All new 2014 Honda Jazz (3rd Gen)

[dr. d]

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Meron akong nakitang deal sa *****************.

Honda Jazz 1.5 VX
SRP: 918k
DP: 68k
MA: 16346
Term: 60 mos

Loanable amount ay 850k interest for the whole term 130k.

Tingin ko good deal siya kasi 15.29% interest lang babayaran mo, tapos low dp pa. Basta ba kaya mo yung amortization.

May nakabili na ba ng sasakyan sa inyo via autodeal?

my recommendation:
get the largest DP you can afford. you will thank yourself for it, afterward.. every month!
in my opinion, if you have problems getting funds, even for that low DP, you will have problems with the monthlies..

it's not the "good deal", as it is the affordable schedule of payments, spread over 60 months, that one should worry about.
yung DP, one shot lang yan! after forking over the money, the next day, wala na sa system mo yan! but yung 60 monthly payments, 5 years yan!

[Dende]

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my recommendation:
get the largest DP you can afford. you will thank yourself for it, afterward.. every month!
in my opinion, if you have problems getting funds, even for that low DP, you will have problems with the monthlies..

it's not the "good deal", as it is the affordable schedule of payments, spread over 60 months, that one should worry about.
yung DP, one shot lang yan! after forking over the money, the next day, wala na sa system mo yan! but yung 60 monthly payments, 5 years yan!

Well my point is good deal siya in a sense na dahil san ka basta basta makakakita ng ganyang kababang interest for a 60 month term na low dp? Madalas kasi low dp tapos interest for a 60 month term is 40% up.

Though I agree with your recommendation.

[dr. d]

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Well my point is good deal siya in a sense na dahil san ka basta basta makakakita ng ganyang kababang interest for a 60 month term na low dp? Madalas kasi low dp tapos interest for a 60 month term is 40% up.

Though I agree with your recommendation.

the usual suggestion one gets here, is to get three quotations from three different sources, and compare.
but i will ask you to inquire re. "hidden costs"...
- service maintenance deals. sometimes kasi, the front price seems lower, until you inquire and find out that the pms costs are "different" with the deal you are entertaining.. i found this out... in the casa, some pms-ers were paying a different price as i was.. they had this "ticket" which came with the car.. i didn't have such ticket.
- getting-into-mortgage fees, and getting-out-of-mortgage fees. who's a'payin' for these?
- the monthlies? is that all-in? or are there other, non-mentioned fees?

have fun, sir.
buying a new car should always be a pleasant experience.
bulatlatin nyo lahat, sir. there is no such thing as free, in the auto industry. but they are very good at hiding monies, where it would be invisible if buyer does not inquire.

[SkyFlakes88]

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the usual suggestion one gets here, is to get three quotations from three different sources, and compare.
but i will ask you to inquire re. "hidden costs"...
- service maintenance deals. sometimes kasi, the front price seems lower, until you inquire and find out that the pms costs are "different" with the deal you are entertaining.. i found this out... in the casa, some pms-ers were paying a different price as i was.. they had this "ticket" which came with the car.. i didn't have such ticket.
- getting-into-mortgage fees, and getting-out-of-mortgage fees. who's a'payin' for these?
- the monthlies? is that all-in? or are there other, non-mentioned fees?

have fun, sir.
buying a new car should always be a pleasant experience.
bulatlatin nyo lahat, sir. there is no such thing as free, in the auto industry. but they are very good at hiding monies, where it would be invisible if buyer does not inquire.

This is true! [emoji106]

[jayren]

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my recommendation:
get the largest DP you can afford. you will thank yourself for it, afterward.. every month!
in my opinion, if you have problems getting funds, even for that low DP, you will have problems with the monthlies..

it's not the "good deal", as it is the affordable schedule of payments, spread over 60 months, that one should worry about.
yung DP, one shot lang yan! after forking over the money, the next day, wala na sa system mo yan! but yung 60 monthly payments, 5 years yan!

I have to agree to this. I wish I paid more DP nga.