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  1. Join Date
    Nov 2009
    Posts
    12,364
    #1
    Quote Originally Posted by Yamski13 View Post
    I got my city last night. 2018E. first car ko kaya maraming tanong.

    1. In-house financing ako since low dp yung kinuha kong option. So, no choice ako sa insurance. Eto yung premium na babayaran ko:
    1st year - free
    2nd year - 16k+
    3rd year - 15k+
    4th year - 14k+
    5th year - 13k+
    Question: malaki ba talaga difference pag sariling insurance na lang? kasi kung ganun, i will pay na lalang the 1st year para succeeding years mas makakamura pa.

    2. Bawal pa rin sya ibiyahe without or/cr? planning to bring it to manaoag this Sunday.

    3. Ga'no katagal po ba usually magrelease ng or/cr? Sa Honda Marcos Highway ako kumuha.

    4. Sabi nung dealer, sa EastWest Bank ko na daw kukunin or/cr ko after 30 days. Ganun po ba talaga?
    1. Yes that free is not really free, bawi din nila sa premiums. I got a free from my bank, pero nung nakita ko yung premium quotation for the incoming years binayadan ko na lang yung free.

    2. Yes no registration no travel diba

    3. No idea. Pero dapat mabilis na processing ng dealers given the circumstances na bawal nga ibyahe.

    4. Dapat sa dealer yan ah?


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  2. Join Date
    Mar 2008
    Posts
    54,627
    #2
    it is "free", in the sense that one does not have to fork over additional money. but yes, in truth, "kinasama na nila yan sa purchase price".
    some require that car buyer get the insurance from them. others do not require so. you will have to ask them.
    OR CR, either casa or bank. you have but to ask the two, who has it. it should not be a problem, if these guys are honest.
    good luck.
    Last edited by dr. d; June 30th, 2017 at 10:16 AM.

  3. Join Date
    Jun 2017
    Posts
    8
    #3
    Quote Originally Posted by cast_no_shadow View Post
    1. Yes that free is not really free, bawi din nila sa premiums. I got a free from my bank, pero nung nakita ko yung premium quotation for the incoming years binayadan ko na lang yung free.

    2. Yes no registration no travel diba

    3. No idea. Pero dapat mabilis na processing ng dealers given the circumstances na bawal nga ibyahe.

    4. Dapat sa dealer yan ah?


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    Thank you, cns. On item 2, First time to buy a car kaya indifferent ako sa mga updates related to it before. First family car din namin ng parents ko kaya di ko rin sila matanong about the latest update sa no registration no travel policy. Though i heard about that last February. yung nakikita ko na lang na latest news is suspended yung policy about it. Pasensya na if the question sounds stupid.

  4. Join Date
    Mar 2017
    Posts
    655
    #4
    Quote Originally Posted by Yamski13 View Post
    3. Ga'no katagal po ba usually magrelease ng or/cr? Sa Honda Marcos Highway ako kumuha.
    Nasagot na nila yung iba eto nalang sagutin ko hehe.

    Ako nun nag promise ng 3 weeks yung SA ko, nakuha ko naman sa 3rd week. Though yung date nung CR is thursday nung 2nd week. Bali tinamad lang sila kunin nung friday, 2nd week. Kaya monday 3rd week na nila binigay sakin hehe.

  5. Join Date
    Oct 2010
    Posts
    134
    #5
    Quote Originally Posted by arvs18 View Post
    Nasagot na nila yung iba eto nalang sagutin ko hehe.

    Ako nun nag promise ng 3 weeks yung SA ko, nakuha ko naman sa 3rd week. Though yung date nung CR is thursday nung 2nd week. Bali tinamad lang sila kunin nung friday, 2nd week. Kaya monday 3rd week na nila binigay sakin hehe.
    Nakuha ko yung city ko noong june 2 and up to now wala pa yung or/cr...😭😭😭

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  6. Join Date
    Oct 2013
    Posts
    170
    #6
    Mura na yang quote sa iyo for 2nd to 5th yr. With Acts of God/Nature na ba yan?

    Quote Originally Posted by Yamski13 View Post
    I got my city last night. 2018E. first car ko kaya maraming tanong.

    1. In-house financing ako since low dp yung kinuha kong option. So, no choice ako sa insurance. Eto yung premium na babayaran ko:
    1st year - free
    2nd year - 16k+
    3rd year - 15k+
    4th year - 14k+
    5th year - 13k+
    Question: malaki ba talaga difference pag sariling insurance na lang? kasi kung ganun, i will pay na lalang the 1st year para succeeding years mas makakamura pa.

    2. Bawal pa rin sya ibiyahe without or/cr? planning to bring it to manaoag this Sunday.

    3. Ga'no katagal po ba usually magrelease ng or/cr? Sa Honda Marcos Highway ako kumuha.

    4. Sabi nung dealer, sa EastWest Bank ko na daw kukunin or/cr ko after 30 days. Ganun po ba talaga?

  7. Join Date
    Jun 2017
    Posts
    8
    #7
    Quote Originally Posted by Monte View Post
    Mura na yang quote sa iyo for 2nd to 5th yr. With Acts of God/Nature na ba yan?
    with AOG na sya bro.

