total loss or possible repair?

**zirkel** · February 5th, 2015 02:14 PM

Hello, nabangga yung 2009 Honda Jazz ko last sunday night.

https://imageshack.com/i/ey5Hkh9Wj
https://imageshack.com/i/eygCx03kj
https://imageshack.com/i/pbhvz2Tfj
https://imageshack.com/i/hlCtwEenj

nadala na sya sa casa, ang estimated na cost is:

Total labor: 104,899.52
Total parts: 378, 329.54
Total paint materials: 28,000
Total shop materials: 4,480

TOTAL JOB COST: 515,709.06

of course since casa to, the parts might be way overpriced. my question is, do you guys think na kaya pa to dalhin sa accredited repair shop (sabi ng insurance ko, accredited daw nila yung Technique Automobile sa Paco, Manila) where sabi ng insurance, mas madali mapalitan ng surplus yung parts so mas mura? or mag pa declare na lang ako ng total loss tapos dalhin ko sa ibang repair shop kung saan ako mas makakamura rin?

eto yung works to be done sabi ng casa:

a) Remove/Reinstall all involved parts

b) straighten/reform/align & weld RH Front and read door panel, LH front and rear door panel, LH Quarter panel, tailgate panel, sparetire compartment, RH gutter, RH inner rear panel, front bumper beam, rear end panel, bulkhead assy

c) Repaint/ Rubdown repaired areas to body color, all panels

d) rustrproofing

e) electrical works
-replace left and right headlight assy, right tail light assy/ check and evaluate all electrical wirings and connections

f) mechanical works
-replace right rear suspensions

g) Glassman works
-replace rear windshield/ pull down right quarter glass to give way to replace right quarter panel

h) chassis alignment (minor)
-rear

i) wheel alignment via quick check 1350

j) upholstery wworks
-replace roof lining/right rear linings

k) interior detailing with engine wash

l) mount/dismount tires per wheel
-right rear magwheel

m)aircon works
-replace AC Condenser

n) replace radiator assy

o) check engine performance

Sa parts, mahaba yung listahan. so ang question ko is, what's the best option:
a) have everything repaired with Honda
b) have it repaired to insurance company's accredited repaired shop
c) get money from total loss then have it repaired with some cheaper repair shop?
d) any other suggestions?

pinproblema ko yung pagpapaayos kasi kung sa casa ipagawa, magbabayad ako ng participation fee sa casa plus 30% new parts na ipapalit nila.

kung sa accredited shop ng insurance company ko naman ipagawa, pag surplus parts ang ipapalit nila, wala na kong babayaran.

so iniisip ko kung mas makakamura ba ako kung ipadeclare kong total loss. in which case bibigyan ako ng cash ng insurance which is amount insured (420,000) minus the salvage value. tapos ako ang magkikeep ng car ayon sa insurance policy.

**petixs** · February 5th, 2015 02:49 PM

Originally Posted by zirkel

Hello, nabangga yung 2009 Honda Jazz ko last sunday night.

https://imageshack.com/i/ey5Hkh9Wj
https://imageshack.com/i/eygCx03kj
https://imageshack.com/i/pbhvz2Tfj
https://imageshack.com/i/hlCtwEenj

nadala na sya sa casa, ang estimated na cost is:

Total labor: 104,899.52
Total parts: 378, 329.54
Total paint materials: 28,000
Total shop materials: 4,480

TOTAL JOB COST: 515,709.06

of course since casa to, the parts might be way overpriced. my question is, do you guys think na kaya pa to dalhin sa accredited repair shop (sabi ng insurance ko, accredited daw nila yung Technique Automobile sa Paco, Manila) where sabi ng insurance, mas madali mapalitan ng surplus yung parts so mas mura? or mag pa declare na lang ako ng total loss tapos dalhin ko sa ibang repair shop kung saan ako mas makakamura rin?

eto yung works to be done sabi ng casa:

a) Remove/Reinstall all involved parts

b) straighten/reform/align & weld RH Front and read door panel, LH front and rear door panel, LH Quarter panel, tailgate panel, sparetire compartment, RH gutter, RH inner rear panel, front bumper beam, rear end panel, bulkhead assy

c) Repaint/ Rubdown repaired areas to body color, all panels

d) rustrproofing

e) electrical works
-replace left and right headlight assy, right tail light assy/ check and evaluate all electrical wirings and connections

f) mechanical works
-replace right rear suspensions

g) Glassman works
-replace rear windshield/ pull down right quarter glass to give way to replace right quarter panel

h) chassis alignment (minor)
-rear

i) wheel alignment via quick check 1350

j) upholstery wworks
-replace roof lining/right rear linings

k) interior detailing with engine wash

l) mount/dismount tires per wheel
-right rear magwheel

m)aircon works
-replace AC Condenser

n) replace radiator assy

o) check engine performance

Sa parts, mahaba yung listahan. so ang question ko is, what's the best option:
a) have everything repaired with Honda
b) have it repaired to insurance company's accredited repaired shop
c) get money from total loss then have it repaired with some cheaper repair shop?
d) any other suggestions?

pinproblema ko yung pagpapaayos kasi kung sa casa ipagawa, magbabayad ako ng participation fee sa casa plus 30% new parts na ipapalit nila.

kung sa accredited shop ng insurance company ko naman ipagawa, pag surplus parts ang ipapalit nila, wala na kong babayaran.

so iniisip ko kung mas makakamura ba ako kung ipadeclare kong total loss. in which case bibigyan ako ng cash ng insurance which is amount insured (420,000) minus the salvage value. tapos ako ang magkikeep ng car ayon sa insurance policy.

