warning:beware of hyundai shaw

[hondaboot]

well right now po kinontak ako ng bank regarding this matter kasi nagcomplain na din ako pati sa bank.....sabi ng bank sila na lang daw ang mag aadjust....ittaas nila ang approval sakin..so waiting pa din po ako....about that...

eto lang po masasabi ko beware po kau sa mga low downpayment scheme ganyan xe nanyari sakin then yun pala iooverpriced po nila yun unit..

originally po the price of the old accent is only 700k ako po chinarge ng dealer ng 778k..and to think of it po wala pong accesories ang unit ko...

so Godbless na lang ho ang mga ganyan.....
update ko na lang po kau ulit guys

ganyan naman talaga ang big picture ngaun that's why consumer spending is low. that's how banks get the bigger piece of the pie of the flowing money.

grabe na talaga ngaun, people are enticed for low downs and then they get tied up for so many years sa payments and the only recourse is to stay home na lang coz wala ng panggastos, hence, other businesses suffer.

as a result, fastfoods, fuel and other necessities rise bec. of lower demand. and to think, these businesses hawak din ng banks by
way of a loan or investment funds.

people get depressed bec. they cant have fun anymore going out, coz they can't afford it and so naging emotional eaters sila while at home. and therefore, the bigger they get, the more they consume

the more they consume, the more it contributes the imbalance of supply and demand and therefore, to be taken advantage again by the same banks.

another side effect, is health. since middle class tend to become bigger, health suffers and then eto naman ang HMO, banks na naman

manood kasi kayo ng zeitgeist. BANKS are the modern century mafia. hawak ka sa leeg

[james00112233]

ganyan naman talaga ang big picture ngaun that's why consumer spending is low. that's how banks get the bigger piece of the pie of the flowing money.

grabe na talaga ngaun, people are enticed for low downs and then they get tied up for so many years sa payments and the only recourse is to stay home na lang coz wala ng panggastos, hence, other businesses suffer.

as a result, fastfoods, fuel and other necessities rise bec. of lower demand. and to think, these businesses hawak din ng banks by
way of a loan or investment funds.

people get depressed bec. they cant have fun anymore going out, coz they can't afford it and so naging emotional eaters sila while at home. and therefore, the bigger they get, the more they consume

the more they consume, the more it contributes the imbalance of supply and demand and therefore, to be taken advantage again by the same banks.

another side effect, is health. since middle class tend to become bigger, health suffers and then eto naman ang HMO, banks na naman

manood kasi kayo ng zeitgeist. BANKS are the modern century mafia. hawak ka sa leeg

typical OB...

[Starex_Gold]

Well.. Hyundai Shaw Blvd. is owned by Juno Cars.

No surprise at all.

Nothing new.


___________

Mabuti nga kinarma yang dealership na yan eh.

Last year nung bumagyo, sa lakas ng hangin, nabagsakan ng steel beam yung isang Grand Starex Limousine (2.8M) at Tucson GL CRDi (1.3M)

Parehong brand new.

[xander1925]

Have you tried contacting the mother company in Korea? Makakasira sa kanila yan.

I agree with this. When i complained Kia Marikina about them not making adjustment sa alignment nang fender ko sa Mother company... Pinagalitan ang Kia Marikina he he he... Tinawagan nila ako to make adjustment then sabi pa sa akin sana di ko na daw ni report..

Well the reason they didnt make the alignment is because people there doesn't know what to do and natatakot silang ma sira or magasgas ang unit... but still di ba...

Kepp fighting mam.. di acceptable yung ginawa nila sayo.. dapat sibakin yung manager na yun..

[hausteam]

well right now po kinontak ako ng bank regarding this matter kasi nagcomplain na din ako pati sa bank.....sabi ng bank sila na lang daw ang mag aadjust....ittaas nila ang approval sakin..so waiting pa din po ako....about that...

eto lang po masasabi ko beware po kau sa mga low downpayment scheme ganyan xe nanyari sakin then yun pala iooverpriced po nila yun unit..

originally po the price of the old accent is only 700k ako po chinarge ng dealer ng 778k..and to think of it po wala pong accesories ang unit ko...

so Godbless na lang ho ang mga ganyan.....
update ko na lang po kau ulit guys

Agree ako with this. Kung papa-finance mo rin lang sa banko, dumiretso ka na sa bank. I recently went through the process of acquiring a new car. Luckily, I have a friend who works at PSBank. Ang advice niya - huwag na huwag ka maglalabas ng pera o reservation sa dealer. Kung na-approve ang car loan mo, let the bank negotiate with the dealer. Bank managers have a direct line to the dealer managers kaya mas-less ang possibility na maloko ng SA.

[jonski]

Ano na update?

