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  1. Join Date
    Mar 2008
    Posts
    52,517
    #11
    if i recall right, the insurance will honor coverage of any accident for as long as the person driving it at that time has a valid license, and that he was authorized by the planholder to drive the car.

  2. Join Date
    Jul 2007
    Posts
    56,673
    #12
    Quote Originally Posted by TendouRyuu View Post
    That's the plan but my agent keep insisting it will be denied since he have a Pro DL.

    Thanks for the input cast_no_shadow it really helped.

    I guess better try it and see what will happen.
    That's ridiculous. It shouldn't matter if you have a pro or non-pro license. My brother had a pro license and that was not an issue.

    Maybe the agent is giving you a hard time because technically you are really supposed to be denied the claim.

    You shouldn't have told you agent the real story

    Sent from my GT-N7100 using Tapatalk

  3. Join Date
    Sep 2012
    Posts
    2,809
    #13
    Naikwento mo na pala eh kaya for sure denied na yan...

    Charge to experience na lang and have it repaired sa talyer... kuhanan mo rin ng pambayad yung driver na nagtakas ng car para lesson learned for him.

    He has to man up and ne responsible for his actions

    Sent from my Asus ZenFone 2 using Tapatalk

  4. Join Date
    Mar 2004
    Posts
    9,936
    #14
    Silly of you to tell the story to your insurance broker ... you could've asked here first ... almost like a brother but then steals your car to go out for a joyride

  5. Join Date
    Nov 2009
    Posts
    12,358
    #15
    I think TS is referring sa SA niya sa casa? Tama ba?

    Ganyan din ako nung newbie everything I think is concern ng SA hehe

    Nabentahan ka na, tapos na role niya sayo.

    Pero if insurance agent nga yan eh aba tapos na nga ang claim mo


    Complete the requirements, ipasa sa insurance.


    Sent from my iPhone using Tapatalk

  6. Join Date
    Aug 2016
    Posts
    13
    #16
    He is a freelance agent from any car dealer, not directly from insurance company. He is a HS classmate of mine. So first thought to asked help from him.

    I asked several acquaintances and they told me it is okay as long as the one who damaged the car have a DL.

    Ask ko na lang since don't know how pa ko. Dalhin ko ba yung sasakyan sa casa kung san ko nakuha sasakyan ko then sila na magfile na claim?

    Thanks for replies btw.
    Last edited by TendouRyuu; August 9th, 2016 at 09:15 AM. Reason: additional info.

  7. Join Date
    Jul 2007
    Posts
    56,673
    #17
    In my case I submitted all the requirements to the casa since my insurance is in house.

    I gave them my affidavit (own damage) and copy of my driver's license and insurance. Then they took pictures of the damage.

    My agent called me when my LOA was ready and that was when I brought my car to the casa.

    Sent from my GT-N7100 using Tapatalk

  8. Join Date
    Nov 2009
    Posts
    12,358
    #18
    Quote Originally Posted by _Cathy_ View Post
    In my case I submitted all the requirements to the casa since my insurance is in house.

    I gave them my affidavit (own damage) and copy of my driver's license and insurance. Then they took pictures of the damage.

    My agent called me when my LOA was ready and that was when I brought my car to the casa.

    Sent from my GT-N7100 using Tapatalk
    Sarap pag in-house, wala na middleman

    in my case pasa kay BDOI, BDOI pasa kay Prudential, Prudential feedbacks kay BDOI then BDOI to me

    TS

    inhouse ba insurance mo?

  9. Join Date
    Aug 2012
    Posts
    2,767
    #19
    *TS: Eto nakalagay sa paper ko. I think standard naman ito sa lahat ng car insurance.

    AUTHORIZED DRIVER:

    Any of the following:
    (a.) the insured
    (b.) Any person driving on the Insured's order or with his permission

    Sent from my D5833 using Tapatalk

  10. Join Date
    Jul 2007
    Posts
    56,673
    #20
    TS can you show us the pictures of the damage?

    Also I hope your cousin pays for it.

    Sent from my GT-N7100 using Tapatalk

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Some question regarding part replacement cost and insurance