All new 2014 Honda Jazz (3rd Gen)

**Dende** · September 18th, 2015 11:29 AM

Meron akong nakitang deal sa *****************.

Honda Jazz 1.5 VX
SRP: 918k
DP: 68k
MA: 16346
Term: 60 mos

Loanable amount ay 850k interest for the whole term 130k.

Tingin ko good deal siya kasi 15.29% interest lang babayaran mo, tapos low dp pa. Basta ba kaya mo yung amortization.

May nakabili na ba ng sasakyan sa inyo via autodeal?

**dr. d** · September 18th, 2015 11:48 AM

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Originally Posted by Dende

Meron akong nakitang deal sa *****************.

Honda Jazz 1.5 VX
SRP: 918k
DP: 68k
MA: 16346
Term: 60 mos

Loanable amount ay 850k interest for the whole term 130k.

Tingin ko good deal siya kasi 15.29% interest lang babayaran mo, tapos low dp pa. Basta ba kaya mo yung amortization.

May nakabili na ba ng sasakyan sa inyo via autodeal?

my recommendation:
get the largest DP you can afford. you will thank yourself for it, afterward.. every month!
in my opinion, if you have problems getting funds, even for that low DP, you will have problems with the monthlies..

it's not the "good deal", as it is the affordable schedule of payments, spread over 60 months, that one should worry about.
yung DP, one shot lang yan! after forking over the money, the next day, wala na sa system mo yan! but yung 60 monthly payments, 5 years yan!

**Dende** · September 18th, 2015 11:58 AM

Originally Posted by dr. d

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my recommendation:
get the largest DP you can afford. you will thank yourself for it, afterward.. every month!
in my opinion, if you have problems getting funds, even for that low DP, you will have problems with the monthlies..

it's not the "good deal", as it is the affordable schedule of payments, spread over 60 months, that one should worry about.
yung DP, one shot lang yan! after forking over the money, the next day, wala na sa system mo yan! but yung 60 monthly payments, 5 years yan!

Well my point is good deal siya in a sense na dahil san ka basta basta makakakita ng ganyang kababang interest for a 60 month term na low dp? Madalas kasi low dp tapos interest for a 60 month term is 40% up.

Though I agree with your recommendation.

**dr. d** · September 18th, 2015 12:14 PM

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Originally Posted by Dende

Well my point is good deal siya in a sense na dahil san ka basta basta makakakita ng ganyang kababang interest for a 60 month term na low dp? Madalas kasi low dp tapos interest for a 60 month term is 40% up.

Though I agree with your recommendation.

the usual suggestion one gets here, is to get three quotations from three different sources, and compare.
but i will ask you to inquire re. "hidden costs"...
- service maintenance deals. sometimes kasi, the front price seems lower, until you inquire and find out that the pms costs are "different" with the deal you are entertaining.. i found this out... in the casa, some pms-ers were paying a different price as i was.. they had this "ticket" which came with the car.. i didn't have such ticket.
- getting-into-mortgage fees, and getting-out-of-mortgage fees. who's a'payin' for these?
- the monthlies? is that all-in? or are there other, non-mentioned fees?

have fun, sir.
buying a new car should always be a pleasant experience.
bulatlatin nyo lahat, sir. there is no such thing as free, in the auto industry. but they are very good at hiding monies, where it would be invisible if buyer does not inquire.

**jayren** · September 18th, 2015 04:50 PM

Originally Posted by dr. d

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my recommendation:
get the largest DP you can afford. you will thank yourself for it, afterward.. every month!
in my opinion, if you have problems getting funds, even for that low DP, you will have problems with the monthlies..

it's not the "good deal", as it is the affordable schedule of payments, spread over 60 months, that one should worry about.
yung DP, one shot lang yan! after forking over the money, the next day, wala na sa system mo yan! but yung 60 monthly payments, 5 years yan!

I have to agree to this. I wish I paid more DP nga.

