Some question regarding part replacement cost and insurance

**_Cathy_** · August 9th, 2016 05:00 PM

Originally Posted by Altis6453

Not a valid reason why he shouldn't pay. So, quits nalang dapat? Eh yung oras at perwisyo na dadalhin mo ang sasakyan sa talyer, hindi magamit ng may-ari?

When I used my brother's car and it got damaged, I paid for the repairs even if the car was insured --- and even if I was having cash flow problems.

I mean, it is common decency to offer to pay for the repairs, right? Kung ibang tao siguro yun, baka nakasuhan pa siya.

I agree on all points. If the cousin (or his parents) are decent people, they will offer to pay for the repairs and make it as hassle free as possible for the owner.

The cousin will not learn his lesson if he doesn't know the consequences of his action. Baka mamaya itakas ulit yung auto pag repaired na

**Walter** · August 9th, 2016 05:46 PM

Common sense is not so common these days ... how much more for decency? The cousin wasn't decent in the first place when he went for a joyride ...

**vinj** · August 9th, 2016 06:36 PM

IMO, I agree the cousin should pay for it outright. No insurance claim should be made. It was his action to bring the car out sans permission, he bumped it, he pays for it, he learns from it. If he's like a brother to you, then consider it as hard love and I do believe that will have a positive impact on him as he grows.

**dr. d** · August 9th, 2016 06:46 PM

my view is from the TS's point of view.
the car is insured against damage. the car was damaged. insurer should pay.
that the damager was the cousin, should not be in the equation. after all, TS did not authorize the drive. it's like, the car was stolen and rammed against a poste.
let the insurer run after the cousin.