[ecozone]

well right now po kinontak ako ng bank regarding this matter kasi nagcomplain na din ako pati sa bank.....sabi ng bank sila na lang daw ang mag aadjust....ittaas nila ang approval sakin..so waiting pa din po ako....about that...

eto lang po masasabi ko beware po kau sa mga low downpayment scheme ganyan xe nanyari sakin then yun pala iooverpriced po nila yun unit..

originally po the price of the old accent is only 700k ako po chinarge ng dealer ng 778k..and to think of it po wala pong accesories ang unit ko...

so Godbless na lang ho ang mga ganyan.....
update ko na lang po kau ulit guys

ayun, kasalanan ng GM ito dahil pinayagan nya mag-overprice and the bank is also partly to blame dahil binigyan nila ng approval, for sure me record naman sila ng SRP kung magkano unit, in short nakalusot...

[robot.sonic]

ganyan naman talaga ang big picture ngaun that's why consumer spending is low. that's how banks get the bigger piece of the pie of the flowing money.

grabe na talaga ngaun, people are enticed for low downs and then they get tied up for so many years sa payments and the only recourse is to stay home na lang coz wala ng panggastos, hence, other businesses suffer.

as a result, fastfoods, fuel and other necessities rise bec. of lower demand. and to think, these businesses hawak din ng banks by
way of a loan or investment funds.

people get depressed bec. they cant have fun anymore going out, coz they can't afford it and so naging emotional eaters sila while at home. and therefore, the bigger they get, the more they consume

the more they consume, the more it contributes the imbalance of supply and demand and therefore, to be taken advantage again by the same banks.

another side effect, is health. since middle class tend to become bigger, health suffers and then eto naman ang HMO, banks na naman

manood kasi kayo ng zeitgeist. BANKS are the modern century mafia. hawak ka sa leeg

ang galing nito! nakakatuwa! the best ka talaga.

[Bin Diesel]

ganyan naman talaga ang big picture ngaun that's why consumer spending is low. that's how banks get the bigger piece of the pie of the flowing money.

grabe na talaga ngaun, people are enticed for low downs and then they get tied up for so many years sa payments and the only recourse is to stay home na lang coz wala ng panggastos, hence, other businesses suffer.

as a result, fastfoods, fuel and other necessities rise bec. of lower demand. and to think, these businesses hawak din ng banks by
way of a loan or investment funds.

people get depressed bec. they cant have fun anymore going out, coz they can't afford it and so naging emotional eaters sila while at home. and therefore, the bigger they get, the more they consume

the more they consume, the more it contributes the imbalance of supply and demand and therefore, to be taken advantage again by the same banks.

another side effect, is health. since middle class tend to become bigger, health suffers and then eto naman ang HMO, banks na naman

manood kasi kayo ng zeitgeist. BANKS are the modern century mafia. hawak ka sa leeg

Dapat siguro sumali sa debate sa palabas na The Root of All Evil.
Ang OA mo kasi magisip.

[poorgirl]

hi update ko po ulit kau sa nanyari...

in fairness po sa bank...the reason po na hindi nila binigay yung approval its because nung una pong nagpa aaproved ang hyundai shaw sa knila talga naman pong 700k lang ang unit kaya po yun ung binigay ng bank na approval..ngaun po nung pumirma na kami ng mga documents ang nangyari po eh hindi tinanggap ng bank yun computation ng dealer dahil according po sa bank eh hindi po cla pareho ng computation..so inask po ng bank bakit 778k ang pinapasa nila ngaun samantalang ang pinaaprubahan nila eh 700k lang...according po sa dealer may mga acesories daw pong kasama...so nun ko lang po nalaman na may acesories pala dapat..xe po nung una akong inalok ng accent wala pong accesories tapos po nung kinuha ko na ung accent sabi nila meron daw po akong free na back up sensor ngaun po yung back up sensor ang sinasabi nila na acesories na parang worth 78k dahil originally ang price ng accent eh 700k lang. tapos ngaun po nag agree narin kami sa bank dahil yun bank na ang nakikipagcomunicate samin.ngaun about the back up sensor kasi po hindi pa nakakabit yun sa unit ko eh sa iba ko na lang po pagagawa pero po cla magbabayad...so update ko po ulit kau salamat po sa mga comments nyo

[tanatej]

The moral of the story is:

mag-ipon, then pay cash. Para may discount ka pa, instead of being overcharged. Imagine paying over sticker price in a car dealership.

[rene_tagle]

hi update ko po ulit kau sa nanyari...

in fairness po sa bank...the reason po na hindi nila binigay yung approval its because nung una pong nagpa aaproved ang hyundai shaw sa knila talga naman pong 700k lang ang unit kaya po yun ung binigay ng bank na approval..ngaun po nung pumirma na kami ng mga documents ang nangyari po eh hindi tinanggap ng bank yun computation ng dealer dahil according po sa bank eh hindi po cla pareho ng computation..so inask po ng bank bakit 778k ang pinapasa nila ngaun samantalang ang pinaaprubahan nila eh 700k lang...according po sa dealer may mga acesories daw pong kasama...so nun ko lang po nalaman na may acesories pala dapat..xe po nung una akong inalok ng accent wala pong accesories tapos po nung kinuha ko na ung accent sabi nila meron daw po akong free na back up sensor ngaun po yung back up sensor ang sinasabi nila na acesories na parang worth 78k dahil originally ang price ng accent eh 700k lang. tapos ngaun po nag agree narin kami sa bank dahil yun bank na ang nakikipagcomunicate samin.ngaun about the back up sensor kasi po hindi pa nakakabit yun sa unit ko eh sa iba ko na lang po pagagawa pero po cla magbabayad...so update ko po ulit kau salamat po sa mga comments nyo

anak ng ogag! 78k for back up censor! hay naku talaga JUNO CARS!!!
kung ako sa inyo mam ilalapit ko sa dti kagaguhan ng mga to, o kaya sa mga tulfo!

