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  1. Join Date
    Oct 2002
    Posts
    991
    #1
    thanks guys for the replies! got some quotations from different insurance companies and I'm weighing my options now.

  2. Join Date
    Nov 2009
    Posts
    12,364
    #2
    Sad thing nabangga ako last week, sandwiched kaya harap and likod ang damage.

    Nakahinto ako traffic, yung nasa likod ko suddenly binangga na lang ako bigla. Mitsubishi Adventure driver is senior citizen Grab siya.

    Sa lakas natumbok ko naman yung Montero sa harapan ko.

    Hindi naman na nag alibi or dahilan yung nasa likod ko, kasalanan daw niya. Gladly walang nasaktan sa incident.

    Punta kame presinto, police report / documentation etc

    Yun lang ako ang talo sa nangyari, si Adventure insisting insurance niya gamitin at hindi daw siya magbabayad ng anything.

    Car is already 5 years kaya kung sa Casa gagawin may depreciation for every parts to be replaced.

    I just filed the claim sa insurance ko, awaiting ano options ko. Estimated quote is 280K (probably bloated ito) yun din naman sabi nung Casa saken disregard ko lang daw muna quotation nila.

    Disregard kako eh may share ako sa depreciation [emoji23]

    I highly doubt magbayad ng anything yung Adventure saken, firm siya na only he can offer eh ifile sa insurance niya.

    Sabi nung Pulis if hindi kami magkasundo kasuhan ko daw.

    Sa bagal ng proseso dito eh aba parang ayoko na din.




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  3. Join Date
    Mar 2008
    Posts
    54,628
    #3
    Quote Originally Posted by cast_no_shadow View Post
    Sad thing nabangga ako last week, sandwiched kaya harap and likod ang damage.

    Nakahinto ako traffic, yung nasa likod ko suddenly binangga na lang ako bigla. Mitsubishi Adventure driver is senior citizen Grab siya.

    Sa lakas natumbok ko naman yung Montero sa harapan ko.

    Hindi naman na nag alibi or dahilan yung nasa likod ko, kasalanan daw niya. Gladly walang nasaktan sa incident.

    Punta kame presinto, police report / documentation etc

    Yun lang ako ang talo sa nangyari, si Adventure insisting insurance niya gamitin at hindi daw siya magbabayad ng anything.

    Car is already 5 years kaya kung sa Casa gagawin may depreciation for every parts to be replaced.

    I just filed the claim sa insurance ko, awaiting ano options ko. Estimated quote is 280K (probably bloated ito) yun din naman sabi nung Casa saken disregard ko lang daw muna quotation nila.

    Disregard kako eh may share ako sa depreciation [emoji23]

    I highly doubt magbayad ng anything yung Adventure saken, firm siya na only he can offer eh ifile sa insurance niya.

    Sabi nung Pulis if hindi kami magkasundo kasuhan ko daw.

    Sa bagal ng proseso dito eh aba parang ayoko na din.




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    aren't these events what insurance is for?
    so what is your insurance going to shoulder?

  4. Join Date
    Nov 2009
    Posts
    12,364
    #4
    Quote Originally Posted by dr. d View Post
    so what is your insurance going to shoulder?
    Assumptions:

    1. Casa repair = casa will shoulder 100% labor and 70% of parts

    30% chargeable to me (depreciation)

    2. Accredited shops = casa will shoulder everything (surplus parts as replacement)

    Hahabulin nga ba ni Insurance ko yung bumangga saken?

    Saklap sa pakiramdam na sorry na lang nakuha ko from him hehe


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  5. Join Date
    May 2014
    Posts
    1,320
    #5
    Quote Originally Posted by cast_no_shadow View Post
    Assumptions:

    1. Casa repair = casa will shoulder 100% labor and 70% of parts

    30% chargeable to me (depreciation)

    2. Accredited shops = casa will shoulder everything (surplus parts as replacement)

    Hahabulin nga ba ni Insurance ko yung bumangga saken?

    Saklap sa pakiramdam na sorry na lang nakuha ko from him hehe


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    Sa case na ito na may insurance din yung nakabangga sa iyo, diba dapat insurance will be the one to deal with their insurance to cover all the costs of repairs so that you have no money out?

