mazda 3 deal question

[angeliech]

*hench7

S model saken. try mo mag-inquire sa ibang dealerships. ako kasi nun 3 SAs from different mazda dealerships kausap ko, pababaan sila offer kaya nakuha ko ng 100 dp. kaya nga lang luge pa rin talaga sa interest!

*boi_silip

galeng! pwede kaya gawin ko rin yan ngayon, lend ako sa rural, ipambabayad ko sa psbank. haha gulo. pero makakatipid ko nun, tanong ko. thanks sa idea!

yep great help talaga forums like tsikot's.

[ssaloon]

*hench7

S model saken. try mo mag-inquire sa ibang dealerships. ako kasi nun 3 SAs from different mazda dealerships kausap ko, pababaan sila offer kaya nakuha ko ng 100 dp. kaya nga lang luge pa rin talaga sa interest!

*boi_silip

galeng! pwede kaya gawin ko rin yan ngayon, lend ako sa rural, ipambabayad ko sa psbank. haha gulo. pero makakatipid ko nun, tanong ko. thanks sa idea!

yep great help talaga forums like tsikot's.

If your current cash flow can support the existing monthly ammortization, go with it. Why would you take out a loan to pay off another loan? Double interest expense yan.

[angeliech]

*ssaloon

I'm thinking if I can just pay the bank fully, given that change of term is allowed. Dunno din, I'm not so familiar with how these stuffs work, I'll ask them na lang. Pero if that's not possible, yep you're right, it's best to continue for me to continue with the current setup or possibly shorten the term to 3 years.

[lamborghinione]

I got mine, V model last October 2008, 200k down, 13k/month for 5 years 33% interest BDO car loan using P.O. not from Mazda's in-house financing. Pero much better pa rin yung Kalookan rural bank offer na 25% lang ang 5 years considering 5% /annum interest.

[vienne_vonitta]

may zero interest promo sila, ask mo SA mo. dun wala kang lugi. yun ang kukunin ko, problema ko na lang ngayon kung saang branch kasi d ko alam san ang may best offer.

[bembolbee]

I tried sa makati, and here's what i got (for the 1.6VL) :

- 70% down and 0% on the remaining for 2 years thru bank car loan. Im not sure if they will get 0% interest if lower yung DP or if longer years, you can ask

- Note that they have this "limited version" where they add the side skirts and rear spoiler, of course syempre may additional daw, but we were able to haggle it for free .

[p_borj]

I tried sa makati, and here's what i got (for the 1.6VL) :

- 70% down and 0% on the remaining for 2 years thru bank car loan. Im not sure if they will get 0% interest if lower yung DP or if longer years, you can ask

- Note that they have this "limited version" where they add the side skirts and rear spoiler, of course syempre may additional daw, but we were able to haggle it for free .

panalo yan sir ah!

[lamborghinione]

I tried sa makati, and here's what i got (for the 1.6VL) :

- 70% down and 0% on the remaining for 2 years thru bank car loan. Im not sure if they will get 0% interest if lower yung DP or if longer years, you can ask

- Note that they have this "limited version" where they add the side skirts and rear spoiler, of course syempre may additional daw, but we were able to haggle it for free .

Any discount subtracted from the SRP of 895k for V variant?

[bembolbee]

*lamborghinione, nope, hindi ko pa kinukuha actually, coz i'm still "contemplating" on getting the new 3, nag-iisip isip muna....

[vienne_vonitta]

I tried sa makati, and here's what i got (for the 1.6VL) :

- 70% down and 0% on the remaining for 2 years thru bank car loan. Im not sure if they will get 0% interest if lower yung DP or if longer years, you can ask

- Note that they have this "limited version" where they add the side skirts and rear spoiler, of course syempre may additional daw, but we were able to haggle it for free .

just wanna ask if nakuha mo ba yung "limited version" (with side skirts and rear spoiler) through zero percent interest sa original price niya na 895k or binigyan ka pa rin ng discount na 75k off?