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  1. Join Date
    Oct 2002
    Posts
    4,614
    #1
    for a regular savings account, i'm not really interested in ATM though

    para sa small amount lang naman hehe (pang student na savings hehe)

    yung metrobank at banco de oro at ibang big banks 1% per annum lang ata yung interest hehe

  2. Join Date
    Nov 2002
    Posts
    6,753
    #2
    dito sakin mbt... pero may fee. hehehehe

    sa metrobank o citibank para sure na hidne babagsak. hehehe

  3. Join Date
    Jan 1970
    Posts
    2,244
    #3
    BPI

  4. Join Date
    Jan 1970
    Posts
    2,244
    #4
    di ba sa pbcom ang daddy mo?

  5. Join Date
    Feb 2004
    Posts
    726
    #5
    HSBC...... kung pang big time!
    BDO........ pwede na sa small savings acct.

  6. Join Date
    Nov 2002
    Posts
    4,085
    #6
    time deposit mo na for 3 months! higher interest rates!

  7. Join Date
    Oct 2002
    Posts
    6,794
    #7
    Originally posted by kiper
    time deposit mo na for 3 months! higher interest rates!
    pwede pala time dep ng 3 months lang?chaka ilan ang interest rates???

    herhehrehrehr...sorry hindi pa ako nakakatikim ng credit card or atm..puro cash kami sa family...:down:

  8. Join Date
    Dec 2003
    Posts
    4,241
    #8
    BPI Family medyo mataas.. or kung gusto mo talaga ng mataas na rates kaso medyo mahirap pumasok dito... Sa BSP (bangko sentral ng pilipinas) ayus dun mataas ang interest.... :D

  9. Join Date
    Jul 2004
    Posts
    8,589
    #9
    sa jose pidal savings bank -- safe na, hindi ka pa mahuhuli

    mwahahahaha

    at mataas ang interest. tatlong taon lang, wang handred melyon ang interest

    mwahahahaha

    :D

  10. Join Date
    Jun 2004
    Posts
    508
    #10
    munimum mont/day alowance
    ATM savings 1k~2k
    passbook savings 2k~5k

    PS bank/Bank of commerse/eastwest bank require minimal monthly allowance compare to big bank
    pero BPI family ako may online pa to check balance, meron din iba pero BPI ako hehe..>>

  11. Join Date
    Jun 2004
    Posts
    508
    #11
    TRY mo rin sa mga cooperative 10~20%annum pwede pa mangutang wala pang tax, kailanga mo lang maging stock/share holder kaso kailangan SOLID yung COOP hehe..>>

  12. Join Date
    Oct 2002
    Posts
    29,354
    #12
    if you want more than 8% interest... why not try to buy into some treasury bonds? Available at BDO, just inquire if there are any offerings.

  13. Join Date
    Oct 2002
    Posts
    15,528
    #13
    sa akin, BPI Family. been there for a long time na.
    others are newly acquired, merged and renamed, etc....

  14. Join Date
    Apr 2004
    Posts
    233
    #14
    Kung savings lang, ok na BPI Family Bank.

  15. Join Date
    Oct 2002
    Posts
    14,822
    #15
    try rural banks... they give out as much as 15% per annum...

    for cooperative banks, mas malaki pa nga minsan...

  16. Join Date
    Apr 2004
    Posts
    496
    #16
    if you know someone whos working at camp crame, ok sa AFPSLAI - 20%/annum kung di mo gagalawin within 1 year.

    my mother-in-law happens to be working at PNP kaya kami nag karoon ng account dun.

  17. Join Date
    Oct 2002
    Posts
    17,338
    #17
    Some things you should consider if its for saving your hard-earned cash:
    - stability (is the bank fundamentally sound?)
    - accessibility
    - service
    - term of the deposit (do you want to lock it in or you want to have access to the funds from time to time with deposits and withdrawals?).

    Some entities may give higher interest rates but they may be doing this to attract deposits as they may need the fresh funds. High interest rates may not always be good... the big and stable banks usually give rates that are just at par with current prevailing market rates.

    Here are some banks to check out:
    - BPI
    - Metrobank
    - Chinabank
    - Banco de Oro

    MBT, I work at bank so i sent you a PM on the info the products and services.
    Last edited by vinj; July 29th, 2004 at 10:01 AM.

  18. Join Date
    Jan 1970
    Posts
    2,244
    #18
    marvin, halos magka-age lang tayo, bat may pera ka at ako wala?

  19. Join Date
    Feb 2003
    Posts
    1,182
    #19
    bpi multi earner.

  20. Join Date
    Aug 2003
    Posts
    9,720
    #20
    mazdamazda, hindi naman po sa namimilosopo...pero meron bang rural/coop banks dito sa manila? is land bank one?

    if you're looking primarily after the stability of the bank, bpi or bdo ka na lang, kasi very stable ung mga ibang negosyo ng Ayalas and Sys. Can you imagine SM losing money? It's possible, but not likely

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anong ok na savings bank?