[Big_daddy]

The moral of the story is:

mag-ipon, then pay cash. Para may discount ka pa, instead of being overcharged. Imagine paying over sticker price in a car dealership.

nice suggestion...ipon then pay cash...just wondering how long the TS will have to wait, not to mention the vast majority of other car owners who use financing/loans to obtain their vehicles.

lesson is to be very careful when you invest...and to double check everything before committing to buying a new car.

[_Qwerty_]

78K for backup sensor?? kahit sa toyota ala nang 4T yan ngayon ah..

[poknet]

78K for backup sensor?? kahit sa toyota ala nang 4T yan ngayon ah..

ang mahal na pala ngayon nag back up sensor???

[CVT]

Sis poorgirl,- ipalista mo sa kanila ang mga accessories na worth P78K....

Sobrang mahal yata ito.....

12.3K:outcold:

[dc723]

hi update ko po ulit kau sa nanyari...

in fairness po sa bank...the reason po na hindi nila binigay yung approval its because nung una pong nagpa aaproved ang hyundai shaw sa knila talga naman pong 700k lang ang unit kaya po yun ung binigay ng bank na approval..ngaun po nung pumirma na kami ng mga documents ang nangyari po eh hindi tinanggap ng bank yun computation ng dealer dahil according po sa bank eh hindi po cla pareho ng computation..so inask po ng bank bakit 778k ang pinapasa nila ngaun samantalang ang pinaaprubahan nila eh 700k lang...according po sa dealer may mga acesories daw pong kasama...so nun ko lang po nalaman na may acesories pala dapat..xe po nung una akong inalok ng accent wala pong accesories tapos po nung kinuha ko na ung accent sabi nila meron daw po akong free na back up sensor ngaun po yung back up sensor ang sinasabi nila na acesories na parang worth 78k dahil originally ang price ng accent eh 700k lang. tapos ngaun po nag agree narin kami sa bank dahil yun bank na ang nakikipagcomunicate samin.ngaun about the back up sensor kasi po hindi pa nakakabit yun sa unit ko eh sa iba ko na lang po pagagawa pero po cla magbabayad...so update ko po ulit kau salamat po sa mga comments nyo

The way I see it Hyundai Shaw was trying to pull a fast one on you and the bank. They have this racket wherein they pad up the unit price of a unit by adding grossly overpriced accessories in order to have a higher income on a unit. Pina approve nila kayo sa PSbank for a 700k unit pero nung pina invoice and na release na ung unit pinatungan nila ito with 78k worth of accessories. Malamang ung PSbank ang sinusubukan nila mag adjust na lang for their deception since na release niyo na ung unit. Ang problem is mukha hindi nag budge ung PSbank kaya kayo naman ang iniipit nila.

[tanatej]

nice suggestion...ipon then pay cash...just wondering how long the TS will have to wait, not to mention the vast majority of other car owners who use financing/loans to obtain their vehicles.

lesson is to be very careful when you invest...and to double check everything before committing to buying a new car.

Sir di po mahirap magipon para makabili ng kotse... konting disiplina lang at tiis, may mararating din. Di naman basic necessity ang kotse.

I saved and scrimped 400K over two years for a 2005 Altis... granted, it's not a brand new one, but it looks and smells and runs like one, and for that kind of money you have a lot of choices, you have bargaining power (eventually paid 320K cash for it), and most of all WALA KANG UTANG.

[shadow]

Sir di po mahirap magipon para makabili ng kotse... konting disiplina lang at tiis, may mararating din. Di naman basic necessity ang kotse.

I saved and scrimped 400K over two years for a 2005 Altis... granted, it's not a brand new one, but it looks and smells and runs like one, and for that kind of money you have a lot of choices, you have bargaining power (eventually paid 320K cash for it), and most of all WALA KANG UTANG.

ayun! 2nd hand car pala sinasabi mo eh. most of the guys here hinde na kailangan magipon for second hand cars. I mean if the TS was getting a loan for a second hand car then I agree with you na dapat magipon na lang siya dahil it's not really a good move to pay interest rate for a second hand car, pero brand new naman so ok lang.

wala naman problema yun TS sa loan eh, it's the dealer who f*ck up. saka kung kwekwentahin mo ang interest ng car loan if spread to 2 years, negligible yun.

walang problema kung meron kang utang sa bank, as long as kayang mong bayaran. in the first you can't get one if you're not capable.

yun mga nagsasabi na dapat cash ang bayad and all, it only means they don't have a good credit standing. they can't get a loan kaya no choice but to pay in cash.

I have friends and relatives na super rich. but they still get car loans.

saka iba pa rin brand new.

[ChoyJo]

any updates?