Innova Comprehensive Insurance

[Mile2]

Sobrang taas naman ng deductibles yung sa akin sa PhilCharter P3250 lang. Innova G 2.0 din.

Total premium + taxes = P15,175

[ajOT]

this is what my comprehensive insurance covers:

Name of Insurance: Standard Insurance Co., Inc.

Own Damage/Theft - 600,000
BI - 200,000
PD - 200,000
Deductible - 3,000
Towing - 100
ARL - 3,100
Accessories: Aircon/Stereo/Mags

Total premium - 14,400

OK na ba itong insurance coverage ko? medyo mababa nga ang deductible ko kaso ang ARL and towing service ko napakababa din naman...

[boyT]

this is what my comprehensive insurance covers:

Name of Insurance: Standard Insurance Co., Inc.

Own Damage/Theft - 600,000
BI - 200,000
PD - 200,000
Deductible - 3,000
Towing - 100
ARL - 3,100
Accessories: Aircon/Stereo/Mags

Total premium - 14,400

OK na ba itong insurance coverage ko? medyo mababa nga ang deductible ko kaso ang ARL and towing service ko napakababa din naman...

With Acts of God (AOG)?

[liv]

this is what my comprehensive insurance covers:

Name of Insurance: Standard Insurance Co., Inc.

Own Damage/Theft - 600,000
BI - 200,000
PD - 200,000
Deductible - 3,000
Towing - 100
ARL - 3,100
Accessories: Aircon/Stereo/Mags

Total premium - 14,400

OK na ba itong insurance coverage ko? medyo mababa nga ang deductible ko kaso ang ARL and towing service ko napakababa din naman...

medyo mataas yan for a 2005 model.

[Dagzi]

17K is fair enough... though mataas ang deductible mo... other term for this is participation fee... ito po ang babayaran nyo in case mag claim kayo sa insurance... dapat po ay nasa 3K lang yan.

great help... many thanks po sir...

[ajOT]

medyo mataas yan for a 2005 model.

technically Liv, this is the cheapest and good coverage of Insurance I got for the 2005 Innova J...

[JERBUM]

Totoo po ba na hindi na free ang acts of God coverage ngayon? I received a quotation from an inhouse insurance company and they told me that they have implemented an additional premium on the acts of God effective October 1, 2009. In my case, this is equivalent to 0.5% of the total sum insured or P3.6K. Ang laki nito. My naka experience na din po ba nito?

[paeng-eng]

my kumuha po b d2 ng innova sa toyota shaw blvd?

[liv]

Totoo po ba na hindi na free ang acts of God coverage ngayon? I received a quotation from an inhouse insurance company and they told me that they have implemented an additional premium on the acts of God effective October 1, 2009. In my case, this is equivalent to 0.5% of the total sum insured or P3.6K. Ang laki nito. My naka experience na din po ba nito?

hindi na po free ang Acts of God... i myself was charged when i renewed my policy last May... marami po kasing insurance companies ang nalugi gawa ng Ondoy.

[Ason]

hindi na po free ang Acts of God... i myself was charged when i renewed my policy last May... marami po kasing insurance companies ang nalugi gawa ng Ondoy.

Yes, totoo yan maraming nagkamaling gawing libre ang AOG before at ngayon lang na-realize kaya naman sinasamantala ang mataas na premium dahil alam nilang maraming pinoy mag-avail AOG for peace of mind.

Mam Liv ask ko lang po magkano inabot compre insurance nyo this time. I believe same model po tayo, 2007 J Gas MT. Due for renewal na rin po kase ako next month. For comparison lang para makatawag sa Toyota Otis if ever. Standard Ins. pa rin po ba kayo? Thanks!

[Ason]

hindi na po free ang Acts of God... i myself was charged when i renewed my policy last May... marami po kasing insurance companies ang nalugi gawa ng Ondoy.

Yes, totoo yan maraming nagkamaling gawing libre ang AOG before at ngayon lang na-realize kaya naman sinasamantala ang mataas na premium dahil alam nilang maraming pinoy mag-avail AOG for peace of mind.