  8. Join Date
    Apr 2016
    Posts
    130
    #8
    Quote Originally Posted by Yamski13 View Post
    I got my city last night. 2018E. first car ko kaya maraming tanong.

    1. In-house financing ako since low dp yung kinuha kong option. So, no choice ako sa insurance. Eto yung premium na babayaran ko:
    1st year - free
    2nd year - 16k+
    3rd year - 15k+
    4th year - 14k+
    5th year - 13k+
    Question: malaki ba talaga difference pag sariling insurance na lang? kasi kung ganun, i will pay na lalang the 1st year para succeeding years mas makakamura pa.

    2. Bawal pa rin sya ibiyahe without or/cr? planning to bring it to manaoag this Sunday.

    3. Ga'no katagal po ba usually magrelease ng or/cr? Sa Honda Marcos Highway ako kumuha.

    4. Sabi nung dealer, sa EastWest Bank ko na daw kukunin or/cr ko after 30 days. Ganun po ba talaga?
    Usually may bnbgay na papel ang casa na mandated ni LTO due to the delay nga ng registration, drove mine without the said paper for 1 month nag tagaytay at bulacan pa ako but never had any problem nasa technique at ingat nalang din siguro bro goodluck

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  9. Join Date
    Jun 2017
    Posts
    8
    #9
    Quote Originally Posted by iameldrin View Post
    Usually may bnbgay na papel ang casa na mandated ni LTO due to the delay nga ng registration, drove mine without the said paper for 1 month nag tagaytay at bulacan pa ako but never had any problem nasa technique at ingat nalang din siguro bro goodluck

    Sent from my SM-G935F using Tsikot Forums mobile app
    casa just gave me a scanned copy of the csr. didn't bother mangulit na about or/cr. dinala na namin sa manaoag and been driving it for more than one week na. so far, wala naman naging problem. maingat naman kami i suppose. heheh.

    thanks for the help guys!

  10. Join Date
    Nov 2009
    Posts
    12,364
    #10
    Currently 40K KMs and Im due for 50K PMS will also include fuel filter replacement this time.


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  11. Join Date
    Mar 2017
    Posts
    655
    #11
    Quote Originally Posted by cast_no_shadow View Post
    Currently 40K KMs and Im due for 50K PMS will also include fuel filter replacement this time.


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    Magkanu kaya total damages nyan Sir hehe.

  12. Join Date
    Nov 2009
    Posts
    12,364
    #12
    Quote Originally Posted by arvs18 View Post
    Magkanu kaya total damages nyan Sir hehe.
    Hehe pasuspense pa ako at hindi pa nagpapaquote.

    Feeling ko nga pati brake pads due for replacement na din.


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  13. Join Date
    Mar 2017
    Posts
    655
    #13
    ^

    Hindi malabong pati brake pads din Sir. Mag 3 years na almost eh. Pero malay mo medyo makapal pa naman para ilipat nalang sa 60k PMS, lalo na if hindi ka naman adik sa brakes haha.

  14. Join Date
    Dec 2014
    Posts
    1,254
    #14
    Yung sakin 40k PMS dapat last January, Talked to casa already (Makati) and I said kung pwede July na lang 40k PMS since sobrang baba pa ng mileage. 13k pa lang. Pwede naman daw and papa sched na lang

  15. Join Date
    Apr 2015
    Posts
    65
    #15
    Quote Originally Posted by arvs18 View Post
    ^

    Hindi malabong pati brake pads din Sir. Mag 3 years na almost eh. Pero malay mo medyo makapal pa naman para ilipat nalang sa 60k PMS, lalo na if hindi ka naman adik sa brakes haha.
    Yung akin lagpas 60k na pero 'di pa niadvise na magpalit ng brake pads. Akala ko nga e papapalitan na kasi medyo aggresive driver ako at gamit na gamit ang brakes. Hindi ko lang na-take note kung anung measurements nung huli akong nagpamaintenance nung May.

    Bale, gulong pa lang pinalitan ko last September.

  16. Join Date
    Dec 2005
    Posts
    440
    #16
    I was quoted 22k with AON for the same unit, so mura na yan

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  17. Join Date
    Nov 2009
    Posts
    12,364
    #17
    Naalala ko noon, free nga 1st year, sa 2nd year 24K yung premium ko.


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  18. Join Date
    Nov 2016
    Posts
    126
    #18
    Yamski took in-house financing. So with high monthly amortization, casa would somehow reduce the insurance cost so their scheme would appear attractive.


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  19. Join Date
    Oct 2010
    Posts
    134
    #19
    Ingat lang bro na hinde ma involve sa kahit anong aksidente or to any traffic violations...

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  20. Join Date
    Dec 2005
    Posts
    440
    #20
    IMHO, you are betting that you don't get involved in any road accident whenever you go out. Talo ka yata in all angles if ever..laki perwisyo..

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2014 Honda City (Gen 4)