Any Bankers from UCPB

**NightRock** · December 13th, 2016 03:22 AM

I need some advice and confirmation regarding this. I wanted to buy a parcel of land listed on UCPB so I contacted the assigned person. He gave me the requirements in able to process. Since I will buy it on cash I was thinking it will be less complicated and hassle for me. The property is less than a million it's just 800k pesos.

Now here is the issue the person is asking for my proof of income as one of the requirements. So I send him my latest pay slip which indicate my monthly income. Then he said it's not enough I need the provide a certificate of employment. I email our HR and requested for it.
Then suddenly he is asking for bank statement which I told him from the beginning is the proper proof of income. And he said pay slip is much better. I was totally pissed off since I feel that he just power tripper.

I explained to him that bank statement will take at least 2 weeks for me to process since my salary is not credited in local bank. Since I am working abroad.

Now he is keep on insisting me that it is a AMLAC requirement and keep on saying that above 500k this is required by BSP.

As I verify on BSP website it says single purchase of 4M above only. I'm just wondering what the happening to this guy. How about those who is buying brand new car worth 2M and above I never hear them complying with this law.

**dr. d** · December 14th, 2016 11:16 AM

Originally Posted by NightRock

I need some advice and confirmation regarding this. I wanted to buy a parcel of land listed on UCPB so I contacted the assigned person. He gave me the requirements in able to process. Since I will buy it on cash I was thinking it will be less complicated and hassle for me. The property is less than a million it's just 800k pesos.

Now here is the issue the person is asking for my proof of income as one of the requirements. So I send him my latest pay slip which indicate my monthly income. Then he said it's not enough I need the provide a certificate of employment. I email our HR and requested for it.
Then suddenly he is asking for bank statement which I told him from the beginning is the proper proof of income. And he said pay slip is much better. I was totally pissed off since I feel that he just power tripper.

I explained to him that bank statement will take at least 2 weeks for me to process since my salary is not credited in local bank. Since I am working abroad.

Now he is keep on insisting me that it is a AMLAC requirement and keep on saying that above 500k this is required by BSP.

As I verify on BSP website it says single purchase of 4M above only. I'm just wondering what the happening to this guy. How about those who is buying brand new car worth 2M and above I never hear them complying with this law.

i would probably ask, in my most congenial voice, to talk to the manager.

**NightRock** · December 15th, 2016 02:20 PM

Originally Posted by dr. d

i would probably ask, in my most congenial voice, to talk to the manager.

He is the manager when I asked him I wanted to talk to higher level.. wala na daw sya lang daw pwede then I send someone to fixed the problem bigla silang naging mabait..

nakaka bwisit lang gusto pa kunin pati number ng HR namin para daw i verify ang salary ko.. doon ako nag init

**CVT** · January 5th, 2017 11:29 PM

Originally Posted by NightRock

I need some advice and confirmation regarding this. I wanted to buy a parcel of land listed on UCPB so I contacted the assigned person. He gave me the requirements in able to process. Since I will buy it on cash I was thinking it will be less complicated and hassle for me. The property is less than a million it's just 800k pesos.

Now here is the issue the person is asking for my proof of income as one of the requirements. So I send him my latest pay slip which indicate my monthly income. Then he said it's not enough I need the provide a certificate of employment. I email our HR and requested for it.
Then suddenly he is asking for bank statement which I told him from the beginning is the proper proof of income. And he said pay slip is much better. I was totally pissed off since I feel that he just power tripper.

I explained to him that bank statement will take at least 2 weeks for me to process since my salary is not credited in local bank. Since I am working abroad.

Now he is keep on insisting me that it is a AMLAC requirement and keep on saying that above 500k this is required by BSP.

As I verify on BSP website it says single purchase of 4M above only. I'm just wondering what the happening to this guy. How about those who is buying brand new car worth 2M and above I never hear them complying with this law.

I recently bought a parcel of land for a little less than P4M and they(BPI) required me to present them a copy of the deed of sale...

The seller kasi would not accept personal check and so withdraw and deposit in the bank... I understand...

**NightRock** · January 6th, 2017 01:52 PM

Originally Posted by CVT

I recently bought a parcel of land for a little less than P4M and they(BPI) required me to present them a copy of the deed of sale...

The seller kasi would not accept personal check and so withdraw and deposit in the bank... I understand...

You mean BPI mismo nag hanap sayo ng deed is sale to proved na bibili ka ng property? Buti Hindi Nila ginawa sakin yan they just asked me san ko gagamitin money