Mam Liv ask ko lang po magkano inabot compre insurance nyo this time. I believe same model po tayo, 2007 J Gas MT. Due for renewal na rin po kase ako next month. For comparison lang para makatawag sa Toyota Otis if ever. Standard Ins. pa rin po ba kayo? Thanks!

[liv]

Yes, totoo yan maraming nagkamaling gawing libre ang AOG before at ngayon lang na-realize kaya naman sinasamantala ang mataas na premium dahil alam nilang maraming pinoy mag-avail AOG for peace of mind.

Mam Liv ask ko lang po magkano inabot compre insurance nyo this time. I believe same model po tayo, 2007 J Gas MT. Due for renewal na rin po kase ako next month. For comparison lang para makatawag sa Toyota Otis if ever. Standard Ins. pa rin po ba kayo? Thanks!

Standard Insurance pa rin po ako... i paid P15,437.91... i was charged P3,130.00 for AOG.

[ajOT]

What is the best Insurance you had/have on your Innova? why?
how is it in terms of claim, customer service assistance, payment terms, coverage, etc.?

am about to renew my Insurance na kasi, and, am not sure if I am to renew it on the old insurance I have.....

[jlaw888]

mga ka-Innova...

Inclusive of the ff. accessories worth 87K

Mags/Tires 45K
In Car Entertainment 29K
Alarm/central locks 7K
Fog Lamps 6K

excuse me for this very naive question, pero how does this work(yung acessories)? pag nasira isa sa mga yan(or even, all of them), one can claim ba sa insurance company for that amount mentioned? no questions asked ba kung magke-claim nito?

[liv]

excuse me for this very naive question, pero how does this work(yung acessories)? pag nasira isa sa mga yan(or even, all of them), one can claim ba sa insurance company for that amount mentioned? no questions asked ba kung magke-claim nito?

AFAIK, kung manakaw o masira siya due to accident... pwede i claim sa insurance... depende syempre sa Fair Market Value nung item.

[den0905]

Let me give you insurance quotation, text me details of your car. Tnx. 09194263300/5831575

[clickaway]

hi Liv,

i hope you could refer me to your insurance. i have innova 2008 g vvti. im here na in australia and na over look ng wife ko yung insurance ng innova and almost 10 months na walang insurance yung car.

nag pa quote kasi kami sa toyota marikina and they gave my wife 18000 and just 3 give. i think prudential yata yung name.

can i just have down payment of 5k and the rest is payable in 5 months.

and by the way yung innova kasi is due for registration this july. puwede ko rin bang magamit yung bibilin kung insurance ngayon sa pag register lto sa july?

thanks..

im happy to see na dumami na pala tayo im number 22 in your members list and right now were almost 80. more power

[liv]

hi Liv,

i hope you could refer me to your insurance. i have innova 2008 g vvti. im here na in australia and na over look ng wife ko yung insurance ng innova and almost 10 months na walang insurance yung car.

nag pa quote kasi kami sa toyota marikina and they gave my wife 18000 and just 3 give. i think prudential yata yung name.

can i just have down payment of 5k and the rest is payable in 5 months.

and by the way yung innova kasi is due for registration this july. puwede ko rin bang magamit yung bibilin kung insurance ngayon sa pag register lto sa july?

thanks..

im happy to see na dumami na pala tayo im number 22 in your members list and right now were almost 80. more power

i still have Standard as my insurance company... kindly ask your wife na lang to call Mona of Tyt Otis 5640427 and ask for a quotation... yes, pwede mong gamitin ung kukunin mong insurance when you register.

[clickaway]

hi mam liv ito po qoute sa akin ni mona of tyt otis =(



pero i email her back and sabi ko baka puwede maitaas yung coverage and mapapababa yung price.

note ang deductable is 0.6% of the value

and yung insured lang is 5 pax each 20k

[liv]

hi mam liv ito po qoute sa akin ni mona of tyt otis =(



pero i email her back and sabi ko baka puwede maitaas yung coverage and mapapababa yung price.

note ang deductable is 0.6% of the value

and yung insured lang is 5 pax each 20k

try nyo na lang po ihaggle.