    In the case of my brother on a 4 year old car, rear ended by driver who feel asleep at the wheel. Their insurance will have the car repaired and my brother will just submit a quit claim with his insurance so that there is no double claim. The repair works are going to be done by accredited casa/dealership of their insurance, so ends up dinala sa Toyota Cubao.

    Yung nakabangga sa kanya, Mercantile yung insurance.

    Kind of find it odd na no fault ka tapos may money out ka pa din to repair the damage dealt by the careless driver at fault. Siya pa may gana magdemand ng terms.

    Did the police report also state that it was the adventure's fault? As in umamin siya sa report?

  6. Join Date
    Nov 2009
    Posts
    12,364
    #6
    Quote Originally Posted by 17Sphynx17 View Post
    Sa case na ito na may insurance din yung nakabangga sa iyo, diba dapat insurance will be the one to deal with their insurance to cover all the costs of repairs so that you have no money out?

    In the case of my brother on a 4 year old car, rear ended by driver who feel asleep at the wheel. Their insurance will have the car repaired and my brother will just submit a quit claim with his insurance so that there is no double claim. The repair works are going to be done by accredited casa/dealership of their insurance, so ends up dinala sa Toyota Cubao.

    Yung nakabangga sa kanya, Mercantile yung insurance.

    Kind of find it odd na no fault ka tapos may money out ka pa din to repair the damage dealt by the carless driver.

    Did the police report also state that it was the adventure's fault? As in umamin siya sa report?
    Assumption ko lang yun mga nabanggit ko, wala pa feedback si Insurance ko sakin.

    I do hope same case mangyari sakin like what happened sa brother mo.

    Issue lang naman kasi yung depreciation if sa Casa gagawin, kaya okay na ako if sa accredited shop na lang gawin para participation na lang babayadan ko.

    Yes sa police report klaro na kasalanan niya, he signed it naman din.


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  7. Join Date
    Mar 2008
    Posts
    54,628
    #7
    Quote Originally Posted by cast_no_shadow View Post

    Hahabulin nga ba ni Insurance ko yung bumangga saken?
    maybe.
    maybe not.
    i wouldn't brood about it, if i were me.
    that is what insurance is for: so we don't concern ourselves about it.

  8. Join Date
    Nov 2009
    Posts
    12,364
    #8
    Quote Originally Posted by dr. d View Post
    maybe.
    maybe not.
    i wouldn't brood about it, if i were me.
    that is what insurance is for: so we don't concern ourselves about it.
    Yup. Pero mapapaisip ka pa din, kaya minsan walang lesson sa ibang drivers kase they can get away scot free (sinadya man or hindi yung incident)


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  9. Join Date
    Oct 2002
    Posts
    991
    #9
    Quote Originally Posted by cast_no_shadow View Post
    Sad thing nabangga ako last week, sandwiched kaya harap and likod ang damage.

    Nakahinto ako traffic, yung nasa likod ko suddenly binangga na lang ako bigla. Mitsubishi Adventure driver is senior citizen Grab siya.

    Sa lakas natumbok ko naman yung Montero sa harapan ko.

    Hindi naman na nag alibi or dahilan yung nasa likod ko, kasalanan daw niya. Gladly walang nasaktan sa incident.

    Punta kame presinto, police report / documentation etc

    Yun lang ako ang talo sa nangyari, si Adventure insisting insurance niya gamitin at hindi daw siya magbabayad ng anything.

    Car is already 5 years kaya kung sa Casa gagawin may depreciation for every parts to be replaced.

    I just filed the claim sa insurance ko, awaiting ano options ko. Estimated quote is 280K (probably bloated ito) yun din naman sabi nung Casa saken disregard ko lang daw muna quotation nila.

    Disregard kako eh may share ako sa depreciation [emoji23]

    I highly doubt magbayad ng anything yung Adventure saken, firm siya na only he can offer eh ifile sa insurance niya.

    Sabi nung Pulis if hindi kami magkasundo kasuhan ko daw.

    Sa bagal ng proseso dito eh aba parang ayoko na din.




