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  1. Join Date
    Mar 2008
    Posts
    51
    #11
    Thanks. Will try to haggle for the 300k property damage and bodily injury. Hindi po ba parang mataas ang premium ko sa own damage/theft? P13,736 ang premium, amount insured is only P808,000?

  2. Join Date
    Apr 2008
    Posts
    17
    #12
    Ma'am Liv, kumusta na po?

    Mageexpire na yong insurance ng Innova namin, madami daw tumatawag sa bahay kaso ayaw naman daw magbigay ng qoute. Stronghold yong dati, gusto ko sanang kumuha ng iba. Pwede bang magpaqoute sa Toyota Otis? sa TCA ko kinuha yong unit namin eh.

    2008 Innova G MT

  3. Join Date
    May 2007
    Posts
    2,127
    #13
    Quote Originally Posted by Arlites View Post
    Ma'am Liv, kumusta na po?

    Mageexpire na yong insurance ng Innova namin, madami daw tumatawag sa bahay kaso ayaw naman daw magbigay ng qoute. Stronghold yong dati, gusto ko sanang kumuha ng iba. Pwede bang magpaqoute sa Toyota Otis? sa TCA ko kinuha yong unit namin eh.

    2008 Innova G MT

    pwede po kumuha kahit saang casa... kindly look for Mona sa Tyt Otis.

  4. Join Date
    May 2007
    Posts
    2,127
    #14
    here is my renewal for my 2007 Innova J Vvt-i/Mt.


    Standard Insurance


    Coverage Amount
    Own Damage & Theft P696,000.00 P8,700.00
    Bodily Injury 300,000.00 440.00
    Property Damage 300,000.00 990.00
    Personal Accident 25K each FREE

    VAT 1,266.25
    Documentary Stamp 1,215.60
    Loc. Government Tax 15.20


    TOTAL PREMIUM P12,627.05

    DEDUCTIBLE P3,000.00


    Inclusive of the ff. accessories worth 87K

    Mags/Tires 45K
    In Car Entertainment 29K
    Alarm/central locks 7K
    Fog Lamps 6K

    with Free Acts of God, Roadside Assistance Program, worldwide PA 100K


    6 months to pay, Free umbrella

  5. Join Date
    Nov 2007
    Posts
    117
    #15
    liv,

    expired na rin insurance ko...patawagan ko na lang sa bro-in-law ko si mona. musta na.

  6. Join Date
    May 2007
    Posts
    2,127
    #16
    Quote Originally Posted by kasdrihc View Post
    liv,

    expired na rin insurance ko...patawagan ko na lang sa bro-in-law ko si mona. musta na.

    ok bro... pasabi mo na lang na nirefer kita... na advised ko na si Mona.

  7. Join Date
    May 2006
    Posts
    59
    #17
    wow sayang, mukhang mas maganda offer sa you liv from toyota otis. Yung sa phil charter ksi .5%, medyo may kamahalan participation fee ko at almost 4K although 14.3K lahat binayaran ko at mababa yung mga claims 100K lng. Next year try ko standard. Salamat sa info like this.

  8. Join Date
    May 2007
    Posts
    2,127
    #18
    Quote Originally Posted by maski View Post
    wow sayang, mukhang mas maganda offer sa you liv from toyota otis. Yung sa phil charter ksi .5%, medyo may kamahalan participation fee ko at almost 4K although 14.3K lahat binayaran ko at mababa yung mga claims 100K lng. Next year try ko standard. Salamat sa info like this.

    sa Tyt Otis ko kasi kinuha unit ko kaya mababa bigay nila sa akin... nakapag refer na rin ako ng ilang Innova Club members sa kanila... so far, very much satisfied naman mga ka-Innova.

  9. Join Date
    Dec 2009
    Posts
    2
    #19
    sir, may narecieved po akong quotation na premium comprehensive car insurance sa CGIC, Sn. Fernando Pampanga. Last premium ko po sa kanila ay 18K total. Model po ng car ko ay Innova 2.0G VVTI m/t dec.2007.

    Own Damage/Theft 750,000.00
    VTPL - Body injury 200,000.00
    VTPL-Property Damage 200,000.00

    Net Premium 13,638.19
    VAT 1,636.58
    Doc. Stamp Tax 1,704.77
    Local Govt Tax 20.46
    Total Premium 17,000.00

    Deductible; 7,500.00

    sir, fair po ba ito since previouly 18K ang binayaran ko at ngayon ay 17K pa rin at ano po ibig sabihin nun deductible 7,500??

  10. Join Date
    May 2007
    Posts
    2,127
    #20
    Quote Originally Posted by Dagzi View Post
    sir, may narecieved po akong quotation na premium comprehensive car insurance sa CGIC, Sn. Fernando Pampanga. Last premium ko po sa kanila ay 18K total. Model po ng car ko ay Innova 2.0G VVTI m/t dec.2007.

    Own Damage/Theft 750,000.00
    VTPL - Body injury 200,000.00
    VTPL-Property Damage 200,000.00

    Net Premium 13,638.19
    VAT 1,636.58
    Doc. Stamp Tax 1,704.77
    Local Govt Tax 20.46
    Total Premium 17,000.00

    Deductible; 7,500.00

    sir, fair po ba ito since previouly 18K ang binayaran ko at ngayon ay 17K pa rin at ano po ibig sabihin nun deductible 7,500??

    17K is fair enough... though mataas ang deductible mo... other term for this is participation fee... ito po ang babayaran nyo in case mag claim kayo sa insurance... dapat po ay nasa 3K lang yan.

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Innova Comprehensive Insurance