**SkyFlakes88** · September 18th, 2015 05:02 PM

Originally Posted by dr. d

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the usual suggestion one gets here, is to get three quotations from three different sources, and compare.
but i will ask you to inquire re. "hidden costs"...
- service maintenance deals. sometimes kasi, the front price seems lower, until you inquire and find out that the pms costs are "different" with the deal you are entertaining.. i found this out... in the casa, some pms-ers were paying a different price as i was.. they had this "ticket" which came with the car.. i didn't have such ticket.
- getting-into-mortgage fees, and getting-out-of-mortgage fees. who's a'payin' for these?
- the monthlies? is that all-in? or are there other, non-mentioned fees?

have fun, sir.
buying a new car should always be a pleasant experience.
bulatlatin nyo lahat, sir. there is no such thing as free, in the auto industry. but they are very good at hiding monies, where it would be invisible if buyer does not inquire.

This is true! [emoji106]

**Dende** · September 19th, 2015 10:12 AM

Question po sa mga naka jazz v mt, kapag trapik kasi sa edsa madalas naka 2nd or 1st gear lang ako tapos wala akong tinatapakan hinahayaan ko lang umandar mag isa yung sasakyan.

Kapag prumeno nasa harapan ko tapakan ko yung brake tapos kapag medyo umaalog at garalgal na tunog ng makina inaapakan ko na rin ang clutch para di mamatay makina tapos paulit ulit lang.

Tama ba ginagawa ko? Napansin ko kasi biglang tumaataas yung rpm niya tuwing tinatapakan ko ang clutch. Yung tunog ng makina parang tinapakan ko mo yung gas pero di ko naman tinapakan. Normal ba ito?

Dun sa minamaneho ko dating mitsu l200 pick up hindi naman ganito. Wala rin kasing rpm gauge yun...

**jigeloh** · September 19th, 2015 10:35 AM

Originally Posted by Dende

Question po sa mga naka jazz v mt, kapag trapik kasi sa edsa madalas naka 2nd or 1st gear lang ako tapos wala akong tinatapakan hinahayaan ko lang umandar mag isa yung sasakyan.

Kapag prumeno nasa harapan ko tapakan ko yung brake tapos kapag medyo umaalog at garalgal na tunog ng makina inaapakan ko na rin ang clutch para di mamatay makina tapos paulit ulit lang.

Tama ba ginagawa ko? Napansin ko kasi biglang tumaataas yung rpm niya tuwing tinatapakan ko ang clutch. Yung tunog ng makina parang tinapakan ko mo yung gas pero di ko naman tinapakan. Normal ba ito?

Dun sa minamaneho ko dating mitsu l200 pick up hindi naman ganito. Wala rin kasing rpm gauge yun...

Ganyan din sa akin, kapag traffic. . Kapag na-depress na clutch umaabot sya ng 1.5k rpm pero saglit lang.
Hindi ko pinaabot na gumagaralgal na yun makina, ginagawa ko kung tingin ko masyado ng mabagal na, shift down na ako from 2nd to first gear o neutral na. Hindi rin magandang lagi naii-strain makina.

**Dende** · September 19th, 2015 10:57 AM

Originally Posted by jigeloh

Ganyan din sa akin, kapag traffic. . Kapag na-depress na clutch umaabot sya ng 1.5k rpm pero saglit lang.
Hindi ko pinaabot na gumagaralgal na yun makina, ginagawa ko kung tingin ko masyado ng mabagal na, shift down na ako from 2nd to first gear o neutral na. Hindi rin magandang lagi naii-strain makina.

Salamat boss minsan kasi kahit na pag magshift ako ng gear from 3rd to 4th biglang tumataas rpm. Hindi kasi ganun sa dati kong minaneho kaya akala ko di yun normal.

**n_spinner06** · September 19th, 2015 11:23 AM

Originally Posted by Dende

Salamat boss minsan kasi kahit na pag magshift ako ng gear from 3rd to 4th biglang tumataas rpm. Hindi kasi ganun sa dati kong minaneho kaya akala ko di yun normal.

Pag inapakan yung clutch, nawawalan bigla ng load yung makina kaya sisirit rpm. Masevident sa gas engines kesa diesel siguro dahil high compression nareretard naturally yung rpm kahit walang load.