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    awww. sorry to hear that bro.

    kung insurance mo ang gagamitin, pagkaka alam ko eh sila din bahala humabol or maningil sa naka bangga sayo. basta 'wag lang kayo magkakaruon ng agreement or settlement na wala na sya pananagutan sayo.

  10. Join Date
    Nov 2009
    Posts
    12,364
    #10
    Quote Originally Posted by Tha_Mann View Post
    awww. sorry to hear that bro.

    kung insurance mo ang gagamitin, pagkaka alam ko eh sila din bahala humabol or maningil sa naka bangga sayo. basta 'wag lang kayo magkakaruon ng agreement or settlement na wala na sya pananagutan sayo.
    Yes bro aware din naman ako, walang ganun na usapan.

    Tried telling him I claim it on my own, pero shoulder niya depreciation kaso ayaw talaga niya.

    Mapilit sa kanya ko daw ifile, hindi na kako ano yun at the mercy niya ako at nung insurance niya? Mahirap mangulit at mag follow up added layer lang siya.

    To think yung hassle at abala na mawalan ka ng oto, mag asikaso ng repair ang hirap i-compute nun kako




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  11. Join Date
    Nov 2009
    Posts
    12,364
    #11
    Dapat ata sa Insurance thread ako nagpost hahaha

    Sorry na hijack ko itong City thread [emoji3577]


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  12. Join Date
    Sep 2015
    Posts
    20
    #12
    Mga boss baka my benta kayo 2014 po model natamaan ng bato img_2343.jpg


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  13. Join Date
    Mar 2008
    Posts
    54,628
    #13
    Quote Originally Posted by chrisvx+ View Post
    Mga boss baka my benta kayo 2014 po model natamaan ng bato img_2343.jpg


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    if you are in metro manila,
    for pre-used, try the cathay centers in evangelista makati and in banawe QC.
    brand new should be about 3K... peruse the online sellers, po.
    since that model is locally assembled, it should not be too difficult to look for an affordable replacement part.

    if most of the parts are with you, and you are impoverished, you can try glueing the pieces back together. use liberally the glue, so's the finished product is waterproof.

  14. Join Date
    May 2011
    Posts
    354
    #14
    Guys me nakaexperience na ba sanyo na nagka rust ung any metal parts ng city nyo? Ung sakin kasi sa pinto sa me driver side. Dati ung gas cap metal cover nagkaroon sa hinges nirepair naman nila ng free, now eto na naman. Any inputs.. thanks

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  15. Join Date
    May 2011
    Posts
    354
    #15
    Quote Originally Posted by black ice View Post
    Guys me nakaexperience na ba sanyo na nagka rust ung any metal parts ng city nyo? Ung sakin kasi sa pinto sa me driver side. Dati ung gas cap metal cover nagkaroon sa hinges nirepair naman nila ng free, now eto na naman. 2 years na ung city. Any inputs.. thanks

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  16. Join Date
    Nov 2009
    Posts
    12,364
    #16
    For GM6 anong year nilabas yung smoked headlights? (Yung walang DRL ha)


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  17. Join Date
    Oct 2013
    Posts
    170
    #17
    Quote Originally Posted by cast_no_shadow View Post
    For GM6 anong year nilabas yung smoked headlights? (Yung walang DRL ha)


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    I dont know if you can call it smoked pero my 2014 E Cvt has a bit of tint sa taas lang. Yung vx and vx+ does not.

  18. Join Date
    Oct 2002
    Posts
    80
    #18
    Quote Originally Posted by cast_no_shadow View Post
    For GM6 anong year nilabas yung smoked headlights? (Yung walang DRL ha)


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    If tama pagka-alala ko yung MT na GM6 naka-smoked headlyts na dati pa.. so 2014-ish

  19. Join Date
    Dec 2014
    Posts
    1,254
    #19
    may recall daw honda regarding faulty fuel pump? kasama ba city?

  20. Join Date
    Nov 2009
    Posts
    12,364
    #20
    Quote Originally Posted by dhisky View Post
    may recall daw honda regarding faulty fuel pump? kasama ba city?
    Uh-ohhh


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2014 Honda City (Gen 4)