is P3k

i also suggest banco de oro, they just bought epci bank so mas dadami ang branches nila.

[OTEP]

Ano po minimum ADB ng BDO? Salamat.

[mazdamazda]

A BDO ATM account only requires a P1000 ADB.

It is more convenient than BPI since there is no internetwork charge when using your BDO card through EPCIB ATMs (since they've merged).

[JohnM]

And all(?) SM malls have BDO branches that are open on Saturdays and Sundays

[theveed]

Hehe, keep the payroll account after leaving the company... most companies don't cancel the payroll account status and you'll end up having an account with P100 or zero ADB requirement...

My BPI has no minimum balance, neither does my Equi even after I left the company for over 4 years.

[1D4LV]

Hehe, keep the payroll account after leaving the company... most companies don't cancel the payroll account status and you'll end up having an account with P100 or zero ADB requirement...

My BPI has no minimum balance, neither does my Equi even after I left the company for over 4 years.

hmmm. eto plano ko dati eh... but when i left my former company. they asked me to close my ATM account.

BPI Family and Equitable Savings requires 500 opening amount lang with 1000 ADB.

pero sa akin, i really find it convenient maintaining or opening an account with any Bancnet member branch... because of bancnetonline where i pay my bills.

[funkngruvn]

yung Kababayan Account ko sa BDO P100 lang maintaining balance..

[_Qwerty_]

medyo mataas na nga maintaining sa mga banks..

sa BDO eh 5T na yung savings with passbook.. pag ATM savings w/o passbook eh 2T naman..

pero mas ok pa rin sa akin ang BDO.. lahat nang SM meron.. tapos ngayon pati EPCI eh wala nang transaction charge.. pag nagkagipitan..

Kung para sa sibling mo.. I suggest BDO cash card na lang.. wala pang maintaining.. parang 100.00 lang.. tapos you can deposit over the counter or you can do it via the phone.. pareho din naman.. pwede rin sa lahat nang Expressnet ATMs..

[bbt]

question lang, ano po yung adb?

[funkngruvn]

question lang, ano po yung adb?

i think average daily balance..

[bbt]

i think average daily balance..

which means...?

[jonmike]

which means...?

It is the computed average of your daily savings. End of the day balance.

[oldblue]

yup BDO since parati naman ako nasa SM Malls hehehe. tapos bukas pa sila 7 days a week sa malls, so kung kinain pwede reklamo

[NightRock]

Kung pang allowance lang ng utol mo bakit hindi mo nalang ikuha sa BPI ng cash card (nalimutan ko ano talaga tawag) pero ganito dati ginagawa ko sa mga pamangkin ko. naka link lang yung card sa Savings account ko then load ko lang every week online or pwede automatic load.. that card can be use as debit card too.. master card yata.. dati 100 lang bayad sa card with 2 years expiration

Pero kung savings talaga gusto mo open ka talaga meron yatang 3K ADB

[MAXBUWAYA]

Ibank P1000 ok pa service.

Worst ATM provider EquitablePCI. Daming ATM puro Sira Puro offilne. Sobrang walang kwenta. But now that they are owned by BDO mukhang ok na.


Commercial Banks are better kung pang everyday transaction.


Or look for a bank na may magandang teller

[funkngruvn]

Or look for a bank na may magandang teller

hehe mga Bdo branches parang mga maganda lang kinukuha e? :naughty2:

[miLes]

bpi still has the most number of atms kaya i didnt let it go when our company shifted to epci, sa province kasi paggipit na bpi lang mabilis hanapin. epci sux hirap maghanap ng atm it's good now that they merged with bdo at least dumami atms nila