Hit & RUN Montero NQK-890

[PareKoy]

Hi tsikoteers,

I would like your help regarding my case. Just this morning, I was informed by the guard on duty that he witnessed my car was bumped by this 2010 Mitsubishi Montero NQK-890 at 4:30AM. One of the employees of the bar near my place saw this as well. They tried to stop the drunk lady driver but she just kept on going. What should I do? I have compre insurance for my car but I would like some justice. Any advice where I should start? Damage is disaligned, scraped and cracked bumper, disaligned/scraped fender and "umangat" na hood. My car is 2008 mazda3.

LTO inquiry:
Plate No: NQK890
Make: Mitsubishi
Model: Montero Sport G
Year: 2010
Color: Pyrenes black
No apprehension, no alarm

[jubs00]

Hi tsikoteers,

I would like your help regarding my case. Just this morning, I was informed by the guard on duty that he witnessed my car was bumped by this 2010 Mitsubishi Montero NQK-890. One of the employees of the bar near my place saw this as well. They tried to stop the drunk lady driver but she just kept on going. What should I do? I have compre insurance for my car but I would like some justice. Any advice where I should start? Damage is disaligned, scraped and cracked bumper, disaligned/scraped fender and "umangat" na hood. My car is 2008 mazda3.

LTO inquiry:
Plate No: NQK890
Make: Mitsubishi
Model: Montero Sport G
Year: 2010
Color: Pyrenes black
No apprehension, no alarm

Wow, bago pa yung monty ah. You have two witnesses sir malakas yung case mo nyan, file a report at habulin mo yung may-ari nun. Hope you remembered to take pics and gather evidence as much as you can. Kahit may compre insurance ka pa, don't claim for "own damage".

[PareKoy]

^OK sir thanks. San po first step ko? Diretso na sa pulis? Plan ko later this afternoon magleave ako from work para punta ako sa makati precinct (sa jupiter kasi yung incident).

Edit: I tried registering at monterosportclubphil but kelangan pa pala ng moderator's approval before I can post hehe. Nagbabakasakali may nakakakilala dun sa owner ng car.

[jubs00]

^OK sir thanks. San po first step ko? Diretso na sa pulis? Plan ko later this afternoon magleave ako from work para punta ako sa makati precinct (sa jupiter kasi yung incident).

Edit: I tried registering at monterosportclubphil but kelangan pa pala ng moderator's approval before I can post hehe. Nagbabakasakali may nakakakilala dun sa owner ng car.

Yes sir, dapat may police blotter ka since eto yung hinahanap ng insurance pag mag claim ka na. Buti na lang yung sa akin, yung insurance ko mismo ang pinahabol ko sa bumangga kaya walang sakit ng ulo. Why not post on the monty forum dito? baka may maka kilala ng owner dun.

[claRkEnt]

do it fast para ma-trace mo agad yung montero at maabutan mo pa evidence ng bump sa monty nya.

[Monseratto]

Your insurance company can be the one to go after the Montero. Just get a police report.

[gertrude]

matagal pa pag police report. attorney's affidavit na lang tapos declare mo lang na hit & run. tapos nun insurance na hahabol dyan sa montero. masakit nga lang sa bulsa yung participation...

[PareKoy]

Thanks for the advice guys. I've decided na punta na lang ako sa police station tonight. Can't leave work early kasi and I promised my uncle na susunduin ko sila sa airport. 24hours naman yung makati central police station along ayala ave extension right?

Regarding naman dun sa affidavit, yan rin yung advice sakin ng dad ko. Problem is i don't know any attorney. I don't even know where to start

[Monseratto]

Thanks for the advice guys. I've decided na punta na lang ako sa police station tonight. Can't leave work early kasi and I promised my uncle na susunduin ko sila sa airport. 24hours naman yung makati central police station along ayala ave extension right?

Regarding naman dun sa affidavit, yan rin yung advice sakin ng dad ko. Problem is i don't know any attorney. I don't even know where to start

You can inquire with your insurance company if they have a fill-in-the-blanks affidavit form. Then you can have them notarize it for you.

[jubs00]

Thanks for the advice guys. I've decided na punta na lang ako sa police station tonight. Can't leave work early kasi and I promised my uncle na susunduin ko sila sa airport. 24hours naman yung makati central police station along ayala ave extension right?

Regarding naman dun sa affidavit, yan rin yung advice sakin ng dad ko. Problem is i don't know any attorney. I don't even know where to start

You can always go or call your insurance company. For sure may mga kilala sila na attys. o malay mo may mga forumers dito na atty who can help you. If possible sir do it soon, at baka yung owner nun umalis etc. ikaw din ma dehado nyan.

