anong ok na savings bank?

[mbt]

for a regular savings account, i'm not really interested in ATM though

para sa small amount lang naman hehe (pang student na savings hehe)

yung metrobank at banco de oro at ibang big banks 1% per annum lang ata yung interest hehe

[odell]

dito sakin mbt... pero may fee. hehehehe

sa metrobank o citibank para sure na hidne babagsak. hehehe

[gretzy]

BPI

[gretzy]

di ba sa pbcom ang daddy mo?

[O!lman]

HSBC...... kung pang big time!
BDO........ pwede na sa small savings acct.

[kiper]

time deposit mo na for 3 months! higher interest rates!

[GlennSter]

Originally posted by kiper
time deposit mo na for 3 months! higher interest rates!

pwede pala time dep ng 3 months lang?chaka ilan ang interest rates???

herhehrehrehr...sorry hindi pa ako nakakatikim ng credit card or atm..puro cash kami sa family...:down:

[karlbo]

BPI Family medyo mataas.. or kung gusto mo talaga ng mataas na rates kaso medyo mahirap pumasok dito... Sa BSP (bangko sentral ng pilipinas) ayus dun mataas ang interest.... :D

[111prez]

sa jose pidal savings bank -- safe na, hindi ka pa mahuhuli

mwahahahaha

at mataas ang interest. tatlong taon lang, wang handred melyon ang interest

mwahahahaha

:D

[JAYarc]

munimum mont/day alowance
ATM savings 1k~2k
passbook savings 2k~5k

PS bank/Bank of commerse/eastwest bank require minimal monthly allowance compare to big bank
pero BPI family ako may online pa to check balance, meron din iba pero BPI ako hehe..>>

[JAYarc]

TRY mo rin sa mga cooperative 10~20%annum pwede pa mangutang wala pang tax, kailanga mo lang maging stock/share holder kaso kailangan SOLID yung COOP hehe..>>

[ghosthunter]

if you want more than 8% interest... why not try to buy into some treasury bonds? Available at BDO, just inquire if there are any offerings.

[1D4LV]

sa akin, BPI Family. been there for a long time na.
others are newly acquired, merged and renamed, etc....

[dyelibins]

Kung savings lang, ok na BPI Family Bank.

[mazdamazda]

try rural banks... they give out as much as 15% per annum...

for cooperative banks, mas malaki pa nga minsan...

[effone]

if you know someone whos working at camp crame, ok sa AFPSLAI - 20%/annum kung di mo gagalawin within 1 year.

my mother-in-law happens to be working at PNP kaya kami nag karoon ng account dun.

[vinj]

Some things you should consider if its for saving your hard-earned cash:
- stability (is the bank fundamentally sound?)
- accessibility
- service
- term of the deposit (do you want to lock it in or you want to have access to the funds from time to time with deposits and withdrawals?).

Some entities may give higher interest rates but they may be doing this to attract deposits as they may need the fresh funds. High interest rates may not always be good... the big and stable banks usually give rates that are just at par with current prevailing market rates.

Here are some banks to check out:
- BPI
- Metrobank
- Chinabank
- Banco de Oro

MBT, I work at bank so i sent you a PM on the info the products and services.

[gretzy]

marvin, halos magka-age lang tayo, bat may pera ka at ako wala?

[bardigones]

bpi multi earner.

[badkuk]

mazdamazda, hindi naman po sa namimilosopo...pero meron bang rural/coop banks dito sa manila? is land bank one?

if you're looking primarily after the stability of the bank, bpi or bdo ka na lang, kasi very stable ung mga ibang negosyo ng Ayalas and Sys. Can you imagine SM losing money? It's possible, but not likely