This is total loss.... In short, get the money and buy a new car.... no way this car will be the same again in safety and performance.

In case the insurance is being a a hole, contact the insurance commision ( just google it).

- - - - - - - - - - - - - - - - - - - - - -

Originally Posted by zirkel

Hello, nabangga yung 2009 Honda Jazz ko last sunday night.

https://imageshack.com/i/ey5Hkh9Wj
https://imageshack.com/i/eygCx03kj
https://imageshack.com/i/pbhvz2Tfj
https://imageshack.com/i/hlCtwEenj

nadala na sya sa casa, ang estimated na cost is:

Total labor: 104,899.52
Total parts: 378, 329.54
Total paint materials: 28,000
Total shop materials: 4,480

TOTAL JOB COST: 515,709.06

of course since casa to, the parts might be way overpriced. my question is, do you guys think na kaya pa to dalhin sa accredited repair shop (sabi ng insurance ko, accredited daw nila yung Technique Automobile sa Paco, Manila) where sabi ng insurance, mas madali mapalitan ng surplus yung parts so mas mura? or mag pa declare na lang ako ng total loss tapos dalhin ko sa ibang repair shop kung saan ako mas makakamura rin?

eto yung works to be done sabi ng casa:

a) Remove/Reinstall all involved parts

b) straighten/reform/align & weld RH Front and read door panel, LH front and rear door panel, LH Quarter panel, tailgate panel, sparetire compartment, RH gutter, RH inner rear panel, front bumper beam, rear end panel, bulkhead assy

c) Repaint/ Rubdown repaired areas to body color, all panels

d) rustrproofing

e) electrical works
-replace left and right headlight assy, right tail light assy/ check and evaluate all electrical wirings and connections

f) mechanical works
-replace right rear suspensions

g) Glassman works
-replace rear windshield/ pull down right quarter glass to give way to replace right quarter panel

h) chassis alignment (minor)
-rear

i) wheel alignment via quick check 1350

j) upholstery wworks
-replace roof lining/right rear linings

k) interior detailing with engine wash

l) mount/dismount tires per wheel
-right rear magwheel

m)aircon works
-replace AC Condenser

n) replace radiator assy

o) check engine performance

Sa parts, mahaba yung listahan. so ang question ko is, what's the best option:
a) have everything repaired with Honda
b) have it repaired to insurance company's accredited repaired shop
c) get money from total loss then have it repaired with some cheaper repair shop?
d) any other suggestions?

pinproblema ko yung pagpapaayos kasi kung sa casa ipagawa, magbabayad ako ng participation fee sa casa plus 30% new parts na ipapalit nila.

kung sa accredited shop ng insurance company ko naman ipagawa, pag surplus parts ang ipapalit nila, wala na kong babayaran.

so iniisip ko kung mas makakamura ba ako kung ipadeclare kong total loss. in which case bibigyan ako ng cash ng insurance which is amount insured (420,000) minus the salvage value. tapos ako ang magkikeep ng car ayon sa insurance policy.

This is total loss.... In short, get the money and buy a new car.... no way this car will be the same again in safety and performance.

In case the insurance is being a a hole, contact the insurance commision ( just google it).

**dr. d** · February 5th, 2015 02:52 PM

it looks like a total loss..
yes, a good talyer may have it looking good, but i am concerned with the body alignment..
the body geometry might not be repair-able, affecting crash safety issues and steering geometry issues..

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it looks like a total loss..
yes, a good talyer may have it looking good, but i am concerned with the body alignment..
the body geometry might not be repair-able, affecting crash safety issues and steering geometry issues..

**EQAddict** · February 5th, 2015 02:57 PM

Total loss

**Stigg ma** · February 5th, 2015 02:58 PM

talaga total loss tapos sayo pa yong unit? di ako makapaniwala...

**red_one** · February 5th, 2015 03:18 PM

Total loss, then buy a new car if kaya ng budget. If not, get a used 2009 Honda Jazz (P400k+) or any car you like.

Sell the damaged car for parts.

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Total loss, then buy a new car if kaya ng budget. If not, get a used 2009 Honda Jazz (P400k+) or any car you like.

Sell the damaged car for parts.

**Syuryuken** · February 5th, 2015 03:50 PM

marepair man yan questionable na ang reliability niyan pag tumatakbo sa kalsada tabingi na ang kaha niyan

**zirkel** · February 6th, 2015 12:30 PM

Originally Posted by Stigg ma

talaga total loss tapos sayo pa yong unit? di ako makapaniwala...

"In case of a total loss, the Assured shall keep the salvage arising from the loss. Claims settlement shall be based on the sum insured less the salvage value of the damaged unit."

- - - - - - - - - - - - - - - - - - - - - -

Originally Posted by Stigg ma

talaga total loss tapos sayo pa yong unit? di ako makapaniwala...

"In case of a total loss, the Assured shall keep the salvage arising from the loss. Claims settlement shall be based on the sum insured less the salvage value of the damaged unit."

**chronicle** · February 6th, 2015 12:38 PM

Wag sana ibenta ni ts yung car kung ipapagawa nya.

Sure kawawa makakabili.

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**ranch1** · February 15th, 2015 11:52 PM

Total loss na lang kung ako ikaw. then bakalin mo na lang tapos ibenta mo mga pyesang pwede pang magamit. Pag pingawa mo pa ito baka tama sila, meron nang safety issues.