[PareKoy]

Kausap ko dad ko kanina. Nakausap raw siya nung insurance agent namin. Advice daw sa kanya ,pagawan ko ng police report pero sabihin ko na hindi namin nakuha yung plate number nung montero. Sabi daw ng agent ganun na lang para hindi na komplikado yung issue. Bakit kaya ganun??? Ayaw ko na matakasan nung montero yung kanyang responsibility. Drunk driving + hit and run yun. Mabigat na kaso yun diba?

Sabi ko naman kay dad na sabihan yung agent na baka pwede sila na humabol sa montero since nakuha naman yung plate number. Still awaiting insurance agent feedback..

[crazy_boy]

matagal pa pag police report. attorney's affidavit na lang tapos declare mo lang na hit & run. tapos nun insurance na hahabol dyan sa montero. masakit nga lang sa bulsa yung participation...

charge everything to the Montero's insurance. para wala ka ng bayaran.

[jubs00]

Kausap ko dad ko kanina. Nakausap raw siya nung insurance agent namin. Advice daw sa kanya ,pagawan ko ng police report pero sabihin ko na hindi namin nakuha yung plate number nung montero. Sabi daw ng agent ganun na lang para hindi na komplikado yung issue. Bakit kaya ganun??? Ayaw ko na matakasan nung montero yung kanyang responsibility. Drunk driving + hit and run yun. Mabigat na kaso yun diba?

Sabi ko naman kay dad na sabihan yung agent na baka pwede sila na humabol sa montero since nakuha naman yung plate number. Still awaiting insurance agent feedback..

Di ko ma gets kung bakit gustong palabasin nung insurance nyo na hindi nakuha ang plate nung monty.. What's complicated with making a report stating na hit & run yung nangyari?.. Diba mas ok sa kanila kung yung insurance ng monty ang mag babayad?


Just my two cents.

[PareKoy]

i guess gusto nila mangyari ifile ko na lang ang claim sa sarili kong insurance. Mas mabilis ata marelease ang LOA kung wala na iinvestigate yung insurance agency. Kaso I really want to make that montero pay

[reefshark]

Baka naman kaya ayaw ipalagay yung plate number ng Montero is to make your claim fast, via own damage nga lang and this will make you shell out for participation + tataas yung premium mo. I do hope my assumption is wrong.

Advice lang is talk to your insurance and make them work for you, that's why you're paying them.

[PareKoy]

^Yup parang ganyan rin hinala ko. Pero i don't think own damage yung gusto palabasin nung agent. Gusto nya ifile ko na walang witness sa incident. Sabihin ko raw pagkakita ko sa car, may tama na.

will call the insurance co later. thanks everyone

[ARB]

own damage insurance is the part of the comprehensive insurance that covers the insured car, in this case your car. the property damage is the other partys' vehicle, sample if you hit another car and its your fault the PD will cover the damages. Yes I feel that the assumption of the other forumers about the move of the insurance agent is that you will claim on your OD therefore you will shell out participation and parts depreciation if applicable. Question is are you willing to shell out money for the damages done by the MS?

calling fireblade maybe you can give the TS info about the Monty.

[ARB]

double posting....grrrrr.....

[PareKoy]

^thanks for the clarification.

Update:
Went to the makati police along ayala extension yesterday. Was referred to the traffic bureau office in the building in front of makati city hall. Filled up an affidavit form, gave all the important details and the police officer took pictures of the car. Shelled out P150 for the pics The officer told me they'll contact the other party regarding this issue and to come back on Saturday for the police report.

[IMm29]

Well, if the Makati traffic bureau guys get their act together despite the season, they'll be contacting the Montero owner soon, and ask him/her to come over for questioning, or for them to submit their statement. Not sure if they'll still ask you 2 to meet face to face. Mabilis sila kung maibigay yung police report by Saturday. Just keep on following up with them.

On the insurance side, when I was hit by a taxi along SLEX many years back, coz the driver of the taxi apparently suffered a heart attack, I reported it to my insurance, fyi lang, just so they knew. Wasn't planning on collecting, coz the guy was DOA at the hospital. They just asked if I wanted to pursue it, coz all I needed to submit were the police report, and participation fee, and they would go after the driver's family, and then reimburse me for the participation fee.

So, if you follow your insurance agent's idea, it'll be considered own damage, and you won't be able to get your participation back.